Software Alternatives, Accelerators & Startups

UniPayGateway VS Neolink.io

Compare UniPayGateway VS Neolink.io and see what are their differences

UniPayGateway logo UniPayGateway

Ultimate payment gateway software for merchants, ISOs and PSPs. Full range of payment gateway capabilities. Functionality rich open source payment system.

Neolink.io logo Neolink.io

White-label acquiring platform to launch and scale payment businesses.
  • UniPayGateway Landing page
    Landing page //
    2023-09-01

UniPay is a commercial open-source payment gateway built on modern technology and easily adaptable to businesses of any size. We’re the payment processing company that can deliver the connectivity, security and valuable support worldwide. We do this by addressing the unique needs of our customers through our advanced technology and functionalities, including omnichannel payment processing, merchants onboarding and underwriting, advanced recurring billing, chargeback management, Acquiring Relationships development, Payment Facilitator assistance, EMV terminal solution implementation and so.

With UniPay Platform you have the options of an affordable white label gateway solution, a full on-premise software license (including the source code), and the PayFac Payment Platform which ensures the top-quality payment processing experience.

Not present

Neolink is a cloud-based, white-label acquiring platform built for PSPs, acquirers, and financial institutions looking to launch and scale payment businesses efficiently. The platform provides an end-to-end ecosystem that includes payment processing, merchant onboarding, technical infrastructure, and compliance support — all designed to help licensed payment companies go live in weeks, not months.

With Neolink, you get more than just software. The platform comes fully hosted and supported, allowing you to offer acquiring services under your own brand with minimal internal development. Whether you're launching as a PSP or evolving into a full acquirer, Neolink adapts to your business needs with modular features and scalable architecture.

Key features include:

  • Payment gateway and processing core
  • White-label merchant portal
  • Customizable payment page
  • Automated KYC/AML onboarding
  • Acquirer back office and reporting tools
  • RESTful API for third-party integrations
  • PCI DSS Level 1 certified cloud environment

Neolink supports multi-currency, multi-country and high-risk payment processing with tokenization and omnichannel capabilities. The infrastructure is based on AWS and can be deployed as a primary or backup solution.

The platform is ideal for companies looking to minimize time-to-market and operational overhead while retaining full control over their acquiring strategy. Thanks to its flexible SaaS model, you can scale your business without vendor lock-in — and without compromising on performance or compliance.

UniPayGateway

$ Details
paid
Platforms
Browser Windows Web Linux Cross Platform

Neolink.io

Website
neolink.io
Pricing URL
-
$ Details
-
Platforms
-
Startup details
Country
United Kingdom
City
London
Employees
10 - 19

UniPayGateway features and specs

  • Comprehensive Payment Features
    UniPayGateway offers a wide range of payment processing features, including support for various payment methods, multi-currency transactions, and advanced payment functionalities that can cater to diverse business needs.
  • Customizable Platform
    The platform is highly customizable, allowing businesses to tailor it to their specific payment processing requirements, enhancing flexibility and adaptability.
  • Scalable Solution
    UniPayGateway is designed to be scalable, making it suitable for both small businesses and larger enterprises that anticipate growth and need to handle increasing transaction volumes.
  • Robust Security
    The gateway provides strong security measures, including PCI DSS compliance, to ensure secure transaction processing and protect sensitive data.
  • Comprehensive Reporting and Analytics
    UniPayGateway offers detailed reporting and analytics tools, providing businesses with valuable insights into their payment operations and helping them make informed decisions.

Possible disadvantages of UniPayGateway

  • Complexity
    Given its comprehensive features and customization capabilities, UniPayGateway can be complex, potentially requiring a steeper learning curve for businesses to fully utilize its offerings.
  • Cost Considerations
    The pricing structure may be a concern for smaller businesses, as the features and customization options could come at a higher cost compared to simpler, more straightforward payment gateways.
  • Integration Challenges
    Integrating UniPayGateway with existing systems may pose challenges, requiring technical expertise to ensure seamless integration and operation.
  • Potential Over-Engineering
    For businesses that require only basic payment processing features, UniPayGateway might be over-engineered, providing more functionalities than needed, which could lead to unnecessary complexity.

Neolink.io features and specs

  • White-label support
    Branded merchant portals, customizable interfaces
  • Automated KYC & AML
    Built-in onboarding flows with compliance automation
  • PCI DSS Level 1 Hosting
    Fully secure cloud infrastructure for acquiring services
  • RESTful API
    Seamless integration with external services and providers
  • Multi-currency support
    Accept payments in 100+ currencies globally
  • High-risk payment support
    Designed to handle regulated and complex verticals

Category Popularity

0-100% (relative to UniPayGateway and Neolink.io)
Online Payments
100 100%
0% 0
Payment Gateways
42 42%
58% 58
Finance
100 100%
0% 0
Payments Processing
0 0%
100% 100

Questions and Answers

As answered by people managing UniPayGateway and Neolink.io.

What makes your product unique?

Neolink.io's answer:

Neolink combines a white-label acquiring platform with built-in compliance, onboarding automation, and fully managed infrastructure. Clients don’t just get software — they get a ready-to-use ecosystem that shortens time-to-market and reduces operational complexity. The platform is scalable, modular, and fully hosted in a PCI DSS certified environment.

Why should a person choose your product over its competitors?

Neolink.io's answer:

Neolink is ideal for payment service providers and acquirers that want to launch fast and operate under their own brand. Unlike platforms that offer software only, Neolink includes hosting, updates, and business-side support — making it easier to focus on growth, not infrastructure. There’s no vendor lock-in, and the system is flexible enough to fit both startups and established institutions.

How would you describe your primary audience?

Neolink.io's answer:

Our primary audience includes:

  • Licensed payment institutions
  • PSPs launching their own acquiring stack
  • Acquiring banks expanding into new markets
  • Fintech startups building payment infrastructure We work with clients at various stages — from MVP to full-scale acquirer.

User comments

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What are some alternatives?

When comparing UniPayGateway and Neolink.io, you can also consider the following products

PaySpace - Being one of the most powerful and efficient card transaction technical processors, PaySpace offers merchants of all types of reliable and secure payment processing solutions... read more.

Corefy - Payment Orchestration Platform — Integrating payment providers and acquirers globally to bring a unified communication, control, and management interface.

ReCharge - Pay for homes by the minute

Boxopay - Launch, control, and scale your bank, PSP, or BaaS API platform with a white-label payment platform.

Ezidebit - Ezidebit is one of the leading platforms that enables you to get your business paid on schedule.

Checkout - Checkout is the powerful, easy to use point of sale system for the Mac.