Software Alternatives, Accelerators & Startups

CardPointers VS Revolut

Compare CardPointers VS Revolut and see what are their differences

CardPointers logo CardPointers

Get the most points from your credit cards every day.

Revolut logo Revolut

The easiest, fastest way to save for your financial goals.
  • CardPointers Landing page
    Landing page //
    2023-10-02
  • Revolut Landing page
    Landing page //
    2023-08-25

CardPointers features and specs

  • Optimized Credit Card Rewards
    CardPointers helps users maximize their credit card rewards by identifying the best card to use for each purchase category, ensuring they get the most points, miles, or cash back possible.
  • Comprehensive Card Management
    The platform offers a centralized hub where users can manage all of their credit cards in one place, tracking benefits, rewards, and annual fees effortlessly.
  • Personalized Recommendations
    CardPointers provides tailored advice on new card offerings and promotional bonuses that align with the user's spending habits and existing card portfolio.
  • Ease of Use
    The interface is user-friendly, allowing for easy navigation and understanding of how to utilize the features for both novice and experienced credit card users.
  • Privacy and Security
    CardPointers ensures user data is protected and does not require sensitive information such as credit card numbers to provide its analysis and recommendations.

Possible disadvantages of CardPointers

  • Limited Free Features
    Some of the more advanced features and insights are only available through a paid subscription, which might not be ideal for users looking for a completely free solution.
  • Initial Setup Time
    New users may find the initial setup process time-consuming as they need to input details about all their credit cards to fully leverage the appโ€™s features.
  • Dependency on User Input
    The accuracy and usefulness of the insights are heavily dependent on the user providing accurate and up-to-date information about their spending habits and card usage.
  • Potential Overwhelm
    Users with many credit cards might feel overwhelmed by the amount of information and recommendations provided, necessitating careful sorting to focus on the most relevant tips.
  • No Direct Financial Transactions
    The app does not facilitate direct financial transactions or payments, meaning users still need to manage actual payments through their bank or card issuer's platform.

Revolut features and specs

  • Multi-Currency Support
    Revolut allows users to hold and exchange multiple currencies, making it convenient for international travel and business.
  • Fee-Free Spending
    The platform offers fee-free spending abroad, which can be a significant cost-saving advantage for frequent travelers.
  • Real-Time Exchange Rates
    Users benefit from competitive exchange rates that are often better than those offered by traditional banks.
  • Budgeting Tools
    Revolut includes built-in budgeting and analytics tools to help users manage their finances more effectively.
  • Cryptocurrency Support
    Revolut allows users to buy, hold, and sell cryptocurrencies, making it a versatile financial tool.
  • Instant Transfers
    The platform supports instant, free transfers between Revolut users, facilitating easy money transfers.
  • Advanced Security Features
    Revolut offers advanced security features like disposable virtual cards and instant card freezing.

Possible disadvantages of Revolut

  • Monthly Fees
    Some of Revolutโ€™s premium features are locked behind monthly subscription plans, which can be a downside for budget-conscious users.
  • Limited Customer Support
    Users often report that customer support can be slow to respond and sometimes unhelpful.
  • Limits and Restrictions
    There are various limits on free withdrawals and spending, which can be inconvenient for heavy users.
  • Currency Exchange Limits
    Free currency exchange is limited up to a certain amount each month, after which a fee is applied.
  • Dependence on App
    The service is heavily dependent on its app, and any technical issues can greatly impact user experience.
  • Geographic Restrictions
    Revolut is not available in all countries, limiting its accessibility for some potential users.
  • Fees for Certain Transactions
    While many services are free, some transactions like international money transfers can incur fees.

Analysis of Revolut

Overall verdict

  • Revolut is a solid choice for individuals looking for a comprehensive finance app that extends beyond traditional banking services. It is particularly attractive for frequent travelers and those who manage multiple currencies. However, users should assess their personal needs and consider potential fees for premium features before fully committing.

Why this product is good

  • Revolut is considered a good financial service platform for its wide array of offerings such as low-cost international money transfers, foreign exchange without hidden fees, and its convenient app-based banking services. Users appreciate the advanced features like budgeting tools, cryptocurrency trading, and access to global financial products from a single platform. Additionally, Revolut's user interface is intuitive and user-friendly, and there are options for different account tiers to cater to various needs, from personal users to businesses.

Recommended for

  • Frequent travelers who need low-cost currency exchange.
  • Tech-savvy users who appreciate app-based banking.
  • People looking for advanced budgeting and trading tools.
  • Individuals and businesses seeking multi-currency accounts.

CardPointers videos

CardPointers 4 Launches with iOS 16

Revolut videos

Revolut Review

More videos:

  • Review - Revolut vs Banks - Why it's Useful to Create a Revolut Account
  • Review - Revolut Review 2020 - The Future of Banking

Category Popularity

0-100% (relative to CardPointers and Revolut)
iPhone
100 100%
0% 0
Online Payments
2 2%
98% 98
Fintech
11 11%
89% 89
Payment Platform
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare CardPointers and Revolut

CardPointers Reviews

We have no reviews of CardPointers yet.
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Revolut Reviews

6 Cheaper Payoneer Alternatives for Your Online Transcations
Revolut is a popular fintech platform that offers a range of financial services, including money transfers. Revolut supports multiple currencies and offers additional features like budgeting tools and cryptocurrency support, making it a comprehensive alternative to Payoneer.
Top 5 Payoneer Alternatives [2024]
Users can send money internationally with no fees, except on weekends, and sending between Revolut accounts is instant. Best Revolut Features
Source: www.exiap.com
Where is Revolut Available? International Alternatives for 2022
In this post, we take a look at Revolutโ€™s availability worldwide and uncover some of the alternatives for users who are not eligible to open a Revolut or Revolut Trading account!
Does Cash App Work Internationally? Worldwide Alternatives for 2022
One of the fastest-growing digital banks. Revolut provides no-fee transactions, low cost of charge currency conversion, and even the possibility to invest in stocks and cryptos.
Is SoFi Available Internationally? Best Alternatives for 2022
Similar to Revolut, it offers two plans: standard and prime. Prime includes personalized cards, commission-free crypto trades, stocks, ETFs, precious metals, competitive cash back rewards, and virtual cards for online shopping. Again, the list is extensive.

Social recommendations and mentions

Based on our record, CardPointers seems to be more popular. It has been mentiond 9 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

CardPointers mentions (9)

  • Amex offers iOS shortcut
    This is very nice, might I also recommend: Cardpointers. I am not affiliated in any way, just a satisfied user. They also have a Cardpointers Reddit. The developer is very active on that reddit. Source: over 2 years ago
  • Amex AI to track where we shop to suggest Amex offers
    Shoutout to the CardPointers app and browser extension. You just log into your CC account and itโ€™ll detect youโ€™re on a banking page and add all the offers. Source: over 2 years ago
  • I made the app CardPointers to help you maximize the points, cash back, and offers on all of your cards, and just added the most-requested features on every platform (and HBD, it's 4 years old now ๐ŸŽ‚)
    Hi all, I'm Emmanuel, the indie developer who's been working on the CardPointers app which launched right here on r/CreditCards almost exactly 4 years ago, and have been super busy the last few months adding in all of the most-requested features from y'all -- thank you so much for all of the awesome feedback! Source: over 2 years ago
  • Is there not an app that tells me all current cash back and offers from credit cards? No app Iโ€™ve downloaded does this.
    I trialed CardPointers which sounds like part of what youโ€™re looking for. It was good for credit card rewards, but the yearly cost for Pro didnโ€™t seem worth it to me. I already have a general grasp of which credit card to use though. Source: over 2 years ago
  • New way to easily earn the most points on every purchase with lock screen widgets and app shortcuts added to CardPointers 4; Apple is featuring it as a Great App for iOS 16 this week ๐Ÿคฏ
    Hi all, I'm the indie developer making the app CardPointers, which I launched right here back in 2019 to help users know which of their credit cards to use to get the most points or cash back on every purchase. Since then it has launched on every platform, with Android in January. Source: about 3 years ago
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Revolut mentions (0)

We have not tracked any mentions of Revolut yet. Tracking of Revolut recommendations started around Mar 2021.

What are some alternatives?

When comparing CardPointers and Revolut, you can also consider the following products

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bunq - bank of the Free! Mobile banking that makes life easy.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripeโ€™s payment platform to accept and process payments online for easy-to-use commerce solutions.