Up.com.au Reviews and details

Social recommendations and mentions

• How's your experience with UP? Have you made switch from CBA/ANZ to UP as primary account? How credit card transactions can be managed with UP's activity?

  Is anyone using the UP banking app? https://up.com.au/. Source: 8 months ago

• International transaction fee

  No one’s mentioned getting an Up bank account yet. Source: 11 months ago

• Advice needed and please go easy on me.

  OP, I have nothing more to add but just want to extend how saddened I am for you - Im sorry this has happened to you - this is truly awful. Its also not your fault. There is some good advice here, Id speak to a family lawyer asap to see what options you have. Do you use up bank? If not, get it set up on your phone and hide that little app somewhere on your phone in a random folder - exercises/fitness or something... Source: 11 months ago

• Overseas travel - best Aussie bank?

  Up Https://up.com.au/ Backed by Bendigo Bank Zero fees overseas for conversion or ATM use. And the best conversion rates by far. Awesome app Highly recommend, great experience using it in Canada. Source: 12 months ago

• Advice for a Kiwi moving to Sydney - Which bank is best? Am I eligible for a credit loan?

  Up Bank ( https://up.com.au ) is a good bank to use for your everyday spending. They are app only, but it's a damn good app. Source: about 1 year ago

• Wtf commonwealth still charges me account fee even I have over $2000?! So it must be deposit not transfer from another bank account?! What’s the difference?!

  Bank Australia are customer owned, probably the best choice. If you’re more of a nerd, Up have the best app and are owned by Bendigo (not one of the evil big four, at least). Source: about 1 year ago

• Cashless society… businesses now starting to refuse cash permanently…

  Need to join a bank with a virtual card as well as plastic (Like https://up.com.au/). Then you can still use the virtual card with Google Wallet or Apple Pay. Source: about 1 year ago

• Just moved to Australia, not sure which bank to use?

  Up Bank. It's a modern, technology-driven bank that does everything you've ever wanted. Can get started within minutes online, and then they'll post out your debit card in the mail. No need to go into a branch for an ID check. Source: about 1 year ago

• Opening a bank account for international student

  I’d normally have suggested Up, as it hits every single thing you’re looking for and then some. Source: over 1 year ago

• Debt collector asking for client number and password

  If you don't have a MasterCard, you can get a free digital MasterCard from Up Bank via their phone app. You can get the card number from within the app. It's just a subsidiary of Bendigo Bank. Source: over 1 year ago

• No access to debit card for 5-10 business days, what do?

  Maybe switch to an all digital bank like Up? They say you can use Apple Pay/Google Wallet as soon as you create the account without any need to receive a card. Source: over 1 year ago

• STAKE platform - are there any cons?

  Heads up, I use Up (https://up.com.au) and my funds land in Stake pretty quick. Usually within an hour otherwise within the day. PS: PM me if you’d like a referral. Source: over 1 year ago

• Budgeting

  Have a look at up bank owned by Bendigo bank the savings and budgeting features have dramatically changed how I deal with money and budgeting, I do all my direct debits through there and it tells you each oayday how much you need in before next pay day plus you can make as many savers as you want Https://up.com.au/. Source: over 1 year ago

• International debit card

  Based on my experience I recommend going with either Up or Macquarie Bank. I don't recommend Wise because they have a $350 limit on fee-free ATM withdrawals (you'll probably need more than this). I don't recommend ING, their product is good (as you can see from other comments) but more complicated than others and becomes expensive if you don't meet their rules. As someone else mentioned, there are other options... Source: over 1 year ago

• What's happened to ING?

  IMO Up is a much better bank, has way better tech than both, and is owned by Bendigo which have divested from fossil fuels entirely. Source: over 1 year ago

• Which banks are the most modern?

  What do you think of Up https://up.com.au. Source: over 1 year ago

• How to FI when partner is ADHD?

  I changed my bank to Up. This is because it allows me to have multiple saving accounts called savers which automatically sends specified amounts or % to those savers. You can think of this as the envelope/jar idea. So I have one for, Savings, Car Maintenance, Insurance, Fuel, Groceries, Eating Out, Entertainment, Medical etc. Source: over 1 year ago

• Bank that can split incoming payments

  I know you've mentioned you are looking for alternatives, but Up Bank works exactly as you've described. Setting up automatic transfers with other banks works off a set value and not a percentage, and I've found that Up works flawlessly with zero interaction on my part. Source: over 1 year ago

• Bank Account for travel

  May have more luck with a Neobank like Up: https://up.com.au or Revolut: https://www.revolut.com/en-AU. Source: over 1 year ago

• Moving to Sydney? Best bank / combination of banks to use?

  It is by far the best banking app in Australia. Just read the app features yourself via their website and the 'Why Up?' section. https://up.com.au/. Source: over 1 year ago

• Applying for a TFN as a New Zealander

  For a decent banking experience once you have an address, use 'Up!' bank (ignore the millennial marketing, the lack of fees, great app and mid market FX rates are why it's recommended https://up.com.au/) . The 'Big 4' banks are total ripoffs for everyday banking (the 'Big 4' being Commonwealth Bank, NAB, Westpac, ANZ). Source: almost 2 years ago