Software Alternatives & Startups

TrackZero.eco VS Splitwise

Compare TrackZero.eco VS Splitwise and see what are their differences

TrackZero.eco

The UK carbon management platform simple enough for in-house teams without the expertise, powerful enough for experts to work smarter without the cost. Scope 1, 2 and 3 measurement with audit-ready SECR, UK SRS, PPN 006 and CSRD reporting.

Rating
0 reviews
Pricing
Paid Free trial £295 / Annually
Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

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0 reviews
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Carbon Accounting popularity
100% vs 0%
alternatives listed
7 vs 240+

Base details

Website, pricing, platforms and company facts side by side.

TrackZero.eco
Splitwise
Website trackzero.eco splitwise.com
Pricing
Paid Free trial £295 / Annually Official pricing
—
Company Startup from the United Kingdom · 1 - 9 employees · 2023 —
Listed in

About TrackZero.eco and Splitwise

In their own words, as submitted to SaaSHub.

TrackZero.eco
Splitwise

TrackZero is the UK-built carbon management platform: simple enough for in-house teams without the expertise, and powerful enough for experts to work smarter without the cost. It helps organisations (from sole traders to international enterprises) measure emissions, engage suppliers, and file...

Read more about TrackZero.eco

No description of Splitwise yet.

Features and specs

What each product offers, as listed by its team.

TrackZero.eco 3 features
Splitwise 7 features
  • Sustainability-focused concept
    The name TrackZero.eco suggests a tool for tracking environmental impact, such as carbon emissions, toward a net-zero goal. I could not access the site, so this is inferred from the name and domain and not confirmed by its content.
  • Possible measurement and visibility
    Tools in this category usually let users measure their footprint and see where emissions come from. Check the site to confirm whether TrackZero offers dashboards, reports, or goal tracking.
  • Potential support for reduction goals
    Platforms like this often help users set targets and monitor progress. Whether TrackZero does this, and how well, needs to be checked on the site.
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis

An editorial look at what each product does well and who it suits.

TrackZero.eco
Splitwise

No analysis of TrackZero.eco yet.

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Videos

Walkthroughs and reviews on video.

TrackZero.eco 0 videos + Add
Splitwise 3 videos + Add

No TrackZero.eco videos yet. You could help us improve this page by suggesting one.

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
TrackZero.eco
Splitwise
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing TrackZero.eco and Splitwise.

Who are some of the biggest customers of your product?

TrackZero.eco's answer

  • Bridgestone Tyres
  • Volkswagen Group UK
  • Synergy Logistics
  • Milton Keynes Council
  • Robinsons Packaging plc

How would you describe the primary audience of your product?

TrackZero.eco's answer

TrackZero is built with four different audiences in mind:

  • SMEs and mid-market UK businesses facing procurement pressure, tender requirements, or investor questions on emissions. Often producing their first proper carbon inventory.

  • Sustainability, finance and procurement leads at larger UK organisations who need audit-ready reporting for SECR, UK SRS or CSRD without a six-figure consultancy engagement.

  • Carbon consultants and ESG advisors who run client portfolios and need a platform their clients can also use directly, so the work isn't locked to one relationship.

  • Public sector suppliers meeting PPN 006 requirements to bid for NHS or central government contracts over £5 million.

Sectors range across construction, engineering, manufacturing, financial services, food and drink, professional services and technology.

What makes your product unique?

TrackZero.eco's answer

TrackZero is the UK-built carbon management platform simple enough for in-house teams without the expertise, and powerful enough for experts to work smarter without the cost. Four things set it apart from the crowded field of US and Nordic platforms:

  • UK-native by design. SECR, UK SRS, PPN 006 and CSRD reporting are built in, not bolted on. Every output maps to a real UK obligation, so finance teams can hand a report straight to their auditor.

  • Collaborative supply chain engagement. Scope 3 is the hardest part of any inventory. TrackZero turns it into a network effect: your suppliers use the platform to submit primary data on their own footprint and the goods and services they sell you. That data flows into your inventory automatically, replacing spend-based estimates with verifiable primary figures.

  • You keep the platform, whoever runs it. Use TrackZero yourself or bring in a carbon consultant. If you change consultants, you keep the platform and every year of data in it. .

  • Priced to stay affordable at any scale. From SMEs producing a first footprint to listed PLCs preparing for external assurance, the pricing works. No enterprise minimums, no consultancy-tier gatekeeping.

Why should a person choose your product over its competitors?

TrackZero.eco's answer

Because TrackZero delivers what most carbon platforms only promise: audit-ready numbers without the enterprise price tag, consultancy tie-in or the hidden calculations.

Compared with the big US and Nordic platforms, TrackZero is built for UK regulatory reality first: PPN 006 for public procurement, SECR for large companies, UK SRS for the incoming disclosure standard, and CSRD for UK subsidiaries of European groups. Every calculation is transparent, so auditors review evidence directly in the platform rather than rebuilding numbers.

Compared with free tools, TrackZero adds multi-year tracking with year-specific emission factors, market-based Scope 2, full supplier engagement for primary Scope 3 data, and ISO 27001 certified security.

Compared with the "carbon consultant with a spreadsheet" approach, TrackZero gives you a platform you own. Change consultants without changing tools.

What's the story behind your product?

TrackZero.eco's answer

TrackZero was founded in October 2023 by people who had done this before. Alan Wilson (CEO) co-founded MoreTrees, acquired by THG PLC within six months of launch. Alan also co-founded Expandly, acquired by GEE. Oliver Waters (CPO) founded Momento, named Apple's App of the Year Runner-Up in Europe. And, Steven Waterfall (CTO) brought engineering leadership from multiple startups.

The idea came from conversations with sustainability, procurement and supply-chain teams through 2023. The same story kept coming up: enterprises sending carbon questionnaires suppliers didn't understand, consultants too expensive to scale and data too inconsistent to act on. One logistics business had lost a contract because it couldn't answer a carbon questionnaire during procurement. Carbon reporting had turned into a condition of doing business, and no one had built the infrastructure to make it work for both sides.

Cranfield University came in early as strategic advisor, pre-seed investor and eventually a customer through its Ready for Net Zero programme. Their sustainability academics validated the methodology against GHG Protocol standards and DEFRA emission factors before the first enterprise customer signed on.

Development began January 2024. The first commercial version launched in March 2024. Bridgestone Tyres signed early and Volkswagen Group UK followed. Today TrackZero boasts organisations from FTSE-listed manufacturers to sole traders and city councils.

Which are the primary technologies used for building your product?

TrackZero.eco's answer

TrackZero is built entirely in-house by the Track Zero Labs engineering team, led by CTO Steven Waterfall. Nothing is white-labelled, and no part of the carbon-accounting engine is licensed from another provider.

At the core is our proprietary emissions calculation engine, aligned strictly to GHG Protocol standards. Cranfield University's sustainability academics validated the calculation framework against those standards and against DEFRA emission factors before the first enterprise customer came on board.

The platform is a web-based SaaS running on cloud infrastructure, engineered to ISO 27001 information security standards. Every calculation is fully traceable, so auditors and finance teams can review evidence, methodology and figures directly in the platform rather than rebuilding numbers from scratch.

Building the engine ourselves rather than licensing one gives us three things: full control over how methodology evolves as standards update and the ability to expose the workings to customers and auditors instead of hiding it.

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

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