Clozo
EasyBilling
FreshBooks
Zoho Invoice
Invoice Quick
Invoice Ninja
Harvest
Invoice Generator
Stackmasters
Clozo automates the whole invoicing process for EU freelancers and micro-studios: send a proposal, get it e-signed (legally binding, with audit trail), and turn it into a valid e-invoice in your country's format โ XRechnung/ZUGFeRD (DE), Factur-X (FR), UBL/Peppol BIS (NL/BE), FacturaE (ES), ebInterface (AT) and FatturaPA (IT). EU VAT is handled automatically (live VIES validation + cross-border reverse-charge), and you can get paid in one link via Stripe (card, iDEAL, Bancontact) or SEPA. Plus recurring/retainer billing, time tracking that exports straight into an invoice, expense tracking with DATEV (GoBD-compliant) export, and full GDPR data export. Available in 6 languages. No transaction fees.
Clozo StackmastersClozo's answer
Clozo is built EU-first. It combines a proposal, a legally-binding e-signature and online payment in a single link, while turning every invoice into a fully compliant e-invoice in one click โ ZUGFeRD (DE), Factur-X (FR), Peppol UBL (NL/BE), FacturaE (ES), ebInterface (AT) and FatturaPA (IT). It validates the client's EU VAT against the VIES database live and applies cross-border reverse-charge automatically, so freelancers stay compliant with the 2025โ2028 EU e-invoicing mandates without an accountant. Payments work the European way too: iDEAL, Bancontact and SEPA, with no transaction fees.
Clozo's answer
Unlike generic invoicing tools such as FreshBooks, Zoho Invoice or Invoice Ninja, Clozo is designed around EU compliance and European payment habits. You get live VIES VAT validation, automatic cross-border reverse-charge, and one-click country-correct e-invoices (ZUGFeRD, Factur-X, Peppol UBL, FacturaE, ebInterface, FatturaPA) โ ready for the national e-invoicing mandates. It supports iDEAL, Bancontact and SEPA out of the box, covers the whole quote-to-cash flow in one link (proposal โ e-signature โ deposit โ final invoice), ships in 6 EU languages, and charges no transaction fees.
Clozo's answer
EU freelancers and micro-studios โ designers, developers, consultants and other independents โ who invoice B2B and cross-border within the EU and need to stay compliant with national e-invoicing mandates without hiring an accountant. Clozo ships in English, German, Dutch, French, Spanish and Polish, matching its core markets: the Netherlands, Belgium, France, Germany, Spain and Poland.
Clozo's answer
Clozo started as a personal tool. My friends and I freelance, and every month we hit the same friction โ slow, repetitive invoicing, files scattered everywhere, payments hard to track, and no clear picture of our own expenses. I automated the workflow for myself and a few friends; once we saw how much time it saved, we decided to build it properly. The result is Clozo: one link that carries a proposal, a legally-binding e-signature and online payment, with a clear view of who paid and what's still outstanding โ built by freelancers, for freelancers, starting with ourselves.
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