Privacy-first FIRE planning for expats and money that crosses borders. Multi-currency by default, with FX attribution, per-member FI for couples, and relocation on real cost of living. No bank logins, no data sold. Made in Oslo, Norway. Free.
A startup from Oslo, Norway that is founded by Shanky Gupta.
This page is designed to help you find out whether fjordFIRE is good and if it is the right choice for you.
fjordFIRE is a FIRE and financial-independence planner for people whose money spans more than one currency and country: expats, immigrants, cross-border couples, digital nomads.
If your income is in one currency, your savings in another, and perhaps your family obligations in a third, most FIRE tools don't handle your situation very well and may quietly hand you the wrong number. fjordFIRE is built around that problem instead of ignoring it.
Every calculation is currency-aware. It separates actual saving from currency movement through FX attribution. Couples can track separate FI numbers, and you can revalue your portfolio in another currency using that country's cost of living if you're thinking about relocating or retiring.
Money is split across four pillars instead of being treated as one big number: Protect (the safety net), Growth (the FIRE engine), Retire (locked retirement), and Move (money available to relocate).
It runs on manual monthly check-ins, not bank logins. No transaction scraping, and no data sold. There's also an optional in-app AI assistant , which does not train on your data.
Made in Oslo, Norway. Open to everyone, free.
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Check the traffic stats of fjordFIRE on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
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