Tallyroot
Budgets, investments, and net worth in one app. Real multi-currency support with base-currency conversion everywhere, IBKR auto-sync, and flexible budget categories. Free to start.
A startup from Europe.
Budgets, investments, and net worth in one app. Real multi-currency support with base-currency conversion everywhere, IBKR auto-sync, and flexible budget categories. Free to start.
A startup from Europe.
This page is designed to help you find out whether Tallyroot is good and if it is the right choice for you.
Tallyroot is a web-based personal finance app for people whose money lives in more than one currency. It combines three things that usually need separate tools: a zero-based category budget, an investment portfolio tracker, and a net worth dashboard. All three read from the same double-entry ledger and the same exchange-rate table.
Every transaction, holding, and account stays in the currency it happened in and converts to your base currency at real daily rates. Conversion applies to budgets, reports, and net worth alike, in 150+ currencies.
Budgeting
Zero-based categories with monthly targets and rollover
CSV and OFX bank import with saved column mappings and duplicate detection
AI receipt scanning that reads line items and suggest category(-ies)
Recurring transactions, reconciliation, and spending reports
Shared workspaces with role-based permissions for couples and families
Investments
Manual logging of sells/buys/dividends
Interactive Brokers sync through the Flex Web Service with a read-only token
Holdings, dividends, bonds, loans, and property tracking
Unrealized gains, time-weighted return (TWR) and IRR
Net worth
Cash, investments, property, and debts in one base-currency total
History chart that separates real cash flow from exchange-rate movements
Manual valuations for a house or a mortgage, and per-owner filters
Tallyroot also has an API and a TypesScript SDK for pushing transactions in from your own connectors. It is independent, bootstrapped, and hosted in the EU.
The free plan includes 3 accounts, 10 AI receipt scans / month, and manual IBKR import. Premium removes those limits and adds daily IBKR auto-sync.
Listed in
Most budgeting apps assume one currency, and most portfolio trackers ignore your spending. If you earn in one currency and spend in another, you end up with a separate budget per currency, manual conversion on each transaction, and transfers between your own accounts counted as spending. Tallyroot handles all of that in one budget. It syncs Interactive Brokers through a read-only Flex token, imports CSV and OFX from any bank, and has an API and TypeScript SDK for your own connectors. It is independent and EU-based, with no ads, and support comes from the person who builds it.
Multi-currency is built into the ledger, not added on top. Every transaction, holding, and account keeps the currency it happened in and converts to your base currency at real daily rates, in 150+ currencies. Budgeting, an investment portfolio, and net worth all read from the same double-entry books, so one app replaces a budgeting tool, a portfolio tracker, and a net worth spreadsheet. It also shows how much of a change in your net worth came from real cash flow and how much from exchange-rate movement.
People whose money lives in more than one currency: expats who earn in one country and spend in another, remote workers and freelancers paid in a foreign currency, couples and families split across borders, and anyone with a brokerage account that their budget doesn't know about.
I'm a software engineer working in fintech, and my money has never lived in one currency. I earn in one, pay for things in another, and keep savings in a third. Every budgeting app I tried treated a euro, a franc, and a forint as interchangeable. When savings turned into an investment portfolio, I was back to two apps and a spreadsheet to get one net worth number. I built Tallyroot to keep all of it in one ledger, and I'm still its most active user.
TypeScript, React, TanStack Router and Query, Tailwind CSS, Node.js, Fastify, PostgreSQL, Drizzle ORM, Astro, Docker
We have collected here some useful links to help you find out if Tallyroot is good.
Check the traffic stats of Tallyroot on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
Check the "Domain Rating" of Tallyroot on Ahrefs. The domain rating is a measure of the strength of a website's backlink profile on a scale from 0 to 100. It shows the strength of Tallyroot's backlink profile compared to the other websites. In most cases a domain rating of 60+ is considered good and 70+ is considered very good.
Check the "Domain Authority" of Tallyroot on MOZ. A website's domain authority (DA) is a search engine ranking score that predicts how well a website will rank on search engine result pages (SERPs). It is based on a 100-point logarithmic scale, with higher scores corresponding to a greater likelihood of ranking. This is another useful metric to check if a website is good.
The latest comments about Tallyroot on Reddit. This can help you find out how popualr the product is and what people think about it.
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Is Tallyroot good? This is an informative page that will help you find out. Moreover, you can review and discuss Tallyroot here. The primary details have been verified within the last quarter. So they could be considered up to date. If you think we are missing something, please use the means on this page to comment or suggest changes. All reviews and comments are highly encouranged and appreciated as they help everyone in the community to make an informed choice. Please always be kind and objective when evaluating a product and sharing your opinion.
