Coming from a video editing background, Descript might take some getting used to. But once you figure it out, it speeds up your editing (especially interviews/long-form voiceover). The captions are very nice to work with, but a bit limited in terms of styles. There are a lot more caption styles, transitions, and effects in CapCut, but Descript excels in simplicity and speed.
The saved layouts (you can make your own) are very good if you want to create a bunch of videos on different topics with the same design scheme or branding.