Eider
Splitwise
Spliit
SplitMyExpenses
ihatemoney
SplitEase
SplitMatePro
Splitser
Equilaz
Splitwise
Tricount
Spliit
SplitMyExpenses
ihatemoney
Settle Up
SplitEase
Eider is the free, easy way to split shared expenses whether on a trip or at home, then settle up simply.
No ads. No paywalls on the essentials. No limit on the people or expenses you track. Just a well-made ledger that does the math so nobody has to keep a mental tally.
HOW IT WORKS - Start a nest for your trip, your household, or whatever you share. - Add an expense in seconds. Eider remembers your usual split. - See a running balance of who owes whom, simplified down to the fewest payments. - Settle up through the app you already use: Venmo, Cash App, PayPal, Zelle, or Apple Cash. Eider records it, and it never touches your money.
BUILT FOR REAL LIFE - Made for trips: throw every flight, cab, cabin, and dinner into one place and walk away square. - Just as good at home: rent, groceries, utilities, and the everyday back-and-forth. - Split any way: evenly, by percentage, or exact amounts. - Set a standing split once and forget it. - Recurring expenses for rent, utilities, subscriptions, and anything else.
FREE, AND NOT A TRIAL Everything above is free. No ads, and no cap on the people or the expenses you track.
EIDER PLUS - $8.99 a month, or $89.99 a year - Scan a receipt and let Eider read the merchant, date, and total off it. - Split one receipt line by line instead of evenly. - A searchable library of every receipt your nest has captured. - Spending patterns, period reports, and a monthly digest of where the money went. - Connect a bank account and bring transactions in automatically.
Plus is a personal membership rather than a per-nest upgrade. An annual membership also shares receipt scanning and line-item splitting with everyone in the nests you create.
Equilaz helps roommates, couples, and friend groups split shared expenses without the drama. Log an expense once and it automatically calculates who owes whom.
Unlike Splitwise or Tricount, Equilaz is 100% free with no daily limits, natively supports purchases paid in installments (tracking each installment as its own payment), and handles multiple currencies (ARS/UYU/USD) at once — built for Latin American users where these are everyday realities, not edge cases.
Beyond splitting expenses, Equilaz also supports recurring expenses (rent, utilities), savings goals, and net-worth tracking including investments.
Eider EquilazEider's answer
Eider records, it doesn't enforce. There is deliberately no way to reject, dispute, or counter what someone else added, because an app arbitrating between housemates was never going to settle anything a conversation couldn't. Most splitters are built around approval flows that quietly frame the people you live with as counterparties. The second thing is that the free tier is genuinely uncapped: unlimited expenses, members, nests, and history, with no ads. Free is the product, not a trial. And Eider runs natively on iOS, Android, and the web from one account, which is rarer in this category than it sounds.
Equilaz's answer:
Equilaz natively handles two things almost no bill-splitting app gets right: purchases paid in installments (tracked as individual payments automatically) and multi-currency balances (ARS/UYU/USD) — both everyday realities in Argentina and LatAm that global apps like Splitwise weren't built for.
Eider's answer
Three concrete reasons. Free has no daily expense limit and no ads, so you never hit a wall mid-trip and get asked to pay to finish adding dinner. Paid is a person-held pass rather than a per-person tax: one annual subscription covers everyone in the nests you create, so a six-person trip is one subscription instead of six, all year rather than for one 30-day window. And Eider is on iOS, Android, and web, so nobody in the group is left on a worse version because of the phone they own. Everything else is a well-made ledger that does the math and stays out of the way with beautiful design and user experience.
Equilaz's answer:
No daily usage limits — every feature is free. Beyond splitting expenses, Equilaz also covers savings goals and net-worth tracking, so couples and groups can manage shared and personal finances in one place instead of juggling a spreadsheet plus an app.
Eider's answer
People sharing money with people they actually know. Three groups in practice: roommates and households splitting rent, groceries, and utilities month after month; couples keeping a shared ledger without merging finances, and friends on a trip who want to walk away square rather than argue about it or venmo after every single transaction. Households are the ones who stay, trips are how most people find it. It works identically for one person keeping their own record, with no pressure to invite anybody.
Equilaz's answer:
People who already track their expenses somehow — a spreadsheet, a notes app — and want it automated: roommates, couples, and friend groups in Argentina and Latin America managing shared costs like rent, trips, or group purchases.
Eider's answer
An eider is a sea duck, and eiderdown is the softest natural material on earth. The birds line their nests with it. That is the whole idea: sharing money with people you love should feel soft rather than stressful, so the app's word for a shared space is a nest. It was built by one person, Robert Henderson, under Loftery LLC in Colorado, after too many trips that ended in a group chat, a notes app, and somebody quietly eating the difference.
Equilaz's answer:
The founder built Equilaz after he and his partner got tired of maintaining an Excel spreadsheet to split expenses — creating a new sheet every time they settled up, tracking installments by hand, and keeping a separate file just for trips because the original only worked in pesos. Equilaz automates exactly that.
Eider's answer
Equilaz's answer:
React, TypeScript, and Vite for the web app; React Native (Expo) for the mobile app; Node.js, Express, and PostgreSQL on the backend.
Splitwise - Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Spliit - Free and Open Source Alternative to Splitwise. Share expenses with your friends and family.
Tricount - Manage and share expenses with friends
SplitMyExpenses - Simplify shared expenses with friends, hassle-free
ihatemoney - Manage your shared expenses, easily
SplitEase - Split trip expenses among friends with ease