Finexer reviews. Is Finexer good?

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Finexer

Bank APIs to access real-time financial data & Account-to-account payments. Enabling businesses to access Open Banking - real-time financial data and instant Pay-By-Bank payment capabilities securely and seamlessly. .

Finexer is a UK-leading Open Banking platform that helps businesses simplify payments and financial data access. With real-time Pay-By-Bank transactions and enriched banking data, Finexer enables businesses to reduce costs, improve cash flow, and streamline financial operations.

Why Choose Finexer? 1. 2-3x Faster Deployment – Get up and running quickly with easy integration. 2. Seamless Pay-By-Bank Payments – Instant payments, bulk payouts, and quick refunds. 3. Real-Time Financial Data – Access transaction insights, balance checks, and secure account authentication. 4. Cost-Efficient & Scalable – Reduce payment processing costs while ensuring compliance and security. 5. White-Label Solutions – Customise the platform to match your business needs.

Key Features ✅ Open Banking Payments(PIS) – Instant Pay-By-Bank, bulk payouts, and refunds. ✅ Financial Data Access(AIS) – Real-time transactions, balance insights, and account validation. ✅ Secure API Integration – Direct connection to all UK banks for smooth operations. ✅ Customisation & White-Label – Tailor features to fit your brand and workflows.

Who is Finexer For? Finexer is designed for businesses in Accounting ERP, PropTech, Payroll, FinTech, and Financial Services looking for faster, more efficient, and secure payment solutions. Whether you're managing supplier payouts, automating payroll, or streamlining invoicing, Finexer makes payments and financial data access effortless.

🔹 Reduce payment costs 🔹 Speed up cash flow cycles 🔹 Improve operational efficiency

Why Businesses Trust Finexer With 99% UK bank coverage, a strong focus on compliance, and a user-friendly dashboard, Finexer helps businesses eliminate inefficiencies and unlock the full potential of Open Banking.

Start simplifying payments and financial data with Finexer today! Visit www.finexer.com

A startup from United Kingdom.

Screenshots and images

Finexer Open Banking for Payroll & invoicing //
2025-02-02
Open Banking A2A payments(PIS) and Data(AIS) //
2025-02-02
Accounting and ERP Open Banking //
2025-02-02
PayByBank EPOS and Payments //
2025-02-02
Pay by Bank //
2025-02-02

Features & Specs

Instant Payment - PaybyBank

ccept and offer secure A2A (Account-to-Account) payments with our easy-to-use interfaces like in-app, online payment links, or QR codes. Reduce transaction costs by up to 90% and enjoy instant settlement.

Bulk Payout

treamline financial operations by executing multiple vendor payments with a single click. Our dashboard or custom API integrations make bulk payouts effortless and error-free.

Recurring Payments

Automate recurring transactions with our Variable Recurring Payments (VRP) and Sweeping solutions, optimising cash flow and reducing transaction costs and fraud.

Transactional Bank Data

Access real-time bank transaction data to customise user experiences and enhance financial decision-making.

Balance Check

Gain insights into customers' income, expenses, and balance data to drive personalised services and offers.

Authenticate

Quickly verify account details, sort codes, IBAN, and BIC for secure and efficient user authentication and transactions.

Sign-in via Bank

sign into your website or app with ease using their bank account. Our cutting-edge technology utilises crucial bank information, providing a seamless and secure sign-in experience for your customers

Badges

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Reviews

Liam

· IT Manager at Parkside retail · 7 days ago

Fast payouts and fewer headaches

Since adding Finexer scan-and-pay our takings show up in the bank in instantly and refunds are quick. We pay less in transaction fees and spend zero time on any manual reconciliation

👍 Pros: Developer-friendly apis and a usable sandbox for testing.|Instant refunds and far fewer card chargebacks|Instant bank-to-bank settlements

Diego Danmore

· founder at payflux · about 1 month ago

Solid Open Banking API for UK Fintechs

I’ve been using Finexer at Payflux Ltd to power financial data access, and the results have been excellent. The integration with UK banks was smooth, the documentation was clear, and the FCA-approved setup makes compliance much easier. Support has been responsive, and pricing is flexible enough for fintech firms to scale confidently.

🏁 Competitors: Plaid

👍 Pros: Clear api documentation and responsive support|Quick integration setup|Flexible pricing

👎 Cons: Would like to see deeper analytics within the dashboard

adetoyese110

· Senior Consultant at McCambridge · 3 months ago

No More Delays Collecting Bank Data from Clients

Finexer has made my insolvency workflow much more efficient. I no longer have to wait on clients to send incomplete or outdated statements. With one secure link, I get real-time, bank-sourced data that’s ready for analysis and reporting. It’s helped me turn around cases faster and stay fully compliant.

🏁 Competitors: yapily, Bud

👍 Pros: Real-time access to verified bank transactions|Simple for both practitioners and clients to use

irina-claims-uk

· Senior Claims Manager at Meridian Risk Management · 3 months ago

Improved Claim Accuracy with Faster Financial Checks

We introduced Finexer to help validate claimant income and assess spending behaviour using consented bank data. It’s made our claims process much faster, especially for complex or high-value cases. Deployment was quick, and the onboarding support from their team was genuinely hands-on.....a rarity. The white-label setup also meant our clients saw a consistent, branded experience throughout.

🏁 Competitors: AMALYTIX, Plaid in the UK

👍 Pros: Fast rollout with support across the full onboarding phase|Fully customisable interface that fits our internal process|Access to real-time bank data improves decision-making

👎 Cons: Some clients need extra guidance the first time they see an open banking consent screen

Dele Oweski

· Director at Accountex · 5 months ago

No more waiting around for statements

We’ve been using Finexer’s Data API at our Firm....mainly to pull client bank transactions. It’s made life easier. Instead of chasing people for PDFs or Excel files, the data just comes through directly from the bank. It took us a little while to get familiar with how the API works, but once we were set up, it saved time every single week.

🏁 Competitors: TrueLayer

👍 Pros: No more document chasing|Fits well into our accounting process|Transaction data comes in ready-to-use format

👎 Cons: Took a bit of learning at the start

Eliena Dekind

· Product Manager at Vialto Partners · 7 months ago

Quick Access to UK Banking Data

I tried Finexer for getting real-time banking data in the UK. Setting it up was pretty straightforward, and the dashboard provided the details I needed. Whenever I had questions, the support team got back to me quickly.

👍 Pros: Real-time transaction info|Simple setup process|Prompt customer support

Robert John

· IT Director at ERP-Consulting · 7 months ago

Efficient and Secure Bank Payments

PayByBank has made payments much more seamless by allowing direct bank transfers without extra fees or delays. It’s easy to use, with strong security features that give peace of mind. The biggest advantage is the faster settlement times compared to card payments.

🏁 Competitors: TrueLayer

👍 Pros: Direct bank transfers with no card fees|Faster settlement times|Strong authentication and security

👎 Cons: Some banks occasionally delay transactions

Andria Jhonson

· IT Director at CB Accounting · 7 months ago

A Smooth & Efficient PayByBank Solution

Using PayByBank at CB Accounting has been helpful to us. Payments are fast, secure, and straightforward, with no card fees or delays. It’s made transactions much easier, and our clients appreciate the quick and hassle-free process. Integration was smooth, and the customer support team has been great whenever we needed help.

🏁 Competitors: TrueLayer, Plaid in the UK, Volt

👍 Pros: Instant payments|No card fees|No chargebacks|Secure and easy to use

👎 Cons: Some clients are used to card payments,

Amy San

· Director at Polar credit · 7 months ago

Quick AIS for Income Verification

We use Finexer’s AIS for income verification in our credit assessment process. It provides real-time banking data, making it easy to verify a borrower’s income without relying on payslips or bank statements. This has helped us speed up decision-making, reduce fraud, and improve accuracy. The integration was smooth, though some customers need guidance when connecting their accounts.

🏁 Competitors: Plaid

👍 Pros: Instant income verification with real-time bank data|No need for manual document uploads|Saves time in the credit assessment process

👎 Cons: Some users need help linking their accounts

Tim anderson

· Product Manager at Accountancy Cloud · 8 months ago

Easy Client's Bank Data Integration

Using Finexer has made handling bank data much simpler. The service runs smoothly and fits right into our accounting process. It’s reliable and takes a lot of manual work off our plate. Customer support has been good too....always ready to help when needed :)

🏁 Competitors: TrueLayer, Plaid

👍 Pros: Reliable data feeds|Easy integration with accounting systems|Good customer support

Sam Dekin

· Director at Pine Accounting & Tax · 8 months ago

Effortless Reconciliation for Accountants

Our experience with Finexer has been largely positive. The platform automates tedious tasks like bank feed reconciliations and KYC verification, saving us significant time. Real-time financial data and an intuitive interface have made our workflow smoother, even though there are occasional issues with error messaging and limited international bank support.

🏁 Competitors: TrueLayer, Plaid

👍 Pros: Time-saving: automated reconciliations and kyc verification reduce manual work.|User-friendly: intuitive design makes it easy for our team to adapt quickly.|Reliable: real-time data ensures accurate and timely financial reporting.

Questions & Answers

As answered by people managing Finexer.

What makes Finexer unique?

Finexer stands out with its fast deployment, seamless integration, and cost-efficient Open Banking solutions. Unlike traditional payment processors, Finexer enables instant Pay-By-Bank transactions and real-time financial data access. With 2-3x faster onboarding than competitors, a white-label option, and direct connectivity to all UK banks, Finexer simplifies financial operations for businesses of all sizes.

Why should a person choose Finexer over its competitors?

Finexer offers a smarter, faster, and more flexible alternative to legacy banking solutions. Businesses benefit from:

Instant Payments & Bulk Payouts – No delays, no intermediaries.
Real-Time Financial Insights – Access balance, transactions, and account details instantly.
Lower Costs & Higher Efficiency – Reduce fees and speed up cash flow management.
Easy API Integration – A developer-friendly, scalable infrastructure.
White-Label Customisation – Adapt the platform to match your brand.

How would you describe your primary audience?

Finexer serves all sizes of businesses, starting with startups, SMBs, and enterprises looking to simplify payments and financial data access. Our core users come from industries like:

Accounting & ERP – Automating payments, invoicing, and reconciliations.
PropTech & Real Estate – Managing deposits, rent collection, and property transactions.
Payroll & HR – Ensuring seamless salary payouts and expense management.
Financial Services & FinTech – Enhancing digital banking, lending, and compliance.

What's the story behind Finexer?

Founded in 2023, Finexer was created to eliminate inefficiencies in financial transactions by harnessing the power of Open Banking. The vision was clear: to build a secure, scalable, and cost-effective platform that empowers businesses with instant payments and real-time data access. With the rise of digital finance, Finexer continues to drive innovation, ensuring businesses stay ahead with the latest banking technology.

Based in the UK, Finexer is at the forefront of the open banking revolution, offering robust APIs that enable businesses to access banking transactional data and perform account-to-account (A2A) transactions securely and seamlessly. Our solutions are designed to drive efficiency, enhance customer experiences, and foster financial inclusion across various industries.

About Us: At Finexer, we're reshaping the UK's financial landscape by unlocking the transformative power of open banking. Finexer is pioneering the integration of open banking technology, reshaping the financial landscape for businesses and consumers alike. Our platform offers a bridge between businesses and hundreds of banks, enhancing the capabilities of financial services with cutting-edge technology and real-time data access. At Finexer, we make financial transactions smoother, more transparent and customer-focused.

Our Commitment: We are committed to driving innovation and excellence in the financial sector. We believe in the potential of open banking to provide a more inclusive and equitable financial ecosystem. Our solutions are designed to foster transparency, enhance customer engagement, and boost financial inclusion across the board.

Vision: Our vision is to transform the financial services industry by making open banking the backbone of modern financial solutions, ensuring more transparent, efficient, and inclusive financial ecosystems worldwide. We aspire to become a leader in open banking by providing solutions that meet current financial demands and anticipate future trends and challenges.

Which are the primary technologies used for building your product?

Finexer leverages cutting-edge fintech infrastructure for seamless performance and security:

Open Banking APIs – Direct integration with UK banks.
Cloud-Based Architecture – Scalable and secure data processing.
AI & Data Analytics – Providing enriched transaction insights.
Robust Security Protocols – Ensuring compliance with FCA regulations.

Is Finexer good?

External links

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Public traffic stats of Finexer

Check the traffic stats of Finexer on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
Domain Rating (DR)

Check the "Domain Rating" of Finexer on Ahrefs. The domain rating is a measure of the strength of a website's backlink profile on a scale from 0 to 100. It shows the strength of Finexer's backlink profile compared to the other websites. In most cases a domain rating of 60+ is considered good and 70+ is considered very good.
Domain Authority (DA)

Check the "Domain Authority" of Finexer on MOZ. A website's domain authority (DA) is a search engine ranking score that predicts how well a website will rank on search engine result pages (SERPs). It is based on a 100-point logarithmic scale, with higher scores corresponding to a greater likelihood of ranking. This is another useful metric to check if a website is good.
Public opinion on Reddit

The latest comments about Finexer on Reddit. This can help you find out how popualr the product is and what people think about it.

Summary of the public mentions of Finexer

Finexer, prominently positioned in the competitive landscape of the UK's Open Banking sector, is receiving notable attention across various discussions within the financial technology space. This review synthesizes the prevailing sentiment and perceptions surrounding Finexer, as highlighted in recent product mentions and analyses.

Core Offerings and Unique Selling Propositions

Finexer has carved a niche for itself as a UK-first Open Banking platform, emphasizing end-to-end payment solutions, real-time financial data access, and seamless integration tools. Catering to small and growing businesses, Finexer's platform supports comprehensive bank connectivity, covering 99% of UK banks. Its offerings are tailored to meet the needs of businesses seeking simplicity, cost-effectiveness, and compliance in their financial operations. With a focus on developer-friendly APIs and instant onboarding, Finexer allows businesses to trial their platform risk-free, fostering an environment that encourages easy adoption and integration.

Competitive Differentiation

In comparison to competitors like Plaid, TrueLayer, and Banked, Finexer sets itself apart by prioritizing complete payment control, making it an optimal choice for businesses requiring full payment process management from payouts to reconciliation. Whereas some competitors focus on specific functionalities, such as checkout-first approaches, Finexer's broader, customizable platform allows for flexibility, catering to unique operational requirements. This positions Finexer as a more adaptable and practical solution for UK-based teams focusing on fast and compliant payments without long-term commitments.

Reputation Among SMBs and Fintech Startups

Finexer's targeted approach appeals significantly to small and medium-sized businesses (SMBs) and fintech startups, evidenced by its scalable solutions that address the complexities these entities face. The platform's design reflects an understanding of the startup ecosystem's necessity for quick setup and growth facilitation. Finexer’s offering includes bulk payment support, PayBy Bank options, and sophisticated data processing capabilities that aid in reducing manual data entry and offering real-time financial visibility. This comprehensive suite of services supports startups and SMBs in achieving efficient, scalable growth.

Technical Capabilities and Innovations

From a technical perspective, Finexer’s robust capabilities include white-label APIs and a customisable Webhook and Notification system. These features allow for real-time updates and secure data access, thus enabling businesses to streamline operations effectively. The real-time data exchange and secure connectivity offered by Finexer align with the regulatory and operational demands of contemporary financial ecosystems, thereby supporting businesses in reducing fraud risks and improving transactional efficiency.

Public Perception and Trust

Analyses suggest that businesses trust Finexer for its secure, compliant, and tailored Open Banking solutions, with many opting to start with their 14-day free trial to explore its utility and integration ease. The trust is also reinforced by Finexer’s commitment to affordability and predictable cost structures, providing SMBs and startups with the financial clarity needed to scale without encountering financial surprises.

Conclusion

Overall, the public opinion of Finexer within the context of the UK Open Banking landscape is notably positive, with the platform being lauded for its comprehensive, adaptable, and user-friendly solutions tailored specifically to the needs of UK-based businesses. Its strategic focus on end-to-end payment management and bespoke integration capabilities underpins its burgeoning reputation as a leading player among Open Banking providers, aligning closely with the dynamic demands of modern SMBs and fintech startups.

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