Proposals, estimates, invoicing and accounting in one workspace for freelancers, agencies and small businesses.
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Which is more popular?
Based on our record, Obsidian
seems to be a lot more popular than Wise.
While we know about 1533 links to Obsidian,
we've tracked only 24 mentions of Wise.
social mentions
24 vs 1,533
Online Payments popularity
100% vs 0%
Base details
Website, pricing, platforms and company facts side by side.
Low Fees Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
Real Exchange Rates Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
Fast Transfers Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
Multi-Currency Accounts Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
Transparent Pricing Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
User-Friendly Interface Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.
Possible disadvantages
Limited Customer Support Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
Transfer Limits There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
Lack of Physical Locations Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
Verification Process New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
Not Available in All Countries Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
Occasional Delays While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.
Local-first Obsidian stores your notes locally on your device, giving you full control over your data and enhancing privacy.
Markdown Support Obsidian uses Markdown, making it easy to format text and compatible with many other text editors and tools.
Bidirectional Linking You can create bidirectional links between notes, which helps in building a knowledge graph and navigating related information more easily.
Customizability Obsidian is highly customizable with community plugins, themes, and various settings to fit different workflows.
Graph View Provides a visual graph view of your notes and their connections, aiding in understanding relationships and discovering insights.
Offline Access Since the notes are stored locally, you can access and edit them without an internet connection.
Possible disadvantages
Learning Curve Obsidian can be complex and overwhelming for beginners due to its extensive features and customizable nature.
Sync Limitations While local-first is great for privacy, it requires additional steps or third-party solutions for syncing across devices.
No True Real-time Collaboration Obsidian lacks native real-time collaboration features, making it less suitable for collaborative work compared to cloud-based solutions.
Limited Mobile Features The mobile version of Obsidian, while functional, is not as robust as the desktop application, potentially hindering productivity on the go.
Dependence on Plugins Many advanced features require the use of third-party plugins, which could lead to compatibility issues and reliance on community support.
Performance on Large Vaults Performance might degrade with a very large number of notes or complex graphs, impacting usability.
Analysis
An editorial look at what each product does well and who it suits.
WiseObsidian
Overall verdict
Overall, Wise is highly regarded as one of the top options for international money transfers. It is praised for its transparency, cost-effectiveness, and ease of use, making it a preferred choice for many users.
Why this product is good
Wise is considered a reliable and efficient service for international money transfers due to its transparent fee structure and competitive exchange rates. The platform uses a mid-market exchange rate with no hidden fees, making it a popular choice for individuals and businesses looking to transfer money across borders. Additionally, Wise is known for its user-friendly interface and fast transfer speeds.
Recommended for
Individuals needing to send money abroad frequently.
Expats living in foreign countries who need to transfer money to home accounts.
Freelancers and remote workers receiving payments from international clients.
Businesses conducting international transactions.
Overall verdict
Overall, Obsidian.md is an excellent tool for users looking for a versatile and powerful note-taking application. Its unique features such as backlinking, markdown support, and robust customization options make it a favorite among knowledge management enthusiasts.
Why this product is good
Obsidian.md is considered good by many users because it is a powerful knowledge management and note-taking application that leverages Markdown for document formatting. It allows for bi-directional linking between notes, which helps in creating a network of interconnected ideas, often described as a 'second brain.' Its ability to support plugins, themes, and robust graph visualization also adds to its appeal. Additionally, it stores notes locally, ensuring privacy and data ownership, while being cross-platform compatible across Windows, macOS, and Linux.
Recommended for
Knowledge workers who need a powerful tool to organize and connect their thoughts.
Students who are looking to create a structured and visually interconnected note system.
Writers and researchers who benefit from linking related ideas and maintaining detailed notes.
Tech-savvy users or developers who appreciate the local storage and open ecosystem for plugins and customization.
Wise is a payments system specifically geared at cross-border payments. You can benefit from transparent pricing and its broad reach. It does focus on international payments, so if you're looking for recurring...
Wise is a well-known alternative to traditional banking and offers competitive rates for international money transfers. It operates on a peer-to-peer system, ensuring low fees by matching individuals who want to...
Wise offers fast, convenient transfers with transparent fees based on mid-market exchange rates, as well as a multi-currency account for both individual and business customers. While Wise offers several tools for...
One thing to note: Notion bills itself as an Evernote competitor for personal users. It can be—but it's too much for most people, and its offline functionality isn't the best. If you love the idea of Notion, go right...
This app is the kind of thing that, if you’re into it, will have you exploring its various ins, outs, and add-ons for days and weeks on end. Obsidian uses the Markdown format for its notes (which means they can be...
However, it's important to note that Obsidian's whiteboard functionality is not as robust as dedicated collaboration tools. While it lacks real-time basic collaboration features, Obsidian compensates with its vibrant...
Recommendations tracked on public social media and blogs since March 2021.
Wise24 mentionsObsidian1533 mentions
Which bank in vietnam have the lowest fee for overseas remittance?
I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly...
Source:
over 3 years ago
We are happy to welcome you to Auction 88 — Coins of The World.
They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/).
Source:
over 3 years ago
Recommend me a first credit card with 0 foreign tx fee
It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/.
Source:
over 3 years ago
After publishing my first plugin which really helped me dive into Obsidian, I realized that the tool I'm using for note taking is missing a very simple, but handy feature - templates for base-based notes.
- Source: dev.to
/
about 15 hours ago
The reasons live somewhere else: in practice notes in an Obsidian vault, one note per convention, with the repos it has held in. A note starts as an idea, moves to trialing, and only becomes enforced once I've applied it again in a few...
- Source: dev.to
/
4 days ago
Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.
Joplin is a free, open source note taking and to-do application, which can handle a large number of notes organised into notebooks. The notes are searchable, tagged and modified either from the applications directly or from your own text editor.
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