Plaid Reviews and details

Social recommendations and mentions

• Can someone's Venmo/PayPal balance be approved to show up in a 3rd party app?

  Oh this is a https://plaid.com/ use case I think. - Source: Hacker News / 8 months ago

• Need help finding simulation business bank accounts + credit cards

  My company made a financial dashboard for small businesses that aggregates information from financial institutions into a simplified view. The problem I need to solve: our only way of showing what it looks like when in use, is by connecting our own bank accounts + credit cards, but of course that exposes our personal info. I'd like to setup a demo account using fake financial data that simulates a real world... Source: 10 months ago

• Need A Solution to Amex Business Credit Card Data

  I have been looking into this and found Plaid, Yodlee, and Flinks. I am not 100% if any of these will work. Source: 11 months ago

• (Canada) Does anyone know of an API service that will users to connect with their personal bank and return things like their bank feed?

  Yeah I fully expect to pay, but I am sure there are companies that do this. It's simply reading data, I am not touching anything within the user's bank account. Places like Australia are quite big on open banking I believe, that allows, with proper verification, to access bank account information. I've just found one company plaid.com, it doesn't have all the institutions I was hoping for but the majority of big... Source: 11 months ago

• Intuits Mint is garbage this year, need other recs for tracking expenses.

  Switching platforms won't help. Every money visualization app on the market uses plaid to fetch their data, so every app will have the same data quality issues. Source: 11 months ago

• Detect notification from other apps

  You may want to look into Plaid or other similar APIs to get your users' transactions. Then, based on the details of the API response, you'll have to create triggers that fire notifications. Not sure if notifications are the right approach, as opposed to creating a to-do task list for users to categorize their transactions. Depending on the number of transactions, notifications can be overwhelming to your users... Source: 12 months ago

• Bank transactions tracking

  To clarify, Its just a plaid integration under the hood, Im not actually storing anyone’s financial data (the FAQ is pretty explicit about this). But yes always a good idea to do your research before signing up for any service involving your financial data. Source: about 1 year ago

• Do I need a service like plaid.com?

  Https://plaid.com/ offers a complex solution for transferring money from our main bank account to many (1000s) of our clients. Our business collects money via credit cards (stripe) and then distributes a % of those payments to our partners who have each entered their routing and account numbers in our system. My question is do we even need plaid.com? Could we just use stripe to send these payouts via ACH? Source: about 1 year ago

• Mint alternative? How can I download all transactions?

  If you’re a more advanced user, you can just use plaids apis: https://plaid.com/. Source: about 1 year ago

• “Click-to-cancel” rule would penalize companies that make you cancel by phone - Canceling a subscription shouldn't be harder than signing up, FTC proposal says.

  It was actually Plaid who was asking for your login. There is some evidence they pull your whole banking history and sell it. Source: about 1 year ago

• Building a clone of RocketMoney/Lunch Money/Copilot - is it recommended to store bank transactions, or to strictly read from third parties like Plaid on demand?

  This feature is grouped into the "non-persistent" storage requirement group. As I see it, I don’t have a need to persist the financial account balance data, as it’s something that will be needed only on-demand. So for this feature, I can just fetch the data on demand from a provider such as Plaid.com, inject the data into an email template, send, and forget. Source: about 1 year ago

• Is there an app or website which will allow me to see/filter/search all past transactions on debit without needing to download my statements?

  Lendingtree.com offers a feature that checks multiple cards and shows your current balance, but not necessarily your actual transaction. Their backend is https://plaid.com/ which now apparently has an API so that anyone can do this? Source: about 1 year ago

• API to fetch transactions of bank accounts, integrating with many banks?

  Plaid is the most widely used one and sadly there's no good global alternatives that are cheap. Source: about 1 year ago

• API to fetch transactions of bank accounts, integrating with many banks?

  I know about plaid.com, but I've read they have a significant minimum monthly fee. We are only looking to support ~50 customers for the beginning and can't spend a bunch of money on fixed-cost expenses. Source: about 1 year ago

• Integration with plaid? Alternatives?

  Are there any plans for integrating Revolut with plaid.com for use in financial apps such as Mint? I know Revolut operates in the US as a Metropolitan Commercial bank partner so I guess that's the problem? Are there any apps like Mint in the US that actually support Revolut? Source: about 1 year ago

• Need A Different Kind Of Money Tracking App

  You are not wrong. It is a risk. I worked at Acorns and other financial tech startups as a software developer. Pretty much all these applications use https://plaid.com as their means to connect. Their security is good. However, to your point, there is no guarantee. Having worked with their api, it’s a risk I am willing to take. Source: over 1 year ago

• Starting off 2023 strong by creating an app geared towards churners

  Maybe you already know about this but give https://plaid.com/ a look if you want to integrate spend tracking. Source: over 1 year ago

• Are there any credit cards with decent APIs? I'm looking for a card that has the ability to access my current balance and use the card lock feature via an API.

  This is probably not completely what you are hoping for, but I looked too and could not find any proper ways. Most of the banks require you to be a verified business to access their data. I've heard Plaid is not that strict in their approvals, but I personally do not want a fintech company like Plaid to sell my data. Source: over 1 year ago

• Banking API suggestions

  Plaid is the industry standard and is free for up to 100 credentials: https://plaid.com/. Source: over 1 year ago

• Salvageable hope for ACH and USD ftxus users

  Is there a way to see pending transfers? Maybe plaid.com? (I don't have an account, though). Source: over 1 year ago

• bank account linked on FTX.us. What is the risk and how to solve?

  Go to plaid and disconnect the link from your bank. Do it quick and avoid drain your bank funds away. Their website is on the hackers hand now and any minute your information likely be stolen and traded in black market. Source: over 1 year ago