Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Net worth tracker for people who own assets through LLCs, trusts or rentals
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Which is more popular?
Based on our record, Textnow.com
seems to be more popular. It has been mentioned
42 times
since March 2021.
social mentions
42 vs 0
Communication popularity
100% vs 0%
alternatives listed
64 vs 240+
Base details
Website, pricing, platforms and company facts side by side.
Free Phone Number and Text TextNow provides users with a free phone number that can be used for texting and calling within the U.S. and Canada, helping users save on communication costs.
Wi-Fi Calling The service allows users to make calls over Wi-Fi, which can be beneficial for those in areas with poor cellular reception.
Cross-Platform Availability TextNow is available on various platforms, including iOS, Android, and web browsers, providing users with flexibility in how they access their messages and calls.
Affordable Premium Options TextNow offers premium plans at competitive prices, which include additional features like ad-free experiences and voicemail transcription.
Free Voicemail Users get access to a voicemail feature without additional charges, allowing them to receive and manage voice messages conveniently.
Possible disadvantages
Ad-Supported Free Version The free version of TextNow includes ads, which can be distracting and may hinder the user experience for some people.
Limited International Calling While domestic services are free, international calling may incur charges, limiting its usefulness for users needing frequent global communication.
Variable Call Quality The quality of calls can vary depending on Wi-Fi or network conditions, leading to inconsistent call experiences.
Data and Privacy Concerns As with many free services, there are concerns about how TextNow handles user data and privacy, especially given that the app relies on ads.
Features Locked Behind Paywall Some of the more useful features, such as ad removal and call forwarding, require a premium subscription.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Analysis
An editorial look at what each product does well and who it suits.
Textnow.comSplitwise
Overall verdict
TextNow.com is a good option for those seeking an affordable alternative to traditional phone plans, particularly users who primarily need texting and Wi-Fi calls. Its ad-supported model allows for free basic services, although users should be aware of potential privacy concerns related to data collection.
Why this product is good
TextNow.com offers free texting and calling services through an app, making it appealing to those who want to save money on communication costs. It provides a user-friendly interface and is accessible across various devices including smartphones and web browsers. The app is especially beneficial for individuals who frequently communicate internationally, as it can significantly reduce the costs associated with long-distance calls.
Recommended for
People looking to save money on texting and calling services.
Individuals who often travel or communicate internationally.
Users who have reliable Wi-Fi access and prefer using digital communication tools.
Those who don't mind ads in exchange for free services.
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Textnow.com42 mentionsSplitwise0 mentions
As of about 15 minutes ago, I am now homeless. What’s the best course of action from here?
Textnow.com is one example for online texting, and I bet you could use it on public wifi. You can use a virtual phone number (VOIP) without fees from the site. Just hope this can help a little.
Source:
over 3 years ago
Have an independent phone service from others. You can get a SIM card for $5 U.S. (price at time of this writing) an unlocked phone -phone not linked to a phone carrier service - at textnow.com or you can get the free phone app from...
Source:
over 3 years ago
As for the immediate future I highly recommend that you sign up for temporary employment agencies as soon as possible so that immediate employment can happen until you hear back from more permanent jobs. This forum's comprehensive guide...
Source:
over 3 years ago
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