Wise VS PureRef

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

• User-Friendly Interface
  PureRef offers a simple and intuitive interface that makes it easy to organize and manage reference images. The minimalistic design allows users to focus on their work without unnecessary distractions.
• Lightweight and Portable
  The software is lightweight and does not require installation, making it highly portable. Users can run PureRef from a USB drive or any location on their computer.
• Flexible Canvas
  PureRef provides a flexible canvas that can be easily resized and adjusted to fit users’ needs. This allows for seamless scaling of images without quality loss and the ability to organize the workspace freely.
• Cross-Platform Compatibility
  PureRef is available on Windows, macOS, and Linux, allowing users to maintain a consistent workflow across different operating systems.
• Customizable Shortcuts
  Users can customize keyboard shortcuts to fit their workflow, which increases efficiency and speeds up navigation within the software.
• Multiple Image Formats
  PureRef supports a wide range of image formats, ensuring compatibility with most reference images beyond basic formats like JPG and PNG.

Possible disadvantages

• Limited Editing Tools
  While PureRef excels in organizing and displaying reference images, it lacks advanced editing tools, which means users need to rely on other software for image adjustments or annotations.
• No Cloud Integration
  PureRef does not offer built-in cloud storage or syncing options, which could be inconvenient for users who work across multiple devices and want seamless access to their reference boards.
• Learning Curve for Advanced Features
  While basic functionalities are easy to grasp, some advanced features and keyboard shortcuts may require time to learn and master, particularly for users new to PureRef.
• Not Free for All Users
  Although PureRef offers a pay-what-you-want pricing model, users may face ethical dilemmas or budget constraints when deciding what to pay, especially if they plan to use it for professional purposes.
• Occasional Performance Issues
  Some users report occasional lag or performance issues when handling extremely large collections of high-resolution images, which can disrupt workflow.

No analysis of PureRef yet.

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• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: over 3 years ago

• We are happy to welcome you to Auction 88 — Coins of The World.

  They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: over 3 years ago

• Recommend me a first credit card with 0 foreign tx fee

  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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• how do u guys organize your visual inspiration/refs digitally?

  I mainly use offline means: organising all my files in a hierarchy of folders and using pureref (which I highly recommend) to make moodboards, and ofc an external hard drive to save backups. The only online means I use is google drive... Source: about 4 years ago

• HELP! So I want to trace this Image(704x702) into a Pixel art (32 x 32 or 40 x 40) but when I resize it, it gets like this (2nd picture) and if I don't, then the pixels are too small, What do i do?

  If you just want the image to be a transparent overlay while you draw 'through the image'(with it being unchanged) you can use something like Pureref(pureref.com) to set the image as always on top + turn opacity down a bit. Source: over 4 years ago

• Hide user name in menu bar.

  If you can’t get it to work inside of max, I thought of a free easy workaround you could try. I use the software pureref to manage and quickly access reference images. You could just resize an empty pureref window to cover your username.... Source: over 4 years ago

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