Actual Budget VS ShellNewHandler

• Privacy
  Actual Budget offers a high level of privacy as it runs locally on your computer, meaning your financial data does not get stored on third-party servers.
• Speed and Performance
  Since Actual Budget is a local application, it runs faster and is more responsive compared to some web-based tools.
• Offline Access
  Users can access and manage their budgets even without an internet connection, which is not always possible with cloud-based budgeting tools.
• Unique Budgeting Approach
  Actual Budget uses an envelope budgeting system, which can be particularly effective for people who prefer this method of financial management.
• Customizability
  The software allows for a high degree of customization, enabling users to tailor it to their specific budgeting needs.
• Data Import Options
  It supports importing transactions from various financial institutions and accepts data from other budgeting tools to make the transition smoother.

Possible disadvantages

• Initial Setup
  The initial setup can be time-consuming and might require a steep learning curve for users unfamiliar with envelope budgeting.
• Manual Updates
  Users may need to manually update their financial transactions frequently, which can be tedious compared to services that offer automatic syncing.
• Limited Mobile Support
  Actual Budget does not offer a dedicated mobile app, which might be a drawback for users who prefer managing their finances on-the-go.
• Platform Dependency
  Being a locally installed software, it is dependent on the platform it runs on, which may cause issues for users with different types of operating systems.
• Cost
  While there is a free version, some advanced features require a subscription, which may not be ideal for users seeking a completely free solution.
• Community and Support
  With a smaller user base compared to some more established budgeting tools, finding community support or troubleshooting advice may be more challenging.

No features have been listed yet.

• 11 Best YNAB Alternatives in 2026 (From $1.99/mo)
  www.budgetlabs.io · Jul 2026

  If you searched "YNAB dupe" or "free YNAB clone," here's the straight answer. The truest clone is Actual Budget — it's open-source and built on YNAB's exact zero-based methodology, free if you self-host or $4/mo...

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• Attention is all you have

  Not OP of the comment, but I self host https://actualbudget.org/ and pair it with enable actual from here: https://github.com/2manyvcos/enable-actual Pairs up with my EU and Revolut bank perfectly, auto imports transactions, most of... - Source: Hacker News / about 2 months ago

• Ente – Opening Our Books

  Matrix? https://actualbudget.org is fantastic and self-hostable, but or can be installed locally on a desktop. There's no cloud version but it still largely fits your criteria. - Source: Hacker News / 4 months ago

• I Won't Download Your App. The Web Version Is A-OK

  How do you add them? I am using https://actualbudget.org as a Safari page, and it works surprisingly well when "off network" - but a button on the home screen would be nicer. - Source: Hacker News / 7 months ago

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• I recently got libreoffice, but now the new option in right click looks like a mess. Can someone help me get rid of them please?

  Use Shell New Handler. Run the portable app and simply untick the items you don't want to appear in your new context menu. Source: about 4 years ago

• This menu should be easy to add/remove programs to... Who is really creating Access Databases from this menu often enough to keep it here? (Not me!) Is there an easy way to edit this?

  I've always used ShellNewHandler for this. It's a really simple portable utility that allows you to remove most of the items from that menu. Tested it out on Windows 11 and it's still compatible. Source: over 5 years ago