Software Alternatives & Startups

Telegra.ph VS Splitwise

Compare Telegra.ph VS Splitwise and see what are their differences

Telegra.ph

Post articles online without an account at Telegram's anonymous publishing platform.

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Telegra.ph seems to be more popular. It has been mentioned 11 times since March 2021.

social mentions
11 vs 0
Blogging popularity
100% vs 0%
alternatives listed
204 vs 240+

Base details

Website, pricing, platforms and company facts side by side.

Telegra.ph
Splitwise
Website telegra.ph splitwise.com
Company Startup from Russia —
Listed in

Features and specs

What each product offers, as listed by its team.

Telegra.ph 5 features
Splitwise 7 features
  • Simplicity
    Telegra.ph offers a very clean and minimalistic interface, making it extremely easy to use for writing and publishing content without any clutter or distractions.
  • Anonymity
    Users can publish articles without the need to create an account or provide personal information, enhancing privacy and anonymity.
  • Speed
    Due to its lightweight design and minimal features, Telegra.ph loads and operates quickly, providing a seamless user experience.
  • Markdown Support
    Supports basic Markdown formatting, allowing users to easily format their text using simple syntax.
  • Free to Use
    Telegra.ph is completely free to use, making it accessible for anyone with an internet connection.

Possible disadvantages

  • Limited Functionality
    Lacks advanced features like comments, user management, and advanced formatting options, which might be necessary for more complex blogging needs.
  • No Backup or Account System
    Since there is no account system, users cannot manage or edit their posts after publishing unless they have saved the direct link to the editing page.
  • No Customization
    Users cannot customize the appearance of their articles, limiting personalization options.
  • SEO Limitations
    Telegra.ph does not offer SEO tools or options, which can make it challenging to optimize articles for search engines.
  • Lack of Analytics
    There are no built-in analytics or tracking options to monitor the performance or readership of published articles.
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis

An editorial look at what each product does well and who it suits.

Telegra.ph
Splitwise

Overall verdict

  • Yes, Telegra.ph is good for users seeking a no-frills, efficient way to publish content online. Its simplicity and lack of registration requirements are strong advantages for users who prioritize convenience and privacy.

Why this product is good

  • Telegra.ph is a minimalist publishing tool developed by Telegram. It is designed for simplicity and ease of use, allowing users to quickly publish articles without creating an account. This makes it ideal for those who need a straightforward platform for writing without distractions. The platform supports text, photos, and embedded media, which enhances the presentation of content.

Recommended for

  • Users who need to publish content anonymously or with minimal setup
  • Writers looking for a distraction-free writing tool
  • Individuals who want to quickly share articles or stories

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Videos

Walkthroughs and reviews on video.

Telegra.ph 2 videos + Add
Splitwise 3 videos + Add

Telegra.ph - Publish Your Stories - No Registration Required

More videos

  • - Trash Junk Removal NYC | Commercial Junk Removal Brooklyn - Dumper Taxi

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Telegra.ph
Splitwise
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
CMS
0% 0%
0% 0%
100% 100%

User comments

Share your experience with using Telegra.ph and Splitwise. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Telegra.ph 5.0 · 1 review
Splitwise no reviews yet
  • Works PERFECTLY
    SaaSHub review
    · Aug 2021

    For even an "Almost Senile" old person.

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Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Telegra.ph 11 mentions
Splitwise 0 mentions
  • The Mathematics of Economic Self-Destruction: Inside the "AI Layoff Trap"
    Can someone post the full article using https://telegra.ph/? - Source: Hacker News / 3 months ago
  • Ask HN: Active GitHub accounts (probably) delivering malware, now what?
    I came across these two accounts that probably are up to no good: 1) silverstewardvice and 2) RadianFinancialHelix. Both joined and created repos the same day (Jun 7, 2026) and began their activity 2 days ago. They pretend to be projects... - Source: Hacker News / 5 months ago
  • A list of SaaS, PaaS and IaaS offerings that have free tiers of interest to devops and infradev
    Telegra.ph Easily create web page using Quill. - Source: dev.to / almost 3 years ago

View more

Tracking Splitwise since Mar 2021.

Alternatives to Telegra.ph and Splitwise

When comparing Telegra.ph and Splitwise, you can also consider the following products.