Failed payments are the silent MRR killer for subscription SaaS — Stripe retries the card, but nobody tells the customer to fix it. RetryFi closes that gap. It connects to your Stripe account with OAuth in seconds — RetryFi only reads your billing data and retries failed invoices; it never creates charges or modifies your Stripe data. It then runs an opinionated, branded four-email dunning sequence that's aware of the decline code: soft declines get smart retries, hard declines skip straight to a "fix your card" email with a one-click update link. You get a recovery dashboard and a 90-day historical scan of what you've already lost. Built for indie and bootstrapped SaaS on Stripe — free up to 10 recoveries a month, no platform price tag.
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Decline-code-aware dunning
Soft declines get smart retries; hard declines skip straight to a "fix your card" email.
Branded email sequence
Four recovery emails sent under your name and logo — not Stripe's generic notices.
One-click card update
Customers fix the card via a secure Stripe-hosted link; RetryFi never handles card numbers.
90-day historical scan
On connect, back-scans 90 days of failed invoices to show what you've already lost.
Recovery dashboard
Live view of revenue at risk, recovered this month, all-time recovered, and recovery rate.
Stripe OAuth setup
Connect in seconds — no code, no API keys. RetryFi only reads billing data and retries invoices.
Runs alongside Stripe
Complements Stripe's own retries instead of replacing them — one branded sequence, no duplicate emails.
Slack notifications
(Pro) Get pinged in Slack when payments fail and when they recover.
Pricing
Free up to 10 recoveries/mo · Pro $29 (50) · Scale $79 (200) — no cut of recovered revenue.
RetryFi is opinionated about why a payment failed. It reads the Stripe decline code and reacts: soft declines (insufficient funds, generic) get smart retries, while hard declines (expired or lost card) skip retries and go straight to a branded "fix your card" email with a one-click update link. It runs alongside Stripe's own retries as a single branded sequence — no generic Stripe notices, no platform price tag, and no percentage cut of what you recover.
Most failed-payment tools fire generic retries or take a percentage of recovered revenue. RetryFi does neither. You get a branded, decline-code-aware sequence sent under your own name and logo, a recovery dashboard, and a 90-day historical scan of what you've already lost — set up in seconds with Stripe OAuth, no code. It's built and priced for indie SaaS: free up to 10 recoveries a month, flat $29 and $79 tiers above that, never a cut of your revenue.
Indie and bootstrapped SaaS founders running subscriptions on Stripe — usually solo or small teams losing recurring revenue to failed payments, who don't want an enterprise dunning platform or a tool that skims a percentage of what it recovers.
Next.js (React 19, TypeScript) front and back, Supabase (Postgres) for data and auth, the Stripe API via Connect/OAuth for billing, Inngest for the durable retry and dunning workflows, Resend + React Email for the branded emails, Recharts for the dashboard, and Tailwind CSS for the UI.
I don't have verified, up-to-date information about RetryFi (retryfi.com) to make a reliable assessment of its quality, legitimacy, or performance. Before using or trusting this service, you should conduct independent research.
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Check the traffic stats of RetryFi on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
Check the "Domain Rating" of RetryFi on Ahrefs. The domain rating is a measure of the strength of a website's backlink profile on a scale from 0 to 100. It shows the strength of RetryFi's backlink profile compared to the other websites. In most cases a domain rating of 60+ is considered good and 70+ is considered very good.
Check the "Domain Authority" of RetryFi on MOZ. A website's domain authority (DA) is a search engine ranking score that predicts how well a website will rank on search engine result pages (SERPs). It is based on a 100-point logarithmic scale, with higher scores corresponding to a greater likelihood of ranking. This is another useful metric to check if a website is good.
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