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The Desk VS Splitwise

Compare The Desk VS Splitwise and see what are their differences

The Desk

The back office for people who book work by the date. Enquiries, quotes, contracts, invoices, contacts and a shop in one place, branded as your own business. £39.99 a month, 14 days free.

Rating
0 reviews
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Alternatives Is it good?
Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
Alterable
Real-time, open-time content for email: countdown timers, dynamic images, live product picks, geo-targeted maps, one-click surveys, and scratch-card rewards. No code, no ESP integration, rendered fresh every time someone opens. sponsored

Which is more popular?

Finance popularity
2% vs 98%
alternatives listed
4 vs 240+

Base details

Website, pricing, platforms and company facts side by side.

The Desk
Splitwise
Website emberlightartists.com splitwise.com
Platforms
Web Browser Only
—
Company Startup from the United Kingdom · 10 - 19 employees · 2026 —
Listed in
Event Management Online Bookings CRM Finance Email Marketing +2
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1

About The Desk and Splitwise

In their own words, as submitted to SaaSHub.

The Desk
Splitwise

Independent artist managers, boutique booking agencies and self-booking artists and bands, typically one to ten people. Users are owner managers, booking agents, marketing staff, the artists themselves, and bookkeepers. Also fits photographers, DJs, speakers and celebrants. UK and Europe. If the...

Read more about The Desk

No description of Splitwise yet.

Features and specs

What each product offers, as listed by its team.

The Desk 9 features
Splitwise 7 features
  • Enquiry capture
    Your website's booking form posts straight into the desk, with the date, venue and line-up read out of the message
  • Quotes
    Priced from your own rate card, sent as a private link the client accepts or declines. Holds for 21 days
  • Contracts
    Built from the agreed quote and signed in the browser. Both sides get the signed PDF
  • Invoicing
    Your numbering sequence, your bank details, IBAN and BIC, VAT if registered, and an optional pay online button
  • Contacts
    Every promoter, venue and buyer, matched on email, with the full history of bookings, emails and orders on one timeline
  • Mailing list management
    Double opt in, one press unsubscribe, consent records kept. Sends to everyone or to a tag
  • Shop
    Records, merchandise and bundles, paid through your own Stripe, PayPal or SumUp account
  • White labelling
    Your logo, colours, company and bank details on every quote, contract, invoice and email. Clients never see the vendor
  • Roles and permissions
    Five roles, filtered on the server. An assistant can handle enquiries without seeing your margins
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis

An editorial look at what each product does well and who it suits.

The Desk
Splitwise

No analysis of The Desk yet.

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Videos

Walkthroughs and reviews on video.

The Desk 1 video + Add
Splitwise 3 videos + Add

The Desk by Emberlight

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
The Desk
Splitwise
2% 2%
Finance
98% 98%
0% 0%
Personal Finance
100% 100%
100% 100%
CRM
0% 0%
0% 0%
Expense Tracking
100% 100%

Questions & Answers

As answered by people managing The Desk and Splitwise.

How would you describe the primary audience of your product?

The Desk's answer

Independent artist managers, boutique booking agencies and self-booking artists and bands, typically one to ten people handling twenty to three hundred dates a year. The people using it are the owner manager, the agent who quotes and negotiates, a marketing person running the mailing list and shop, the artist checking the diary, and often a bookkeeper with read only access. It fits anyone who sells time by the date rather than by the hour, so photographers, DJs, speakers and celebrants use it the same way.

What makes your product unique?

The Desk's answer

It was built to run a real artist roster for two years before it was ever sold, so it follows how a booking actually happens rather than how a CRM thinks. An enquiry arrives, you quote from your rate card, they accept, the date is held, the contract is signed on the same link, you play, you invoice. Every stage asks for the one or two things it needs and nothing else, and nothing is retyped from one screen to the next.

Why should a person choose your product over its competitors?

The Desk's answer

One price of £39.99 a month including VAT covers the whole product and everyone on your team, so growing the team does not grow the bill. Everything your clients see carries your name, logo, colours and bank details, and they are paid to you directly because no money passes through us. There is no roadmap section on our website, because we only sell what we already use every day.

What's the story behind your product?

The Desk's answer

Emberlight Artists is a London artist management company. We needed somewhere to keep the enquiries, quotes, contracts and invoices for our own roster, tried the usual mix of spreadsheets and inbox folders, and eventually built the thing we wanted. After two years of running the diary on it, other managers asked whether they could use it, so we licensed it from Soundcheck Software and made it available. When something breaks, it breaks for us too.

Which are the primary technologies used for building your product?

The Desk's answer

A server rendered PHP application running in any modern browser, with no installation and nothing for the subscriber to keep updated. Each subscriber's data sits in its own store, unreachable from the web and served only through private links. Subscriptions are billed through the Revolut Merchant API, and subscribers take their own shop payments through their own Stripe, PayPal or SumUp account.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

The Desk no reviews yet
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