Wise VS Board

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

• Unified Platform
  Board provides a unified platform that integrates Business Intelligence, Performance Management, and Predictive Analytics, reducing the need for multiple tools and simplifying workflows.
• Customizable and Flexible
  The platform is highly customizable and flexible, allowing businesses to tailor the software to their specific needs and processes without extensive coding.
• User-Friendly Interface
  Board is known for its intuitive and user-friendly interface, which facilitates easier navigation, reducing the learning curve for new users.
• Comprehensive Data Visualization
  It offers robust data visualization capabilities, enabling users to create insightful and interactive dashboards and reports, which aid in better decision-making.
• Scalable Solution
  Board is scalable, catering to the needs of small businesses to large enterprises. It can grow with the organization and handle increasing data volumes and complexity.

Possible disadvantages

• Cost
  The cost of implementing Board can be high, particularly for smaller organizations, due to licensing fees and potential custom development costs.
• Complexity in Implementation
  Despite its user-friendly interface, the initial setup and implementation can be complex and time-consuming, often requiring specialized expertise and training.
• Performance Issues
  Some users have reported performance issues, particularly with large datasets or complex calculations, which can affect overall user experience and efficiency.
• Integration Challenges
  While Board aims to be a comprehensive solution, integrating it with existing systems and data sources can sometimes be challenging, requiring additional configuration and customization.
• Limited Third-Party Extensions
  Compared to some other platforms, Board has a relatively limited ecosystem of third-party extensions and plugins, which might limit its extensibility and specialized functionalities.

TransferWise Review - 3 Must Knows (2020)

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• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: about 3 years ago

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  They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: over 3 years ago

• Recommend me a first credit card with 0 foreign tx fee

  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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Tracking Board since Mar 2021.