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Zero.app VS Mint

Compare Zero.app VS Mint and see what are their differences

Zero.app

A local-first, zero-based budgeting app with manual tracking and cross-device sync—no bank connection required.

Rating
0 reviews
Pricing
Paid Free trial $2.99 / Monthly (Full access)
Alternatives Is it good?
Mint

Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Rating
0 reviews
Alternatives Is it good?
Spacebase
Streamline digital lease management with Spacebase. We offer a simple, modern platform for efficient payment processing, tracking, and compliance. Empower your team to handle leases seamlessly, reduce administrative workload, and boost productivity. sponsored

Which is more popular?

Based on our record, Mint seems to be more popular. It has been mentioned 80 times since March 2021.

social mentions
0 vs 80
Expense Tracking popularity
100% vs 0%
alternatives listed
6 vs 240+

Base details

Website, pricing, platforms and company facts side by side.

Zero.app
Mint
Website joinzero.app mint.intuit.com
Pricing
Paid Free trial $2.99 / Monthly (Full access) Official pricing
—
Company — Startup from the United States
Listed in
Personal Finance Budgeting Expense Tracking Finance Financial Planner Productivity Accounting Spend Management AI +6
Finance Personal Finance Financial Planner Budgeting +1

Features and specs

What each product offers, as listed by its team.

Zero.app 0 features
Mint 5 features

No features have been listed yet.

  • Comprehensive Financial Tracking
    Mint allows users to track their spending, create budgets, and monitor financial goals all in one place, offering a complete view of their financial health.
  • Free to Use
    Mint is free, providing users with robust financial management tools without any cost, making it accessible for anyone looking to improve their financial situation.
  • Automatic Synchronization
    Mint automatically syncs with bank accounts, credit cards, and other financial institutions, ensuring that users have up-to-date information without manual data entry.
  • Spending Insights and Alerts
    The app provides detailed insights into spending habits and allows users to set up customizable alerts for unusual transactions, budget limits, and bill reminders.
  • Credit Score Monitoring
    Mint offers free credit score monitoring, helping users keep track of their credit health and providing tips on how to improve their score.

Possible disadvantages

  • Advertisements
    As a free service, Mint includes advertisements and promotions for financial products, which some users might find intrusive or distracting.
  • Security Concerns
    Despite strong security measures, some users may still have reservations about sharing their financial data with a third-party app, potentially exposing themselves to cybersecurity risks.
  • Data Sync Issues
    Some users report occasional problems with data synchronization, where transactions may not be updated promptly or correctly, leading to discrepancies in financial tracking.
  • Limited Investment Tracking
    While Mint provides a basic overview of investment accounts, it lacks advanced investment tracking and analysis tools that more dedicated investment platforms offer.
  • Customer Support
    Mint's customer support is primarily online and may not offer the level of responsiveness or personalized assistance that users might need, especially in urgent situations.

Analysis

An editorial look at what each product does well and who it suits.

Zero.app
Mint

No analysis of Zero.app yet.

Overall verdict

  • Mint is a good personal finance tool for those who seek a comprehensive, user-friendly, and free solution to manage their finances. Its ability to provide insights into financial habits and offer budget planning makes it a valuable resource for individuals looking to improve their financial health.

Why this product is good

  • Mint (mint.intuit.com) is considered a powerful personal finance tool because it offers features like budgeting, expense tracking, and credit score monitoring. It automatically categorizes transactions, provides alerts for bill payments, and helps users identify spending patterns, which can be valuable for personal financial management. It is free to use and integrates seamlessly with most banks, making it accessible and practical for many users.

Recommended for

    Mint is recommended for individuals who are new to personal finance management and those who prefer a straightforward, automated approach to budgeting and tracking expenses. It is especially beneficial for users who want a free tool with robust features and who are comfortable using online platforms to manage their financial information.

Videos

Walkthroughs and reviews on video.

Zero.app 0 videos + Add
Mint 3 videos + Add

No Zero.app videos yet. You could help us improve this page by suggesting one.

Mint App Review (2019) — The Best Features for Managing Your Money

More videos

  • - The Intuit Mint App Review | Honest Review
  • - Personal Capital vs Mint Review (which is better?)

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Zero.app
Mint
100% 100%
Expense Tracking
0% 0%
1% 1%
Personal Finance
99% 99%
1% 1%
Budgeting
99% 99%
0% 0%
Finance
100% 100%

Questions & Answers

As answered by people managing Zero.app and Mint.

What makes your product unique?

Zero.app's answer

Zero combines zero-based budgeting with a local-first experience. It maintains a local copy of budget data on the device for fast reads and optimistic changes, while confirmed updates sync across devices. It requires no bank connection and supports manual tracking, YNAB, Actual Budget and CSV imports, targets, schedules, and safe-to-spend insights.

Why should a person choose your product over its competitors?

Zero.app's answer

Choose Zero if you want the discipline of zero-based budgeting without connecting your bank or maintaining a self-hosted server. It provides a fast local-first interface, managed cross-device sync, manual transaction tracking, flexible imports, and a focused view of what is genuinely safe to spend.

How would you describe the primary audience of your product?

Zero.app's answer

Zero is designed for individuals who want intentional, hands-on control of their money without connecting a bank account. This includes zero-based budgeters, privacy-conscious users, people moving from YNAB, Actual Budget or spreadsheets, and users in regions where bank integrations are limited or unreliable.

What's the story behind your product?

Zero.app's answer

Zero was built independently by Frail Bongat to make one budgeting principle practical: give every available amount a purpose and always know what is safe to spend. Instead of becoming another passive bank-connected dashboard, Zero was designed around intentional planning, manual control, and a responsive local-first experience.

Which are the primary technologies used for building your product?

Zero.app's answer

Zero is built with Svelte 5, SvelteKit, TypeScript, Tailwind CSS, Rocicorp Zero for local-first synchronization, PostgreSQL with Drizzle ORM, Better Auth, and Vite with Workbox for its Progressive Web App. It also uses Polar for subscriptions and Sentry for monitoring.

Who are some of the biggest customers of your product?

Zero.app's answer

  • Zero is an early-stage consumer product and does not publicly disclose named customers.
  • Its current users are individual budgeters and early adopters seeking manual, zero-based budgeting without bank connections.

User comments

Share your experience with using Zero.app and Mint. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Zero.app no reviews yet
Mint no reviews yet

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Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Zero.app 0 mentions
Mint 80 mentions

Tracking Zero.app since Jul 2026.

  • Credit card debt
    A few budgeting platforms to check out. I've tried a couple of these and can vouch for the Intuit, YNAB, and Google Sheet but the others are just ones I found online. The important part is finding one that works for you. Source: almost 3 years ago
  • HN search engine now shows Google's 404 error page
    I think there's an ongoing issue somewhere because, https://mint.intuit.com/ is also dead. - Source: Hacker News / almost 3 years ago
  • What do you use for asset tracking and why?
    Mint - feel they were the original and the first. Investments were always broken for me, but think they still do a great job on the expenses side. Source: about 3 years ago

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Alternatives to Zero.app and Mint

When comparing Zero.app and Mint, you can also consider the following products.

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