Software Alternatives, Accelerators & Startups

Wise VS Thryv

Compare Wise VS Thryv and see what are their differences

Wise logo Wise

Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Thryv logo Thryv

Thryv is a complete suite for local businesses to help them in running and growing.
  • Wise Landing page
    Landing page //
    2023-09-02
  • Thryv Landing page
    Landing page //
    2023-09-15

Wise features and specs

  • Low Fees
    Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
  • Real Exchange Rates
    Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
  • Fast Transfers
    Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
  • Multi-Currency Accounts
    Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
  • Transparent Pricing
    Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
  • User-Friendly Interface
    Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages of Wise

  • Limited Customer Support
    Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
  • Transfer Limits
    There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
  • Lack of Physical Locations
    Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
  • Verification Process
    New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
  • Not Available in All Countries
    Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
  • Occasional Delays
    While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

Thryv features and specs

  • All-in-One Management
    Thryv offers a comprehensive suite of tools to manage various aspects of a business, from CRM and appointment scheduling to marketing and online presence, reducing the need for multiple standalone applications.
  • User-Friendly Interface
    The platform is designed to be intuitive and easy to navigate, even for users who are not tech-savvy, which can reduce the learning curve and enhance productivity.
  • CRM Features
    Thryv includes powerful CRM functionalities that allow businesses to manage their customer relationships effectively with features like contact management, communication tracking, and automated follow-ups.
  • Integrated Marketing Tools
    The platform offers robust marketing solutions, including email campaigns, social media posting, and SMS marketing, which can help businesses reach and engage their audience more effectively.
  • Customer Support
    Thryv provides excellent customer support, including 24/7 assistance, which ensures that users can get help whenever they need it.

Possible disadvantages of Thryv

  • Cost
    Thryv can be relatively expensive compared to other solutions, especially for small businesses or startups with limited budgets.
  • Complexity in Customization
    While Thryv offers a lot of features, customizing the platform to perfectly fit specific business needs can be complex and time-consuming.
  • Steep Learning Curve for Advanced Features
    Although the basic interface is user-friendly, some of the more advanced features might require significant training to use effectively.
  • Limited Integrations
    Thryv might not integrate seamlessly with all third-party applications, which can be a limitation for businesses that rely on specific tools outside of Thryv's offerings.
  • Potential Overwhelm
    The extensive range of features and tools can be overwhelming for some users, making it harder to fully utilize all the platform has to offer.

Analysis of Wise

Overall verdict

  • Overall, Wise is highly regarded as one of the top options for international money transfers. It is praised for its transparency, cost-effectiveness, and ease of use, making it a preferred choice for many users.

Why this product is good

  • Wise is considered a reliable and efficient service for international money transfers due to its transparent fee structure and competitive exchange rates. The platform uses a mid-market exchange rate with no hidden fees, making it a popular choice for individuals and businesses looking to transfer money across borders. Additionally, Wise is known for its user-friendly interface and fast transfer speeds.

Recommended for

  • Individuals needing to send money abroad frequently.
  • Expats living in foreign countries who need to transfer money to home accounts.
  • Freelancers and remote workers receiving payments from international clients.
  • Businesses conducting international transactions.

Analysis of Thryv

Overall verdict

  • Thryv is a good choice for businesses looking for a multifunctional platform to manage and automate their business operations. Its intuitive design and robust feature set make it a valuable tool for enhancing productivity and customer interaction. However, as with any software, it's important to assess if its features align with your business's specific needs.

Why this product is good

  • Thryv is a comprehensive business management software designed to help small and medium-sized businesses streamline their operations. It offers a range of features, such as customer relationship management (CRM), appointment scheduling, invoicing, and communication tools. It integrates various business functions into a single platform, which can save time and improve efficiency. Users appreciate its ease of use and all-in-one approach, allowing them to focus more on growing their business rather than managing multiple separate tools.

Recommended for

    Thryv is recommended for small to medium-sized businesses that need an integrated solution for managing customer relationships, appointments, payments, and marketing. It's particularly beneficial for service-based businesses such as salons, clinics, and consulting firms that require efficient appointment scheduling and customer interaction tools.

Wise videos

TransferWise Review - 3 Must Knows (2020)

More videos:

  • Review - TransferWise in detail
  • Review - Transferwise Review

Thryv videos

Is Thryv Worth It? Fall 2020 - Thryv Review | Thryv Demo of New Small Business Features

More videos:

  • Review - Thryv Overview Have All Business Tech In One Place - Summer 2020
  • Review - Thryv Review 2020

Category Popularity

0-100% (relative to Wise and Thryv)
Online Payments
97 97%
3% 3
Money Transfer
100 100%
0% 0
Payment Platform
0 0%
100% 100
Billing & Invoicing
100 100%
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Wise and Thryv

Wise Reviews

The 8 Best Payment Processing Systems
Wise is a payments system specifically geared at cross-border payments. You can benefit from transparent pricing and its broad reach. It does focus on international payments, so if you're looking for recurring payments or integration capabilities, other options could be a good bet.
Source: gocardless.com
6 Cheaper Payoneer Alternatives for Your Online Transcations
Wise is a well-known alternative to traditional banking and offers competitive rates for international money transfers. It operates on a peer-to-peer system, ensuring low fees by matching individuals who want to exchange currency in different countries.
Top 5 Payoneer Alternatives [2024]
Wise offers fast, convenient transfers with transparent fees based on mid-market exchange rates, as well as a multi-currency account for both individual and business customers. While Wise offers several tools for business customers, such as expense cards, it is not as extensive as those offered by Payoneer. On the other hand, Payoneerโ€™s fee structure is only transparent on...
Source: www.exiap.com
Top 5 Payoneer Alternatives for Seamless Online Transactions
Both offer global transactions, but Wise shines with competitive exchange rates and transparent fees, while Payoneer focuses on receiving payments with features like virtual cards. Choose Wise for cost-effectiveness, Payoneer for easy receiving.
Source: www.doola.com
Best money transfer apps of 2021
TransferWise does also offer Business pricing, which adds in extra features that are free, including the ability to receive money in EUR, USD, GBP, PLN, AUD and NZD currencies without charge. However, this comes with a 0.33%-3.56% fee to convert currencies. The supporting TransferWise debit Mastercard comes free too, with the same currency conversion fee of 0.33%-3.56% plus...

Thryv Reviews

We have no reviews of Thryv yet.
Be the first one to post

Social recommendations and mentions

Based on our record, Wise seems to be more popular. It has been mentiond 24 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Wise mentions (24)

  • Which bank in vietnam have the lowest fee for overseas remittance?
    I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: about 3 years ago
  • We are happy to welcome you to Auction 88 โ€” Coins of The World.
    They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: about 3 years ago
  • Recommend me a first credit card with 0 foreign tx fee
    It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago
  • Renting an apartment without a US Bank account?
    Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 3 years ago
  • My New Client Is Asking Me For My Bank Info
    Iโ€™ve used Wise for bank payments from international clients before: https://wise.com/us/ that way youโ€™re not giving them your actual bank info but the process is similar on the clientโ€™s end. Source: over 3 years ago
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Thryv mentions (0)

We have not tracked any mentions of Thryv yet. Tracking of Thryv recommendations started around Mar 2021.

What are some alternatives?

When comparing Wise and Thryv, you can also consider the following products

Bill.com - Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to growโ€”all on one platform.

Birdeye - AI Agents for Multi-Location Brands

Zoho Invoice - 100% free online invoicing software for small businesses.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.

Stripe Connect - The payments platform for platforms