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Google Pay VS Splitit

Compare Google Pay VS Splitit and see what are their differences

Google Pay

Make secure payments right through your Android device.

Rating
0 reviews
Alternatives Is it good?
Splitit

Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualif…

Rating
0 reviews
Alternatives Is it good?
VisualVisitor
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Which is more popular?

Based on our record, Google Pay seems to be more popular. It has been mentioned 7 times since March 2021.

social mentions
7 vs 0
Online Payments popularity
64% vs 36%
alternatives listed
240+ vs 113

Base details

Website, pricing, platforms and company facts side by side.

Google Pay
Splitit
Website pay.google.com splitit.com
Pricing —
Official pricing
Listed in
Online Payments Payment Platform eCommerce Tools Finance +1
Business & Commerce Online Payments Buy Now Pay Later Office & Productivity +1

Features and specs

What each product offers, as listed by its team.

Google Pay 8 features
Splitit 4 features
  • Ease of Use
    Google Pay offers a seamless and intuitive interface, making it easy for users to make payments with just a few taps.
  • Wide Acceptance
    Google Pay is widely accepted at numerous online and in-store locations, providing users with a versatile payment option.
  • Security
    Google Pay uses tokenization and encryption to protect user information, ensuring secure transactions.
  • Rewards and Discounts
    Users can take advantage of various rewards programs and discounts available exclusively to Google Pay users.
  • Integration with Google Services
    Seamlessly integrates with other Google services, such as Google Assistant and Gmail, enhancing the overall user experience.
  • Multi-Platform Support
    Google Pay is available on multiple platforms, including Android and iOS, as well as through web browsers.
  • Contactless Payments
    Supports NFC technology, allowing for quick and easy contactless payments at compatible point-of-sale systems.
  • Peer-to-Peer Payments
    Enables users to send and receive money from friends and family effortlessly.

Possible disadvantages

  • Limited Bank Support
    Not all banks and financial institutions support Google Pay, which may limit its use for some users.
  • Privacy Concerns
    As with any digital payment service, there may be concerns regarding how user data is collected, stored, and used by Google.
  • Dependence on Mobile Devices
    Requires a compatible mobile device to use in physical stores, which may not be convenient for all users.
  • Merchant Adoption
    Despite its wide acceptance, there are still some merchants who do not support Google Pay, limiting its ubiquity.
  • Internet Requirement
    Requires an active internet connection for initial setup and sometimes for transactions, which may be a limitation in areas with poor connectivity.
  • Learning Curve for New Users
    Some users may find it challenging to set up and start using Google Pay, particularly those who are not tech-savvy.
  • Potential Fees
    There may be fees associated with certain transactions, such as sending money internationally, which could be a disadvantage for some users.
  • Interest-Free Payments
    Splitit allows customers to pay in installments without charging any interest, making it an attractive option for those looking to spread costs over time.
  • No Credit Check
    Splitit does not require a credit check to use its services, which can be beneficial for individuals who have a limited credit history or want to avoid impacting their credit score.
  • Easy Integration
    For merchants, Splitit offers easy and seamless integration with their existing payment systems, allowing them to offer flexible payment options to customers without significant technical overhead.
  • Increase in Sales
    By offering a payment plan, Splitit can potentially increase sales for merchants as customers are more likely to make larger purchases when they can spread out payments.

Possible disadvantages

  • Credit Card Requirement
    Customers must have a credit card with sufficient available credit to cover the full amount of the purchase, which might restrict some users from using the service.
  • Hold on Credit Amount
    While using Splitit, the customer's credit card will have a hold placed on the full amount of the purchase, potentially reducing their available credit.
  • Limited Market Presence
    Splitit's availability might be limited depending on the region, meaning not all merchants or customers can access its services globally.
  • Dependence on Card Issuers
    The service's operation depends on agreements with card issuers and networks, which may create dependency issues if partnerships change or end.

Analysis

An editorial look at what each product does well and who it suits.

Google Pay
Splitit

Overall verdict

  • Google Pay is a reliable and efficient payment solution for users seeking a straightforward and secure way to handle digital payments and transactions, both online and in-store.

Why this product is good

  • Google Pay is considered a good digital payment platform because it offers a user-friendly interface, diverse functionalities such as sending and receiving money, storing loyalty cards, and integrating with various banking institutions. Moreover, it provides robust security features like tokenization, which protects user data during transactions. Its wide acceptance among retailers and the ability to make contactless payments enhance its convenience for everyday transactions.

Recommended for

  • Individuals who frequently make digital transactions or online purchases.
  • Tech-savvy users who prefer contactless or mobile payments.
  • People who want to consolidate payment methods and loyalty cards into a single platform.
  • Users who value security and want to avoid carrying physical credit or debit cards.

Overall verdict

  • Splitit is considered a good option for those looking to split payments without taking on additional debt or interest. The service can be especially appealing to consumers who want to budget for larger purchases without impacting their credit rating. However, it's important to ensure that the merchant you're purchasing from supports Splitit.

Why this product is good

  • Splitit offers a unique payment solution that allows consumers to pay for purchases over time using their existing credit cards, without incurring interest or fees. This can be beneficial for managing cash flow and making larger purchases more affordable. Additionally, because Splitit's method doesn't involve opening a new line of credit, it avoids affecting the user's credit score.

Recommended for

  • Consumers who prefer interest-free payment plans
  • Individuals looking to manage cash flow efficiently
  • Shoppers who want to avoid impacting their credit score
  • People making larger purchases who prefer to spread the cost over time

Videos

Walkthroughs and reviews on video.

Google Pay 3 videos + Add
Splitit 3 videos + Add

Apple Pay vs. Samsung Pay vs. Google Pay: Which is best?

More videos

  • - How to set up and use Google Pay
  • - How to Use Google Pay Step by Step in Hindi | By Ishan

SPLITIT GOES GLOBAL WITH MASTERCARD DEAL 💳

More videos

  • - 3 PROBLEMS with buy now pay later. Afterpay, Zip Pay, Splitit etc.
  • - How Does Splitit Work for Shoppers?

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Google Pay
Splitit
64% 64%
Online Payments
36% 36%
100% 100%
Payment Platform
0% 0%
0% 0%
Business & Commerce
100% 100%
100% 100%
Finance
0% 0%

User comments

Share your experience with using Google Pay and Splitit. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Google Pay no reviews yet
Splitit no reviews yet

We have no reviews of Splitit yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Google Pay 7 mentions
Splitit 0 mentions
  • Google Pay app will no longer be available
    From their website in the UK https://pay.google.com/about/ -------- Google Pay is the fast, simple way to pay on sites, in apps, and in stores using the cards saved to your Google Account. :Add a card to Google Pay: And download Google... - Source: Hacker News / over 2 years ago
  • Wallet as a Service API
    Google Pay is a WAAS API that use to create digital wallets. It provides you fast access to offers by using the Google Wallet API. It makes it straightforward for your customers to add offers to Google Wallet on their phones, providing... - Source: dev.to / almost 4 years ago
  • Wallet as a Service
    Google Pay Google Pay is another wallet service provided by Google. It is safe and simple to pay and manage your money. It is available for both IOS and Android. The most interesting part of Google Pay is that you can make group... - Source: dev.to / almost 4 years ago

View more

Tracking Splitit since Mar 2021.

Alternatives to Google Pay and Splitit

When comparing Google Pay and Splitit, you can also consider the following products.

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