SmartAsset Reviews and Details

Social recommendations and mentions

• Living conditions for Douglas/Arapahoe county area

  Moving from central Illinois. Got a job offer today for a company in Englewood. First year salary will be 85,000 (73,000+12,000 sign-on). Realistically, after taxes, I've calculated my first year take home to be ~60,000, after which (if no raises or bonuses, only riding my salary) take home will be ~55,000. Not sure on the accuracy of that, just used smartasset.com. Source: over 2 years ago

• How much do you currently have invested in JEPI?

  That is ordinary income taxes. If it was qualified I’d pay $0 on first $81,000 I make. You can calculate taxes with smartasset.com . Federal taxes are pretty low on mere mortals. The rich really do pay their fair share. Source: about 3 years ago

• Side hustling to buy JEPI/Q until this happens.

  I use smartasset.com Good tax calculator. Assume $100,000/ yr from JEPI/JEPQ. Married filing jointly I get effective Fed rate of 8.48% with $8481. My state is listed as eff rate of 4.87% or $4868. No FICA of course. Taxes total about 15%. Big deal. Now if you have $300,000 in dividends I would either go with qualified dividends or long term gains rate on selling shares. Source: about 3 years ago

• Living in Kali

  Net (w/taxes etc): $70,000 (per SmartAsset.com) breaks down to $5,000/month net ($2,500 bi-weekly). Source: about 3 years ago

• got my real estate assessment today....

  I'm not cherry-picking here. I'm picking out random cities, typing them into smartasset.com, and typing out the results as they come. Source: over 3 years ago

• Beginning to "adult" at almost 30, and want to get off on the right foot despite severe debt after a financial mistake. Please help!

  Monthly net pay: $7400 (from smartasset.com. I haven't gotten my first paycheck yet). Source: over 3 years ago

• Columbus 1bd apartment threshold as a single male

  I've been using paycheck calculators like ones on smartasset.com ever since I've worked and played around with it to see how much I'd have left over after insurance/taxes/401k contributions/post-tax savings and so on. It's generally pretty accurate. Source: over 3 years ago

• Situation and NW. Looking for Feedback + Critiquing

  Yearly income: $120k plus about $24.5k in income at the end of the year. Based on $120k a year: $91,293 net and will be $85,365 net after 6.5% 401k Trad contribution (according to smartasset.com). Source: over 3 years ago

• Have any old timers here retired to RI?

  RI hasn't received high rankings in the press as a place to retire, but speaking as someone who left RI in 1983 after college for CA and then TX, I'm getting very tired of 100 degree days from May - Sep, killer hurricanes and floods on the Gulf Coast, and Red State politics. Yes, I know about the RI weather from experience, smartasset.com informs me about the taxes, and I see the real estate prices on Zillow. Source: over 3 years ago

• Explain our take home pay to me like I’m five

  Run your own pay through an estimator like the one at smartasset.com to see how you could change your paycheck based on various inputs. Source: over 3 years ago

• Updated 2023 Simple Budget Spreadsheet

  I hope this helps, I only have all 4 of those categories because https://smartasset.com/taxes/paycheck-calculator has them in their list under FICA lol. For me, unemployment is the only one that pops up as a California resident (0.80%), the rest stay 0%. Not really sure tbh, I'm also ignorant on a lot of tax stuff. Source: over 3 years ago

• Can we talk taxes... RSU's, Income, and Bonuses

  Withholding is generally in line with what you'll pay in taxes, but in some cases can go overboard. You can try to calculate the difference via the calculators smartasset.com provides, in this case the income tax calculator. But you'll generally be disappointed the difference isn't as big as you hoped. Source: over 3 years ago

• CT or NY as reporting office for taxes, with an NY residence

  u/beachteen and u/Werewolfdad - I tried to calculate the taxes owed on 700k in NY(Ardsley, NY) vs CT(Norwalk, CT), and NY comes out to be higher based on smartasset.com. Source: almost 4 years ago

• POV: You are about to post on r/Antiwork

  The whole article is an ad for https://smartasset.com/ they link to it multiple times. Source: almost 4 years ago

• Got offer for CB analyst $100k base + 30% bonus - HCOL - 23F

  Hey just curious, are you on a bi-weekly payroll? Comparing what you said to smartasset.com and it seems to be in line. But if I switch to semi- monthly then it's about $700 more. Asking as I'm moving to NYC and am crunching numbers out for myself. Thanks!! :). Source: almost 4 years ago

• Why losing the right to abortion is a BAD thing.

  According to the same article, which sites this article from smartasset.com, states that in 2021, a vaginal birth cost between 5,000 and 11,000 USD. Source: about 4 years ago

• I'm 14. I'm 14 and I'm terrified.

  And then there's cost. According to this article on parents.com (Which has it's own citations), in 2015 giving birth cost on average 4,500 US dollars. (620 hours of minimum wage, 15.5 40-hour work weeks. (4,500/7.25. And 620/40)). According to the same article, which sites this article from smartasset.com states that in 2021, a vaginal birth cost between 5,000 and 11,000 USD, and a C-section birth cost between... Source: about 4 years ago

• Could I Afford a house in my area

  I ran your income through smartasset.com. Assuming you contribute about 10% of your total comp to retirement, your remainder take-home is around $100k/yr. Source: over 4 years ago

• Iowa car registration fees are insanely high and I don’t think we talk enough about it

  But then at a hypothetical $75k/yr, Iowa's effective income tax rate of 4.2% vs NY's 5.02% made a difference of several hundred more. (Per a random state & fed tax calculator.). Source: over 4 years ago

• Best places to live as an Asian American that are also affordable?

  Atlanta and Philly have larger Asian pop., but relative to population size, are only 5% or less of the total population. These cities also have higher urban crime rates and poverty rates. When you look at where the Asian pop. Are economically better (ex smartasset.com) The cities don't appear on the top 25. Source: over 4 years ago

• 16k in savings. Are there any high interest savings accounts I could actually earn more than just $50-1,000.00/yr on? If not, would it be better to take it out of bank& save it in cash?

  - I absoultely do not think the govt is going to only tax me a measly 1k on the 16k savings which will grow by next year lol but rather the opposite. I know I can figure out how much they will tax me via smartasset.com. Source: over 4 years ago