
YNAB
Mint
EveryDollar
PocketGuard
Actual Budget
Monarch
Spendee
A home budget app based on the envelope budget system. Available on the web, Android, and iPhone.

Splitwise
Split shared expenses fairly with friends, family, roommates, or travel groups. Fast, simple, browser-based, and available in 25 languages - no complicated setup, no app installation, just clear results.

Which is more popular?
Based on our record, Goodbudget seems to be more popular. It has been mentioned 25 times since March 2021.
Website, pricing, platforms and company facts side by side.
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| Website | goodbudget.com | split.thesmartcode.de |
| Pricing | — | |
| Platforms | — | |
| Company | — | 2026 |
| Listed in |
In their own words, as submitted to SaaSHub.


No description of Goodbudget yet.
Split.thesmartcode.de is a simple and fast web app for splitting expenses fairly with friends, family, roommates, or travel groups. Whether you are sharing costs for a trip, dinner, household bills, or a group activity, Split helps you calculate who paid what and who owes whom - without...
What each product offers, as listed by its team.


Possible disadvantages
An editorial look at what each product does well and who it suits.


No analysis of Goodbudget yet.
Overall verdict
Why this product is good
Recommended for
Walkthroughs and reviews on video.
Review of GoodBudget App
More videos
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How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing Goodbudget and Split by TheSmartCode.
Split by TheSmartCode's answer:
People should choose Split because it removes the friction that many expense-splitting apps still have. There is no registration, no email address, no password, and no app download required. Users can simply create a group with one click, share expenses in real time, and instantly see the easiest way to settle up.
Split is especially useful for people who want a fast, lightweight, and privacy-friendly solution for trips, shared apartments, couples, events, or group gifts. It focuses on the core problem - splitting costs clearly and fairly - without unnecessary complexity or personal data collection. Inactive groups are automatically deleted after 21 days, which keeps the tool clean and reduces long-term data storage.
Split by TheSmartCode's answer:
Split is built as a lightweight web application using modern frontend technologies such as HTML, CSS, and JavaScript. For real-time data synchronization, Split uses Supabase, which allows group members to see new expenses and updates instantly.
The technical focus behind Split is simplicity, speed, and accessibility: users can open it directly in the browser, create a group with one click, and collaborate in real time without installing an app or creating an account.
Split by TheSmartCode's answer:
Split is unique because it makes shared expense tracking instantly accessible. Users can create a group with one click, add expenses in real time, and calculate who owes what without creating an account, entering an email address, or downloading an app.
Unlike many expense-splitting tools, Split is designed to be lightweight, anonymous, and privacy-friendly. It is ideal for vacations, road trips, shared apartments, couples, events, and group gifts. Inactive groups are automatically deleted after 21 days, keeping the app clean and reducing unnecessary data storage.
Split by TheSmartCode's answer:
Split is primarily built for people who need a quick, simple, and privacy-friendly way to share expenses with others. Its main audience includes friends traveling together, roommates, couples, families, event organizers, and groups buying shared gifts.
It is especially useful for users who do not want to create an account, install an app, or share personal information just to split costs. Split is designed for people who value speed, simplicity, anonymity, and clear settlement calculations.
Split by TheSmartCode's answer:
Split was created from a simple everyday problem: sharing expenses with a group should not require signing up, installing an app, or handing over personal information.
Many existing expense-splitting tools are powerful, but they often add friction for quick situations like vacations, road trips, shared apartments, events, or group gifts. Split was built to make the process as simple as possible: create a group, add expenses, share the link, and see who owes what.
The goal behind Split is to offer a lightweight, privacy-friendly alternative that focuses only on what people actually need when splitting costs: speed, clarity, real-time collaboration, and an easy way to settle up fairly.
Split by TheSmartCode's answer:
Split is currently used by individual users and small private groups rather than publicly listed enterprise customers. Since the app works anonymously without registration or user accounts, Split does not track or showcase named customers. Its primary users are friends, couples, roommates, families, travel groups, and event organizers who want to split expenses quickly and privately.
Share your experience with using Goodbudget and Split by TheSmartCode. For example, how are they different and which one is better?
External articles and on-site reviews we used to compare the two products.


Yes. BudgetLabs and Goodbudget are the two with genuinely usable free tiers. BudgetLabs's free plan covers the full core budgeting loop — categories, transactions, debt, assets, and the Lab. Goodbudget's free plan...
If you miss the old days of physical envelopes, Goodbudget is a solid, tactile alternative. It uses the digital version of the envelope system. The Pros: It’s great for couples who want to sync their spending. The...
If you want a free alternative to Mint, Goodbudget uses the envelope method, with users allocating specific amounts to various categories like groceries, rent and bills. It doesn't automatically sync accounts, so you...
We have no reviews of Split by TheSmartCode yet. Be the first one to post
Recommendations tracked on public social media and blogs since March 2021.


2. Control your spending. Track managing your money to identify potential leaks. Modern apps and tools make it easy, helping you spot patterns, cut back, and stay on top of your finances. Use apps like PocketGuard, Goodbudget, and... Source: about 3 years ago
One thing I use for tracking all my purchases is a free app/website called Good budget (https://goodbudget.com/) the app is easy to use, allows you to create different "envelopes" to help split up your spending and see where you're going... Source: over 3 years ago
There are also free options available. Source: almost 4 years ago
Tracking Split by TheSmartCode since Jul 2026.
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PocketGuard categorizes and organizes your expenses, monthly bills and subscriptions into clear, beautiful tabs and graphs, so you will always be on top of your finances.
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Robust and simple budgeting that works
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