Table of contents
Privacy
Actual Budget offers a high level of privacy as it runs locally on your computer, meaning your financial data does not get stored on third-party servers.
Speed and Performance
Since Actual Budget is a local application, it runs faster and is more responsive compared to some web-based tools.
Offline Access
Users can access and manage their budgets even without an internet connection, which is not always possible with cloud-based budgeting tools.
Unique Budgeting Approach
Actual Budget uses an envelope budgeting system, which can be particularly effective for people who prefer this method of financial management.
Customizability
The software allows for a high degree of customization, enabling users to tailor it to their specific budgeting needs.
Data Import Options
It supports importing transactions from various financial institutions and accepts data from other budgeting tools to make the transition smoother.
Actual Budget is a good choice for individuals seeking a straightforward budgeting solution without overwhelming features. Its manual approach may not be suitable for everyone, particularly those who prefer automated systems. However, for users who appreciate the extra control and insight gained from hands-on budgeting, it could be beneficial.
We have collected here some useful links to help you find out if Actual Budget is good.
Check the traffic stats of Actual Budget on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
Check the "Domain Rating" of Actual Budget on Ahrefs. The domain rating is a measure of the strength of a website's backlink profile on a scale from 0 to 100. It shows the strength of Actual Budget's backlink profile compared to the other websites. In most cases a domain rating of 60+ is considered good and 70+ is considered very good.
Check the "Domain Authority" of Actual Budget on MOZ. A website's domain authority (DA) is a search engine ranking score that predicts how well a website will rank on search engine result pages (SERPs). It is based on a 100-point logarithmic scale, with higher scores corresponding to a greater likelihood of ranking. This is another useful metric to check if a website is good.
The latest comments about Actual Budget on Reddit. This can help you find out how popualr the product is and what people think about it.
For this I recommend https://actualbudget.com/ . It is in many ways like You Need A Budget but you can host it yourself for free. - Source: Hacker News / about 1 year ago
For that very reason I tried selfhosting Actual Finance[1] but it is more of a budgeting app than a networth tracking app. I ended up coding a small exporter[2] since I already had some stack in place that queries SimpleFI[3], which essentially allows querying balance and transaction information for most US-based banks (read only); most similar to plaid but a lot more developer-friendly afaik. [1]... - Source: Hacker News / about 1 year ago
I use Actual budget. It’s open source, free, but you’ll have to figure out hosting. Bank sync is currently provided in North America by SimpleFin ($15/year) And in Europe by GoCardless I host mine in a Docker container on my NAS. [1] https://actualbudget.com/. - Source: Hacker News / over 1 year ago
If you are tech-savvy then maybe https://actualbudget.com/ - similar to YNAB, but free & open-source. Source: almost 2 years ago
Looks visually quite similar to https://actualbudget.com/ (open-source, local-first). Did one influence the other? Are they both inspired by some other budget software? - Source: Hacker News / almost 2 years ago
I use https://actualbudget.com/ locally. You have to import your transactions yourself and it's all local. Source: over 2 years ago
If you have the ability to selfhost, Actual budget has been my go to for budgeting. I just input bank transactions usually weekly and assign the transaction to it's appropriate category. Source: over 2 years ago
Of course! It's odd that it proved so difficult to find. Here it is. Source: over 2 years ago
I used to use YNAB4, then moved to Actual about a year ago. Source: over 2 years ago
I known another one: Actual Budget. You can even start it with a one-click installer on PikaPods for ~1USD/month. But I had 2 problems with it:. Source: over 2 years ago
I want to point you to Actual Budget: https://actualbudget.com/. Source: over 2 years ago
I use a selfhosted version of https://www.firefly-iii.org/. Can also recommend https://actualbudget.com/. Source: over 2 years ago
I have a gist for this! # Personal - https://matrix.org (comms) - https://nextcloud.com (general) - https://jellyfin.org (video) - https://mopidy.com (audio) - https://photoprism.app (photos) - https://actualbudget.com (finance) - http://tileserver.org (maps) # Business - https://gitea.io (repos) - https://discourse.org (forums) - https://bestpractical.com/request-tracker (tickets). - Source: Hacker News / over 2 years ago
I’ve been meaning to set up Actual for a bit now - looks pretty damn good imo. They’ve gone open source a bit back —> https://github.com/actualbudget/actual. Source: almost 3 years ago
I use Actual to keep track of my budget https://actualbudget.com/. Source: almost 3 years ago
I use Actual Budget which is almost identical in principle to YNAB, and it recently went open source. For any moderately techy people, this is a good free alternative. Only thing is it doesn’t link to your bank accounts so you have to do everything manually (which I prefer personally). Source: almost 3 years ago
I haven’t tried it, but heard of someone moving from YNAB to this app: https://actualbudget.com/. The cost is much lower, and it’s in active development. Source: almost 3 years ago
I have also been looking at replacements for YNAB since cancelling after they increased prices. I recently came across Actual Budget (https://actualbudget.com/) and have set it up to run in a docker container on my home server. It's fantastic! It has all of the features I used from YNAB and is free and open sourced. Source: about 3 years ago
I'm sorry you see it that way. JustBudget definitely does not have all the features that YNAB has, nor do I think it ever will. It does have a core set of budgeting features that YNAB has, just like other envelope-style budgeting apps like Buckets, Aspire, Actual, Centsible, and Lunch Money for example. Source: about 3 years ago
Personally, at least among the apps I have used, no, I don't think any parts of existing apps are done well. I think there are a lot of existing applications which /do/ a lot, Mint, YNAB, EveryDollar, etc., etc. But the core budgeting/transaction aspect of them is always just the same thing, and instead of fleshing that particular aspect out, they branch out into investment management, credit building, loan/credit... - Source: Hacker News / about 3 years ago
Since I forgot to link Actual Budget in the first comment: this is their Website and the GitHub page. Source: about 3 years ago
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