
YNAB
HomeBank
Mint
Money Manager Ex
Quicken
KMyMoney
Actual Budget
A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Splitwise
Split shared expenses fairly with friends, family, roommates, or travel groups. Fast, simple, browser-based, and available in 25 languages - no complicated setup, no app installation, just clear results.

Which is more popular?
Based on our record, GnuCash seems to be more popular. It has been mentioned 38 times since March 2021.
Website, pricing, platforms and company facts side by side.
|
|
|
|
|---|---|---|
| Website | gnucash.org | split.thesmartcode.de |
| Pricing | — | |
| Platforms | ||
| Company | Startup from International (Open Source) | 2026 |
| Listed in |
In their own words, as submitted to SaaSHub.


No description of GnuCash yet.
Split.thesmartcode.de is a simple and fast web app for splitting expenses fairly with friends, family, roommates, or travel groups. Whether you are sharing costs for a trip, dinner, household bills, or a group activity, Split helps you calculate who paid what and who owes whom - without...
What each product offers, as listed by its team.


Possible disadvantages
An editorial look at what each product does well and who it suits.


Overall verdict
Why this product is good
Recommended for
Overall verdict
Why this product is good
Recommended for
Walkthroughs and reviews on video.
Introduction to GnuCash - Free Accounting Software
More videos
No Split by TheSmartCode videos yet. You could help us improve this page by suggesting one.
How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing GnuCash and Split by TheSmartCode.
Split by TheSmartCode's answer:
People should choose Split because it removes the friction that many expense-splitting apps still have. There is no registration, no email address, no password, and no app download required. Users can simply create a group with one click, share expenses in real time, and instantly see the easiest way to settle up.
Split is especially useful for people who want a fast, lightweight, and privacy-friendly solution for trips, shared apartments, couples, events, or group gifts. It focuses on the core problem - splitting costs clearly and fairly - without unnecessary complexity or personal data collection. Inactive groups are automatically deleted after 21 days, which keeps the tool clean and reduces long-term data storage.
Split by TheSmartCode's answer:
Split is built as a lightweight web application using modern frontend technologies such as HTML, CSS, and JavaScript. For real-time data synchronization, Split uses Supabase, which allows group members to see new expenses and updates instantly.
The technical focus behind Split is simplicity, speed, and accessibility: users can open it directly in the browser, create a group with one click, and collaborate in real time without installing an app or creating an account.
Split by TheSmartCode's answer:
Split is unique because it makes shared expense tracking instantly accessible. Users can create a group with one click, add expenses in real time, and calculate who owes what without creating an account, entering an email address, or downloading an app.
Unlike many expense-splitting tools, Split is designed to be lightweight, anonymous, and privacy-friendly. It is ideal for vacations, road trips, shared apartments, couples, events, and group gifts. Inactive groups are automatically deleted after 21 days, keeping the app clean and reducing unnecessary data storage.
Split by TheSmartCode's answer:
Split is primarily built for people who need a quick, simple, and privacy-friendly way to share expenses with others. Its main audience includes friends traveling together, roommates, couples, families, event organizers, and groups buying shared gifts.
It is especially useful for users who do not want to create an account, install an app, or share personal information just to split costs. Split is designed for people who value speed, simplicity, anonymity, and clear settlement calculations.
Split by TheSmartCode's answer:
Split was created from a simple everyday problem: sharing expenses with a group should not require signing up, installing an app, or handing over personal information.
Many existing expense-splitting tools are powerful, but they often add friction for quick situations like vacations, road trips, shared apartments, events, or group gifts. Split was built to make the process as simple as possible: create a group, add expenses, share the link, and see who owes what.
The goal behind Split is to offer a lightweight, privacy-friendly alternative that focuses only on what people actually need when splitting costs: speed, clarity, real-time collaboration, and an easy way to settle up fairly.
Split by TheSmartCode's answer:
Split is currently used by individual users and small private groups rather than publicly listed enterprise customers. Since the app works anonymously without registration or user accounts, Split does not track or showcase named customers. Its primary users are friends, couples, roommates, families, travel groups, and event organizers who want to split expenses quickly and privately.
Share your experience with using GnuCash and Split by TheSmartCode. For example, how are they different and which one is better?
External articles and on-site reviews we used to compare the two products.


GNUCash’s strength is that it lets you do basically anything you want. Whether it’s budgeting, expense tracking, reporting, double-entry accounting, GNUCash probably already has the tools to do it. It’s also secure,...
GnuCash is a free, open-source financial accounting software designed for personal and small business use. It helps users manage their finances by providing tools to track bank accounts, income, expenses, assets, and...
GnuCash is the number one free bank account software on our list today. You get great functionalities like double-entry accounting, you can stay on top of your assets like stocks, bonds, and mutual fund accounts, and...
We have no reviews of Split by TheSmartCode yet. Be the first one to post
Recommendations tracked on public social media and blogs since March 2021.


Https://gnucash.org/ is a pretty solid free and open source option. The catch being its UI probably isn't as refined as some other options, and I'm not sure how/if online banking connections work, so can be a bit manual. Source: over 3 years ago
Could checkout https://gnucash.org/. Probably not as nice as a UI as some other options, but its quite robust in terms of tracking your finances. It has a budgeting feature, but I never used it. Worst case could use another app just for... Source: over 3 years ago
As of today (2/22/2023), gnucash.org seems to be up and running. Do the young folks still use "woot" as an exclamation of delight or is that already passe??😄. Source: over 3 years ago
Tracking Split by TheSmartCode since Jul 2026.
When comparing GnuCash and Split by TheSmartCode, you can also consider the following products.

Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.
Compare YNAB to GnuCash or Split by TheSmartCode:

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Compare Splitwise to GnuCash or Split by TheSmartCode:

Free, easy, personal accounting, for everyone
Compare HomeBank to GnuCash or Split by TheSmartCode:

Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.
Compare Mint to GnuCash or Split by TheSmartCode:

Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software.
Compare Money Manager Ex to GnuCash or Split by TheSmartCode:

Stay in control of your monthly cash flows, budgets, and expenditures. Quicken provides a navigable interface where you can organize your debit, credit, and savings, and build good habits accordingly.
Compare Quicken to GnuCash or Split by TheSmartCode: