Software Alternatives & Startups

Officially verified details Hundo Finance

Track spending and budgets, see every account, currency and asset as one net worth figure, and ask a built-in AI about your numbers. Free, no bank login.

Hundo Finance

Hundo Finance Reviews and Details

This page is designed to help you find out whether Hundo Finance is good and if it is the right choice for you.

Screenshots and images

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    2026-09-11
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    2026-09-11
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    2026-09-11
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    2026-09-11
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    2026-09-11
  • Image date //
    2026-09-11
  • Image date //
    2026-09-11

Features & Specs

  1. Your usual entries, one tap each

    Open "add transaction" and Hundo already shows the entries you are likely to make, from your own history: a subscription on its usual day, a regular bill, a usual amount. One tap fills the name, amount, category, budget and account.

  2. Net worth across 166 currencies

    Accounts, investments, property, debts and money owed between people add up to one net worth. Stocks, funds, crypto and gold are priced automatically. The chart shows how much of each change came from your money and how much came from exchange rates.

  3. An AI assistant that reads your own numbers (Pro)

    Ask a question in plain language, and the answer comes from your own ledger as text, tables and a chart. When an account stops matching the bank, send it screenshots of the bank's list and ask it to find the missing entry. It records nothing until you confirm.

  4. Fast ways to add entries

    Import a CSV, TSV or Excel statement in one pass, with duplicate detection. With Pro, a receipt photo, a forwarded email receipt or a spoken note becomes a draft that you confirm.

  5. Budgets and reports

    Set spending limits per category. See spending by category, income against expenses, and how each budget did.

  6. Connect your own Claude or ChatGPT (Pro)

    Hundo runs an MCP server. Claude, ChatGPT or another AI client can read your accounts, budgets and net worth, and draft changes that you confirm.

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Questions & Answers

As answered by people managing Hundo Finance.
  1. Why should a person choose Hundo Finance over its competitors?

    Because of what you can do once the data is in. Most trackers give you a fixed dashboard and a set of stock reports. Hundo lets you arrange the dashboard, build widgets by describing them in a sentence, and ask the assistant a question in plain language and get back a total, a table with column totals and a chart, read from your own ledger.

    Because entry is quick. The amount comes first and the suggestions are ranked out of what you actually buy, so the app gets faster the longer you use it. Receipts can be photographed, forwarded by email, spoken or imported from a file.

    Because more than one currency is normal here. Each account, asset and budget holds its own, in 166 of them, with the rate of each transaction's own date stored, and any period's net worth change can be split into the part that was the market and the part that was the exchange rate.

    Because the tracker is free forever and nothing is capped - unlimited accounts, transactions, budgets and assets. The AI layer is pay what you want, from $36 a year, $72 suggested, or $8 a month.

  2. How would you describe the primary audience of Hundo Finance?

    People who want to see their whole financial picture in one place and then ask questions of it: what changed this month, which category moved, which subscription went up.

    In practice that is three overlapping groups. People who already use an AI assistant every day and want it pointed at their own numbers. People whose money is in more than one currency - working abroad, paid from another country, or holding an account, a property or an investment somewhere else. And people who track by hand on purpose, because they want to see each entry rather than sort a feed.

    It is a personal product for individuals and households. There is no team or business edition, no invoicing and no payroll.

  3. Which are the primary technologies used for building Hundo Finance?

    • TypeScript throughout, running on Bun.
    • API: Elysia.
    • Database: PostgreSQL with Drizzle ORM.
    • Web: React with TanStack Router and TanStack Query, Tailwind CSS and Radix UI.
    • Accounts: Better Auth.
    • Payments: Polar.
    • AI: Google Gemini models through the Vercel AI SDK, and the official Model Context Protocol SDK for the MCP server.
    • Charts: Recharts. Email: Resend. Analytics: self-hosted OpenPanel.
    • Runs in Docker behind nginx on a VPS, with Cloudflare in front.
  4. What makes Hundo Finance unique?

    Hundo is one app for what you spend, what you plan to spend and what you are worth, with an AI assistant that works on your own ledger.

    Entries go in fast. Type an amount and Hundo offers the merchant, category, budget and account it matches, ranked out of your own history. Most entries are the amount, one tap to accept and one to save. You can also import a CSV, TSV or Excel statement with column mapping and duplicate detection, photograph a receipt, forward an email receipt to your own address, or say what you spent.

    The dashboard is yours to arrange. Eleven widgets - net worth, monthly stats, income against expenses, budget overview, recent transactions, the net worth trend, spending by category, IOUs, quick actions, yesterday's recap and AI insights - drag into the order you read them in, resize, and carry their own settings. You can also build a widget of your own: pick a template, or describe what you want to see in one sentence and let the AI write the specification, with a live preview on your real data before you save it.

    The assistant answers from your data. Ask which subscriptions have gone up since you started paying them, and it queries your own ledger and replies in formatted text, with tables that carry their own column totals and a chart. Any answer worth keeping can be saved as an insight - a figure, a breakdown, a comparison, a table or a chart over time - and pinned to the dashboard, where it refreshes with your data.

    Every currency is treated as a currency. Each account, asset and budget keeps its own, in 166 of them, and each transaction stores the rate for its own date, so past months keep their past rates.

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Reviews

  1.  
    Best Personal Finance App

    I think this is the best personal finance or budget tracking app that I have used. It is very easy to use and have a great UI/UX

    Pros:    Ui is very attractive|Great user experience
  2.  
    Seamless experience

    Good platform, really easy to managing all of my assets.

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