
Undebt.it
YNAB
EveryDollar
PayOffPlan.co.uk
DebtClear.app
Debtless
DebtMeltPro
Debt payoff app for iPhone: enter your loans and credit cards, compare the snowball and avalanche methods, see your estimated debt-free date and record every payment. No account, no bank connection.

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Which is more popular?
Based on our record, AllCode seems to be more popular. It has been mentioned 2 times since March 2021.
Website, pricing, platforms and company facts side by side.
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| Website | debtpayoff.app | allcode.com |
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| Company | Startup from Norway · 1 - 9 employees · 2025 | — |
| Listed in |
In their own words, as submitted to SaaSHub.


Debt Payoff Planner: Tracker is a debt payoff app for iPhone. Enter your loans, credit cards and other debts, compare the snowball and avalanche methods, see your estimated debt-free date, and record every payment. It never connects to your bank. You enter debts by hand, and your records stay on...
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What each product offers, as listed by its team.


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As answered by people managing Debt Payoff Planner and AllCode.
Debt Payoff Planner's answer
Choose it if you want a debt payoff plan without handing over your bank credentials or creating an account. Many alternatives are budgeting platforms with a debt feature attached, or online calculators that forget your data when you close the tab. Debt Payoff Planner is a dedicated debt tracker: one place to enter debts, compare strategies, see the payoff order and debt-free date, and log what you actually paid, month after month, with reminders so nothing goes overdue. The free version covers up to 3 debts with payment logging, reminders and the debt-free estimate. Premium adds unlimited debts, the full strategy comparison with exact payoff order, advanced statistics and PDF reports.
Debt Payoff Planner's answer
Debt Payoff Planner does not connect to your bank and does not require an account. You enter your loans, credit cards and other debts manually, and everything stays on your iPhone. It works offline. Most debt payoff apps ask for a bank login or a sign-up first. The app compares the snowball and avalanche methods with your real numbers, shows the estimated debt-free date and interest for each, and then lets you record every payment with a principal vs interest breakdown, reminders before due dates, milestones and monthly PDF reports. It also tracks money other people owe you. Available in 13 languages, with free web calculators at debtpayoff.app that use the same calculation as the app.
Debt Payoff Planner's answer
People paying off one or several debts, such as credit cards, car loans, student loans, personal loans or a mortgage, who want a clear plan: which debt gets the extra money first, when each one is paid off, and how much interest the plan saves. It suits people who prefer to enter numbers themselves and keep financial data on their own phone rather than link a bank. It also works for tracking money friends or family owe you. It is not a full budgeting app and does not track spending categories.
Debt Payoff Planner's answer
Debt Payoff Planner is built by Linas Nutautas, a solo iOS developer, and was released on the App Store in June 2025. The idea was a debt payoff app that stays private: no account, no bank connection, data on the device. In 2026 the calculations were reworked and verified (version 1.1.4), the app was localized into 13 languages, and free web calculators for debt payoff, loans and credit cards were published at debtpayoff.app using the same math as the app.
Debt Payoff Planner's answer
Native iOS app written in Swift and SwiftUI. All data is stored on the device, there is no Debt Payoff Planner server and no bank integration. PDF reports are generated on the phone. The website debtpayoff.app is a static site with the same payoff calculations implemented for the browser.
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Recommendations tracked on public social media and blogs since March 2021.


Tracking Debt Payoff Planner since Sep 2026.
Software development services is the process of creating and maintaining the various components of software, including applications and frameworks. Source: almost 4 years ago
Looking for hiring thefront and backend developer? Contact with Allcode and get the best full stack developers at best price in the USA. For more details contact us now. Source: almost 5 years ago
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Use our free debt payoff calculator to compare debt snowball vs avalanche, see your debt-free date, monthly payoff timeline, and interest savings. No signup, private, browser-based.
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Free debt payoff calculators and an app that shows your debt-free date in 60 seconds. Compare the snowball and avalanche methods across credit cards, student loans and auto loans, with no signup required.
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A private debt payoff app for iPhone with every feature included. No account, no bank linking, no tracking, and on-device Apple Intelligence.
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