Software Alternatives, Accelerators & Startups

Canva VS Splitit

Compare Canva VS Splitit and see what are their differences

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Canva logo Canva

Canva is a graphic-design platform with a drag-and-drop interface to create print or visual content while providing templates, images, and fonts. Canva makes graphic design more straightforward and accessible regardless of skill level.

Splitit logo Splitit

Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualifโ€ฆ
  • Canva Landing page
    Landing page //
    2023-01-10

Canva is a web-based design platform allowing users to quickly and easily create stunning visuals. With various templates and tools, businesses can create professional designs for social media posts, presentations, flyers, and more. Canva also allows users to save templates and collaborate with other designers, making it great for teams working together on projects. Not only is Canva easy to use, but it is also affordable, making it an excellent option for businesses on a budget. Use Canva Teams to connect with your team members and work on a project from different locations, making tracking progress and managing deadlines easy. You can also upload and store files, assign tasks, and communicate with each other in one centralized place. With Canva Teams, you can quickly and easily create stunning visually pleasing visuals that effectively communicate the project's message.

  • Splitit Landing page
    Landing page //
    2023-09-24

Canva

Website
canva.com
$ Details
freemium $12.99 / Monthly (Pro)
Release Date
2013 August
Startup details
Country
Australia
City
Sydney
Founder(s)
Mel Perkins, Cliff Obrecht, Cameron Adams
Employees
2,000 - 4,999

Canva features and specs

  • Document Creation
    Writing AI
  • Custom Prints
    Over 30 products to pick from
  • Presentations
    magic shortcuts, animations, recording
  • Websites
    Performance Tracking
  • Video Editor
    One-click video background remover, animations
  • Social Media Content Creation
    Resizing options, content planner
  • Whiteboards
    Flowcharts, planning, and brainstorming
  • HEIC to JPG Converter
    Convert HEIC to JPG to easily share images on any platform or device using Canva's HEIC to JPG converter
  • PDF to JPG Converter
    Convert PDF to JPG to easily share images on any platform or device using Canva's PDF to JPG Converter

Splitit features and specs

  • Interest-Free Payments
    Splitit allows customers to pay in installments without charging any interest, making it an attractive option for those looking to spread costs over time.
  • No Credit Check
    Splitit does not require a credit check to use its services, which can be beneficial for individuals who have a limited credit history or want to avoid impacting their credit score.
  • Easy Integration
    For merchants, Splitit offers easy and seamless integration with their existing payment systems, allowing them to offer flexible payment options to customers without significant technical overhead.
  • Increase in Sales
    By offering a payment plan, Splitit can potentially increase sales for merchants as customers are more likely to make larger purchases when they can spread out payments.

Possible disadvantages of Splitit

  • Credit Card Requirement
    Customers must have a credit card with sufficient available credit to cover the full amount of the purchase, which might restrict some users from using the service.
  • Hold on Credit Amount
    While using Splitit, the customer's credit card will have a hold placed on the full amount of the purchase, potentially reducing their available credit.
  • Limited Market Presence
    Splitit's availability might be limited depending on the region, meaning not all merchants or customers can access its services globally.
  • Dependence on Card Issuers
    The service's operation depends on agreements with card issuers and networks, which may create dependency issues if partnerships change or end.

Analysis of Splitit

Overall verdict

  • Splitit is considered a good option for those looking to split payments without taking on additional debt or interest. The service can be especially appealing to consumers who want to budget for larger purchases without impacting their credit rating. However, it's important to ensure that the merchant you're purchasing from supports Splitit.

Why this product is good

  • Splitit offers a unique payment solution that allows consumers to pay for purchases over time using their existing credit cards, without incurring interest or fees. This can be beneficial for managing cash flow and making larger purchases more affordable. Additionally, because Splitit's method doesn't involve opening a new line of credit, it avoids affecting the user's credit score.

Recommended for

  • Consumers who prefer interest-free payment plans
  • Individuals looking to manage cash flow efficiently
  • Shoppers who want to avoid impacting their credit score
  • People making larger purchases who prefer to spread the cost over time

Canva videos

Canva Review

More videos:

  • Review - Canva Pro | 7 Reasons To Upgrade To Canva Pro

Splitit videos

SPLITIT GOES GLOBAL WITH MASTERCARD DEAL ๐Ÿ’ณ

More videos:

  • Review - 3 PROBLEMS with buy now pay later. Afterpay, Zip Pay, Splitit etc.
  • Review - How Does Splitit Work for Shoppers?

Category Popularity

0-100% (relative to Canva and Splitit)
Design Tools
100 100%
0% 0
Online Payments
0 0%
100% 100
AI
100 100%
0% 0
Business & Commerce
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Canva and Splitit

Canva Reviews

  1. Ai-doc-suite
    ยท Working at AI Doc Suite ยท
    Powerful design platform with great usability

    Canva is one of the most accessible design platforms available today. It significantly lowers the barrier to creating presentations, social graphics, marketing materials, and even short videos.

    The interface is intuitive, especially for non-designers. Templates are well organized, and collaboration features make it practical for teams.

    Strengths: - Very easy to use - Large template library - Strong collaboration tools - Fast cloud-based workflow

    Limitations: - Advanced layout control is sometimes restricted - Heavier projects can feel limited compared to professional desktop tools

    Overall, Canva succeeds at simplifying design for everyday creators while maintaining enough flexibility for professional use cases.

    ๐Ÿ Competitors: Google Docs, Notion, Smallpdf, Adobe Express
  2. AbigailLaurens
    Easy and Versatile Design Tool โ€” Great for Quick Projects

    Iโ€™ve been using Canva for everything from social media graphics to presentations and simple flyers, and itโ€™s one of the most accessible design tools Iโ€™ve encountered. The drag-and-drop interface makes it really easy to produce clean, visually appealing designs even if you donโ€™t have a background in graphic design. The huge template and asset library means I rarely start from scratch.

    It integrates well with cloud storage and collaborative editing, which makes working with team members or clients straightforward. For quick turnaround projects, Canva gets me from idea to finished design in minutes โ€” no steep learning curve.

    That said, some of the better assets and premium features (like certain templates, background removers, and export options) are locked behind Canva Pro, which adds ongoing cost. And while Canva is excellent for basic to intermediate design, it doesnโ€™t replace professional tools like Adobe Illustrator or InDesign when you need fine-tuned control or advanced features.

    Overall, Canva is a fantastic tool for fast, easy design work โ€” especially for non-designers

    ๐Ÿ‘ Pros:    Extremely user-friendly drag-and-drop design interface.
    ๐Ÿ‘Ž Cons:    Ome useful features and assets are locked behind the pro plan.
  3. Yansiliang
    ยท Working at Xspiral ยท
    Good

    good


From Static to Magic: Top 4 AI Image to Video Generators Tested (2026 Tech Review)
Everybody knows Canva. It is the undisputed king of democratized graphic design. But recently, Canva integrated some serious artificial intelligence firepower directly into its ecosystem.
Source: dicloak.com
7 Best Pinterest Pin Generators in 2026 (AI + Free Options)
VistaCreate (formerly Crello) is a Canva competitor that offers a solid library of Pinterest pin templates at a lower price point. Like Canva, itโ€™s a design tool rather than a true pin generator โ€” so it wonโ€™t automate your workflow โ€” but itโ€™s a budget-friendly option for creators who want more template variety without paying Canva Pro prices.
Source: techinkers.com
Best Database Diagram Tools โ€“ Free and Paid
Canva: Although primarily known for graphic design, Canva offers templates and easy-to-use features that can be adapted for creating simple ER diagrams, especially for presentations or non-technical stakeholders.
Source: blog.devart.com
12 Best Free PosterMyWall Alternatives and Competitors
Canva is a user-friendly tool that helps people create stunning, creative content without any hassle. Itโ€™s great for making social site images, posters, videos, websites, and much more. Whether youโ€™re a beginner or a pro, Canva can boost your design skills.
Source: mockey.ai
Top 10 Best Animoto Alternatives For Stunning Video Creation
The graphic deยญsign king offers more than images now. Canva provideยญs video editing capabilities also. Add moveยญment to social campaigns. A library of premade videยญo styles awaits within its interface. Making eยญye-catching videos is approachable for all skill leยญvels through Canva.
Source: sharetool.net

Splitit Reviews

We have no reviews of Splitit yet.
Be the first one to post

Social recommendations and mentions

Based on our record, Canva seems to be more popular. It has been mentiond 227 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Canva mentions (227)

View more

Splitit mentions (0)

We have not tracked any mentions of Splitit yet. Tracking of Splitit recommendations started around Mar 2021.

What are some alternatives?

When comparing Canva and Splitit, you can also consider the following products

Adobe Photoshop - Adobe Photoshop is a webtop application for editing images and photos online.

Sezzle - Sezzle is a digital payment platform designed to help shoppers manage their financial futures with great ease.

PicMonkey - PicMonkey is a feature-rich online photo editor that works right in your browser; no downloads...

Klarna - Klarna provides e-commerce payment solutions for merchants and shoppers.

Piktochart - Piktochart for Business Storytelling

PayPal Credit - PayPal Credit provides financing options to businesses.