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FastSpring VS Splitit

Compare FastSpring VS Splitit and see what are their differences

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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

FastSpring logo FastSpring

With FastSpring, software companies sell more, stay lean, and compete big.

Splitit logo Splitit

Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualifโ€ฆ
  • FastSpring Landing page
    Landing page //
    2023-08-27

FastSpring is the trusted ecommerce partner for companies that sell software around the world. Companies using FastSpringโ€™s full-service ecommerce solution sell more, stay lean, and compete big. Founded in 2005, FastSpring is a privately owned company headquartered in Santa Barbara with an office in Amsterdam. For more information, please visit https://www.fastspring.com.

  • Splitit Landing page
    Landing page //
    2023-09-24

FastSpring features and specs

  • Comprehensive Platform
    FastSpring offers an all-in-one e-commerce platform that includes global payment processing, subscription management, tax handling, and more, which simplifies the selling process for digital goods and services.
  • Global Reach
    FastSpring supports multiple currencies and languages, allowing businesses to sell to customers worldwide and providing localized experiences.
  • Subscription Management
    The platform provides robust subscription management features, including automated billing, prorated charges, and multiple billing options, making it easy to manage recurring revenue streams.
  • Security and Compliance
    FastSpring is fully PCI compliant and ensures that transactions are secure. It also handles VAT, GST, and sales tax compliance, which can be a significant burden for international transactions.
  • Customer Support
    FastSpring offers dedicated customer support, including 24/7 assistance, which can be crucial for resolving issues promptly and ensuring a smooth customer experience.

Possible disadvantages of FastSpring

  • Pricing Structure
    FastSpringโ€™s pricing is based on a per-transaction fee, which can become expensive for high-volume sellers compared to flat-rate or lower-percentage fee structures.
  • Learning Curve
    Given its comprehensive feature set, FastSpring can have a steep learning curve, requiring time and effort for new users to fully understand and utilize the platform efficiently.
  • Customization Limitations
    Some users may find limitations in the customization options for the checkout experience and other aspects of the platform, which might not meet the specific needs of more complex businesses.
  • Integration Complexity
    Integrating FastSpring with existing systems and third-party applications can be complex and may require technical expertise, which could be a barrier for some businesses.
  • Restricted to Digital Goods
    FastSpring is primarily designed for selling digital goods and services, which may not be suitable for businesses that deal with physical products.

Splitit features and specs

  • Interest-Free Payments
    Splitit allows customers to pay in installments without charging any interest, making it an attractive option for those looking to spread costs over time.
  • No Credit Check
    Splitit does not require a credit check to use its services, which can be beneficial for individuals who have a limited credit history or want to avoid impacting their credit score.
  • Easy Integration
    For merchants, Splitit offers easy and seamless integration with their existing payment systems, allowing them to offer flexible payment options to customers without significant technical overhead.
  • Increase in Sales
    By offering a payment plan, Splitit can potentially increase sales for merchants as customers are more likely to make larger purchases when they can spread out payments.

Possible disadvantages of Splitit

  • Credit Card Requirement
    Customers must have a credit card with sufficient available credit to cover the full amount of the purchase, which might restrict some users from using the service.
  • Hold on Credit Amount
    While using Splitit, the customer's credit card will have a hold placed on the full amount of the purchase, potentially reducing their available credit.
  • Limited Market Presence
    Splitit's availability might be limited depending on the region, meaning not all merchants or customers can access its services globally.
  • Dependence on Card Issuers
    The service's operation depends on agreements with card issuers and networks, which may create dependency issues if partnerships change or end.

Analysis of FastSpring

Overall verdict

  • FastSpring is a good choice for businesses seeking a robust and flexible ecommerce platform, especially those focusing on digital products and software. It combines ease of use with powerful features, which makes it highly suitable for companies looking to streamline their payment and subscription processes on a global scale.

Why this product is good

  • FastSpring is considered a reliable ecommerce platform for software companies due to its comprehensive range of features including global payment processing, subscription management, and extensive customer support. It supports multiple currencies, languages, and payment methods, making it appealing for international businesses. Additionally, its no-setup fee and scalable pricing model cater to companies of various sizes.

Recommended for

  • Software companies
  • Digital product retailers
  • Businesses with international customers
  • Companies needing customizable checkout experiences
  • Subscription-based businesses

Analysis of Splitit

Overall verdict

  • Splitit is considered a good option for those looking to split payments without taking on additional debt or interest. The service can be especially appealing to consumers who want to budget for larger purchases without impacting their credit rating. However, it's important to ensure that the merchant you're purchasing from supports Splitit.

Why this product is good

  • Splitit offers a unique payment solution that allows consumers to pay for purchases over time using their existing credit cards, without incurring interest or fees. This can be beneficial for managing cash flow and making larger purchases more affordable. Additionally, because Splitit's method doesn't involve opening a new line of credit, it avoids affecting the user's credit score.

Recommended for

  • Consumers who prefer interest-free payment plans
  • Individuals looking to manage cash flow efficiently
  • Shoppers who want to avoid impacting their credit score
  • People making larger purchases who prefer to spread the cost over time

FastSpring videos

+ Add

Fastspring Affiliate Reviews - How To Make Money

More videos:

  • Tutorial - How to Use the FastSpring WordPress Plugin
  • Review - FastSpring - Powering the Digital Economy

Splitit videos

+ Add

SPLITIT GOES GLOBAL WITH MASTERCARD DEAL ๐Ÿ’ณ

More videos:

  • Review - 3 PROBLEMS with buy now pay later. Afterpay, Zip Pay, Splitit etc.
  • Review - How Does Splitit Work for Shoppers?

Category Popularity

0-100% (relative to FastSpring and Splitit)

FastSpring

Splitit

eCommerce Platform
100 100%
eCommerce Platform
0% 0
Online Payments
0 0%
Online Payments
100% 100
eCommerce
100 100%
eCommerce
0% 0
Business & Commerce
0 0%
Business & Commerce
100% 100

User comments

Share your experience with using FastSpring and Splitit. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare FastSpring and Splitit

FastSpring Reviews

Top 20 Recurly Alternatives & Competitors in 2025
FastSpring operates as a Merchant of Record specifically for software and digital product companies. Like Paddle, it handles the complete commerce stackโ€”payments, tax compliance, fraud prevention, and global sales. The platform is designed to help digital goods sellers expand internationally without building complex compliance infrastructure.
Source: unibee.dev

Splitit Reviews

We have no reviews of Splitit yet.
Be the first one to post

Social recommendations and mentions

Based on our record, FastSpring seems to be more popular. It has been mentiond 5 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

FastSpring mentions (5)

  • Show HN: List of Stripe Alternatives
    Seems like every time there's a negative Stripe story on here, the inevitable question, "any alternatives?" gets asked. Hell, I was tempted to ask myself. Instead, I decided to search hn.algolia.com to see for myself what others have recommended in the past. Might as well share the list with y'all, make it meta. -- 2Checkout | https://www.2checkout.com Adyen | https://www.adyen.com Amazon Pay |... - Source: Hacker News / over 3 years ago
  • Update: Stripe is holding over $400k of mine with no explanation
    We had a great experience w/ Fastspring: https://fastspring.com/ It has been a few years though since we sold the company. Super easy to set up, super reliable. Never had any issues w/ them. - Source: Hacker News / over 3 years ago
  • Ask HN: What's your freelancing company/business setup?
    All of the below is no professional advice, Iโ€™m just a programmer who looked into this a bit. The easiest thing in my opinion would be to incorporate in Croatia and then use Paddle https://www.paddle.com/, Gumroad https://gumroad.com/ or FastSpring https://fastspring.com/ for payments. They take care of all your VAT/Sales taxes. If you want to go with a simple company outside of Croatia, maybe go with a UK Ltd,... - Source: Hacker News / over 3 years ago
  • Got an email from fastspring today saying my auto subscription to Premiumize was declined?
    Hi, I have been paying for Premiumize via paypal but today I get an email from fastspring.com saying an autopayment was declined. I have tried to "update my info" as it asks me to do but there is still an error? Source: about 4 years ago
  • Ask HN: SaaS Billing?
    FastSpring https://fastspring.com/ and Gumroad https://gumroad.com/ are two more alternatives to Paddle you can look into. Both handle VAT for you which makes global sales so much easier (worth it in my opinion for the higher rate you pay, but that depends on your project). - Source: Hacker News / about 4 years ago

Splitit mentions (0)

We have not tracked any mentions of Splitit yet. Tracking of Splitit recommendations started around Mar 2021.

What are some alternatives?

When comparing FastSpring and Splitit, you can also consider the following products

Shopify - Shopify is a powerful ecommerce platform that includes everything you need to create an online store and sell online. Try it free for 14 days.

Sezzle - Sezzle is a digital payment platform designed to help shoppers manage their financial futures with great ease.

WooCommerce - A freely available eCommerce plugin that enables shop facilities on your WordPress website. Functionality enabling extensions & beautiful themes available.

Klarna - Klarna provides e-commerce payment solutions for merchants and shoppers.

BigCommerce - BigCommerce provides ecommerce software solutions and shopping cart software for online businesses. Try it free and start selling your products online today!

PayPal Credit - PayPal Credit provides financing options to businesses.

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