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Officially verified details Turbobulls

Portfolio, dividends and expenses across brokers and currencies, encrypted on your device.

Turbobulls

Turbobulls Reviews and Details

This page is designed to help you find out whether Turbobulls is good and if it is the right choice for you.

Screenshots and images

  • Asset performance //
    2026-08-05
  • Net worth overview //
    2026-08-05
  • Budget //
    2026-08-05
  • Portfolio returns //
    2026-08-05
  • Wallet //
    2026-08-05
  • Dividend calendar //
    2026-08-05

Features & Specs

  1. End-to-end encryption

    Encrypted in your browser with AES-256. The server stores only ciphertext, so we cannot read your portfolio.

  2. Portfolio tracker

    Stocks, ETFs, crypto and funds across any number of brokers and accounts.

  3. Expense tracker

    Income and spending with categories and tags, next to the investments rather than in a second app.

  4. Dividend tracker

    Dividends and splits imported automatically, withholding tax netted, splits applied retroactively.

  5. Net worth tracking

    Investments and cash as one figure, tracked over time.

  6. Budgeting

    Envelope budgeting across accounts and cards.

  7. Multi-currency

    Over 30 currencies. FX applied on the trade date, with currency gain reported separately from capital gain.

  8. Multi-broker

    Any number of brokers in one portfolio. No broker logins and no credentials, ever.

  9. Broker imports

    Ten adapters including Interactive Brokers, Trading 212, XTB and Revolut, plus a generic CSV mapper.

  10. Performance analytics

    Money-weighted and time-weighted return, Sharpe ratio, maximum drawdown, return volatility, MOIC.

  11. Benchmarks

    Compare your portfolio against indices you choose.

  12. Financial health score

    Twelve sub-scores across fundamentals, performance and risk, reduced to one number.

  13. Custom assets

    Property, private equity and collectibles tracked next to listed holdings.

  14. Time travel

    Exact holdings and returns on any past date, at that day's cost basis and rates.

  15. No finance background needed

    Every metric explains itself where it appears and links to a plain-English guide.

  16. Data export

    Excel export and encrypted backup whenever you want your data out.

  17. No ads, no data selling

    No advertising trackers, no autocapture, no session recording.

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Questions & Answers

As answered by people managing Turbobulls.
  1. What makes Turbobulls unique?

    Two things. It tracks investments and spending in the same place, so the numbers that need both sides actually work: real net worth, savings rate, how many months of expenses your cash covers, and how far you are from your expenses being paid by your assets alone. Portfolio trackers do not know what you spend; budgeting apps do not know what you hold.

    And your data is encrypted in your browser before it is sent, so the server only ever holds ciphertext. That is architecture, not a policy: you can confirm it yourself in about a minute by opening DevTools and watching a transaction save.

    You do not need a finance background. The hard maths is done for you, every figure explains itself where it appears, and the headline view is plain: what you own, what you spend, and whether that is going in the right direction.

  2. What's the story behind Turbobulls?

    We were tracking portfolios across several brokers in spreadsheets and kept hitting the same two problems. The returns were wrong in ways that happened to flatter us, and every tool that fixed that wanted a fully readable copy of our financial life.

    So we built one where the maths is honest and the server holds nothing it can read. Then we kept going, because the investing half on its own was never the whole picture - what you spend decides as much as what you hold.

    The other thing we wanted was for none of it to require a finance degree. Every number in the app explains itself, because a metric you do not understand is not information.

  3. Why should a person choose Turbobulls over its competitors?

    Most tools in this category assume you already speak the language. Turbobulls does not. Every metric comes with a plain-English explanation where it appears, so you get the benefit of proper analytics without needing to know what any of it is called first.

    It also holds both halves of the picture. If you use a portfolio tracker and a budgeting app, you are keeping two half-pictures and reconciling them by hand.

    On the investing side the maths is done properly: money-weighted and time-weighted return side by side, dividends net of withholding tax, and capital gain reported separately from what the exchange rate did to you. The honest caveat: imports are files, not live broker connections. If you want automatic broker sync, other tools do that and we do not.

  4. How would you describe the primary audience of Turbobulls?

    Anyone who wants a clear picture of their own money, whether that is one broker and a current account or six brokers across four currencies. No finance background is needed: every metric explains itself in place and links to a plain-English guide, and the main view answers what you own, what you spend, and whether it is improving.

    In practice most users are in Europe, hold a few ETFs and some individual stocks across more than one broker, and got tired of a spreadsheet that could not tell them what their return actually was.

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