Software Alternatives & Startups

Officially verified details Finantly

Track spending, plan budgets and follow your net worth in one place. Financial calculators, multi-currency support and full control over your money.

Finantly

Finantly Reviews and Details

This page is designed to help you find out whether Finantly is good and if it is the right choice for you.

Screenshots and images

  • Dashboard //
    2026-09-15
  • Networth page //
    2026-09-15
  • Budgets page //
    2026-09-15
  • Transactions page //
    2026-09-15
  • Investments page //
    2026-09-15

Features & Specs

  1. Net worth tracking

    Accounts, cash, investments, real estate and debts with full history chart

  2. CSV import

    Import bank statements from CSV files

  3. Smart categorization

    Learns your choices and suggests categories automatically

  4. Budgets

    Separate sections for income, expenses, investments and debt payoff

  5. Investment tracking

    Stocks and ETFs with daily pricing, cost tracked per purchase lot

  6. Multi-currency

    Wallets in different currencies, converted at current exchange rates

  7. Cash flow analysis

    Income and expenses over time, drill-down by category

  8. Financial calculators

    FIRE, car purchase, real estate and loan overpayment — on your real data

  9. Security & privacy

    AES-256 encryption, GDPR data export and deletion, no ads, no data selling

  10. Languages

    English, Polish

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Questions & Answers

As answered by people managing Finantly.
  1. What makes Finantly unique?

    Finantly puts your whole financial picture in one place — accounts, cash, multiple currencies, stocks and ETFs with daily pricing, real estate and debts — and shows your net worth history, not just today's balance. Budgets treat investments and debt payoff as their own sections instead of leftovers after spending, and calculators (FIRE, car, real estate, loan overpayment) run on your real data rather than guesses.

  2. How would you describe the primary audience of Finantly?

    Busy professionals who earn well but don't have the time or the right tool to see where their money goes — people who have outgrown spreadsheets and want to know whether they're actually moving forward: growing savings, investing, paying off a mortgage or planning financial independence.

  3. What's the story behind Finantly?

    We're two brothers who tracked our finances in spreadsheets for years. Excel showed us today's snapshot, but never whether we were actually moving forward — and every new account, currency or investment broke the sheet a bit more. So we built the tool we wanted: one place for everything, with the math done for us. Finantly launched in 2026 and is built by a two-person team from Poland.

  4. Which are the primary technologies used for building Finantly?

    React, Vite, Material UI, TanStack Query, Node.js, Express, MongoDB Atlas, hosted on Render.

  5. Why should a person choose Finantly over its competitors?

    Most budgeting apps stop at expenses, and most net worth trackers ignore day-to-day spending. Finantly connects both: CSV import with categories that learn from your choices, budgets, investment tracking and net worth in a single consistent view — with multi-currency support built in. It's privacy-first: AES-256 encryption, GDPR export and deletion at any time, no ads and no data selling.

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Is Finantly good? This is an informative page that will help you find out. Moreover, you can review and discuss Finantly here. The primary details have been verified within the last quarter. So they could be considered up to date. If you think we are missing something, please use the means on this page to comment or suggest changes. All reviews and comments are highly encouranged and appreciated as they help everyone in the community to make an informed choice. Please always be kind and objective when evaluating a product and sharing your opinion.