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Splitwise VS Split by TheSmartCode

Compare Splitwise VS Split by TheSmartCode and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

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0 reviews
Alternatives Is it good?
Split by TheSmartCode

Split shared expenses fairly with friends, family, roommates, or travel groups. Fast, simple, browser-based, and available in 25 languages - no complicated setup, no app installation, just clear results.

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0 reviews
Alternatives Is it good?
JustDocz
Private document search for Windows. Find files by what’s inside them — locally, without uploading your documents. sponsored

Which is more popular?

Personal Finance popularity
99% vs 1%
alternatives listed
240+ vs 1

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Split by TheSmartCode
Website splitwise.com split.thesmartcode.de
Platforms —
Windows Linux Android iOS Web Mobile Desktop SaaS Mac Browser +7
Company — 2026
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Online Payments +1
Web App Finance Productivity Personal Finance Expense Tracking +2

About Splitwise and Split by TheSmartCode

In their own words, as submitted to SaaSHub.

Splitwise
Split by TheSmartCode

No description of Splitwise yet.

Split.thesmartcode.de is a simple and fast web app for splitting expenses fairly with friends, family, roommates, or travel groups. Whether you are sharing costs for a trip, dinner, household bills, or a group activity, Split helps you calculate who paid what and who owes whom - without...

Read more about Split by TheSmartCode

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Split by TheSmartCode 10 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • No Registration Required
    Users can create and join expense groups instantly without signing up, entering an email address, or creating a password.
  • Real-Time Expense Sharing
    Expenses are synced live, so everyone in the group can see updates immediately in the browser.
  • Automatic Settlement Calculation
    Split calculates who owes what and shows the easiest way to settle shared costs fairly.
  • Anonymous Groups
    Groups can be used without personal accounts, making Split lightweight and privacy-friendly.
  • Browser-Based App
    Works directly in the browser without installing an app.
  • Shareable Group Links
    Users can invite others simply by sharing a group link.
  • Multi-Person Expense Tracking
    Ideal for trips, roommates, couples, families, events, and group gifts.
  • Privacy-Friendly Data Handling
    Inactive groups are automatically deleted after 21 days to reduce unnecessary data storage.
  • Mobile-Friendly Design
    Optimized for quick use on smartphones, tablets, and desktops.
  • Free to Use
    Split is available as a simple and accessible web app for everyday expense sharing.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Split by TheSmartCode

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • Split by TheSmartCode appears to be a niche or lesser-known utility tool, and without access to live data or verified user reviews, a definitive quality assessment cannot be confidently provided. If you're considering it, review its specific features, check for user feedback, and verify security practices before relying on it for important tasks.

Why this product is good

  • It may offer a specific utility function such as splitting files, bills, or data, which could be convenient for its target use case
  • Being a smaller or independent tool, it might have a simpler, more focused interface compared to bloated alternatives
  • It could be free or low-cost compared to enterprise-level solutions
  • Independent developer tools sometimes offer faster updates or more responsive support

Recommended for

  • Users looking for a lightweight, specific-purpose tool rather than a full-featured suite
  • Developers or tech-savvy users comfortable evaluating lesser-known tools independently
  • Those who have found specific positive references or recommendations for this tool from trusted sources
  • Users who prioritize simplicity over brand recognition, provided they verify safety and functionality first

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Split by TheSmartCode 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No Split by TheSmartCode videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Split by TheSmartCode
99% 99%
Personal Finance
1% 1%
100% 100%
Expense Tracking
0% 0%
97% 97%
Finance
3% 3%
100% 100%
Bill-Splitting Apps
0% 0%

Questions & Answers

As answered by people managing Splitwise and Split by TheSmartCode.

Why should a person choose your product over its competitors?

Split by TheSmartCode's answer:

People should choose Split because it removes the friction that many expense-splitting apps still have. There is no registration, no email address, no password, and no app download required. Users can simply create a group with one click, share expenses in real time, and instantly see the easiest way to settle up.

Split is especially useful for people who want a fast, lightweight, and privacy-friendly solution for trips, shared apartments, couples, events, or group gifts. It focuses on the core problem - splitting costs clearly and fairly - without unnecessary complexity or personal data collection. Inactive groups are automatically deleted after 21 days, which keeps the tool clean and reduces long-term data storage.

Which are the primary technologies used for building your product?

Split by TheSmartCode's answer:

Split is built as a lightweight web application using modern frontend technologies such as HTML, CSS, and JavaScript. For real-time data synchronization, Split uses Supabase, which allows group members to see new expenses and updates instantly.

The technical focus behind Split is simplicity, speed, and accessibility: users can open it directly in the browser, create a group with one click, and collaborate in real time without installing an app or creating an account.

What makes your product unique?

Split by TheSmartCode's answer:

Split is unique because it makes shared expense tracking instantly accessible. Users can create a group with one click, add expenses in real time, and calculate who owes what without creating an account, entering an email address, or downloading an app.

Unlike many expense-splitting tools, Split is designed to be lightweight, anonymous, and privacy-friendly. It is ideal for vacations, road trips, shared apartments, couples, events, and group gifts. Inactive groups are automatically deleted after 21 days, keeping the app clean and reducing unnecessary data storage.

How would you describe the primary audience of your product?

Split by TheSmartCode's answer:

Split is primarily built for people who need a quick, simple, and privacy-friendly way to share expenses with others. Its main audience includes friends traveling together, roommates, couples, families, event organizers, and groups buying shared gifts.

It is especially useful for users who do not want to create an account, install an app, or share personal information just to split costs. Split is designed for people who value speed, simplicity, anonymity, and clear settlement calculations.

What's the story behind your product?

Split by TheSmartCode's answer:

Split was created from a simple everyday problem: sharing expenses with a group should not require signing up, installing an app, or handing over personal information.

Many existing expense-splitting tools are powerful, but they often add friction for quick situations like vacations, road trips, shared apartments, events, or group gifts. Split was built to make the process as simple as possible: create a group, add expenses, share the link, and see who owes what.

The goal behind Split is to offer a lightweight, privacy-friendly alternative that focuses only on what people actually need when splitting costs: speed, clarity, real-time collaboration, and an easy way to settle up fairly.

Who are some of the biggest customers of your product?

Split by TheSmartCode's answer:

Split is currently used by individual users and small private groups rather than publicly listed enterprise customers. Since the app works anonymously without registration or user accounts, Split does not track or showcase named customers. Its primary users are friends, couples, roommates, families, travel groups, and event organizers who want to split expenses quickly and privately.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

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