
CheepCode
Budgix.app
Quicken
YNAB
Monarch
Banktivity
Bud
Buddi
Budgista
Budgixโข๏ธ is a completely free budgeting and expense-tracking app for macOS, built for people who want full control of their money โ without a subscription, an account, or their data in the cloud.
Plan budgets across nested categories and view them three ways: a classic table, a hierarchical list with per-category drill-down, or a whole-year snapshot dashboard. Set goals using systems like 50/30/20, import transactions from your bank (CSV/OFX/QFX) with automatic keyword categorization, automate recurring entries with scheduled transactions, and understand your spending through interactive charts โ category breakdowns, timelines, actual-vs-expected, and goal totals.
Everything runs locally on your Mac. There's no account to create, nothing is uploaded, and no data is collected. Built-in sample budgets let you explore every feature before adding your own data.
โข Free โ every feature included, no subscription, no paywall (optional tips if you'd like to support development) โข Private & offline โ no account, no data collection โข Bank import (CSV/OFX/QFX) + keyword auto-categorization โข Three budget views, goals, scheduled transactions, interactive charts, AI Assist and much more โข Native macOS app (requires macOS 15+)
Budgixโข๏ธ is a trademark of RANR Studios LLC.
CheepCode
Budgix.appNo features have been listed yet.
Budgix.app's answer:
Budgix is a consumer app with no accounts and no data collection, so there are no tracked or named customers; that anonymity is the point.
Budgix.app's answer:
Most budgeting apps want your bank login, an account, and a monthly fee. Budgix asks for none of that: completely free (optional tips), fully offline, and private by design. You still get multi-level categories, scheduled transactions, interactive charts, and CSV/OFX/QFX import with automatic keyword categorization โ plus CSV export, so your data is never locked in.
Budgix.app's answer:
A fully native Mac budgeting app that runs entirely on your computer โ no account, no bank linking, no data collection, no subscription. Your financial data never leaves your Mac. It also shows the same budget three ways (detailed Table, drill-down List, whole-year Snapshot), supports systems like 50/30/20, and adds on-device AI categorization (macOS 26+) โ all free.
Budgix.app's answer:
Privacy-conscious Mac users who want to budget without subscriptions, accounts, or cloud sync โ individuals and households tired of recurring fees or uncomfortable linking bank credentials to a third party. From spreadsheet lovers (the Table) to people who just want an at-a-glance overview (the Snapshot).
Budgix.app's answer:
Built by a solo developer at RANR Studios โ a real user who wanted a budgeting tool that respected privacy and didn't charge a subscription. No venture capital, no growth hacking, no dark patterns; just a thoughtful native Mac app, supported by optional tips rather than fees or selling data.
Budgix.app's answer:
A 100% native macOS app built with Swift, SwiftUI, and SwiftData. AI categorization uses Apple's on-device Foundation Models (macOS 26+). No third-party SDKs, analytics, trackers, or cloud back-end โ which is exactly what keeps it private and offline.
Based on our record, CheepCode seems to be more popular. It has been mentiond 1 time since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.
If you like that workflow you might love CheepCode[0] which I built specifically to support it! CheepCode connects to Linear and works on tickets as they roll in, submitting PRs to GitHub. [0] https://cheepcode.com. - Source: Hacker News / about 1 year ago