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Substack VS Bankrate

Compare Substack VS Bankrate and see what are their differences

Substack

With Substack, anyone can start a publication that combines a personal website, blog, and email newsletter or podcast. It's quick and simple.

Rating
0 reviews
Alternatives Is it good?
B
Bankrate

Use our free mortgage calculator to estimate your monthly mortgage payments. Account for interest rates and break down payments in an easy to use amortization schedule.

Rating
0 reviews
Alternatives Is it good?
Finblick
Salesforce-native accounting software for quotes, invoices, e-invoices (XRechnung, ZUGFeRD), DATEV integration, bank sync, and SEPA payments – no external tools needed. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Substack seems to be more popular. It has been mentioned 109 times since March 2021.

social mentions
109 vs 0
Blogging popularity
100% vs 0%
alternatives listed
240+ vs 151

Base details

Website, pricing, platforms and company facts side by side.

Substack
B
Bankrate
Website substack.com bankrate.com
Company Startup from the United States —
Listed in
Creators Blogging Paid Newsletters CMS +1
Personal Finance Accounting Accounting & Finance Bookkeeping +1

Features and specs

What each product offers, as listed by its team.

Substack 6 features
B
Bankrate 0 features
  • Ease of Use
    Substack offers a user-friendly interface that makes it easy for writers to publish and monetize their newsletters.
  • Built-in Monetization
    Writers can easily charge readers for subscriptions, allowing for straightforward monetization.
  • Direct Audience Connection
    Substack allows writers to build a direct relationship with their audience via email, which can lead to a more engaged readership.
  • Discovery and Community
    Features like staff picks and recommendations help writers get discovered by new readers.
  • No Upfront Costs
    Substack does not charge upfront fees; instead, it takes a percentage of subscription revenues, making it easier to start.
  • Content Ownership
    Writers retain full ownership of their content, giving them more control over their work.

Possible disadvantages

  • Revenue Share
    Substack takes a 10% cut of subscription revenues, which can add up for writers with a large subscriber base.
  • Limited Customization
    The platform has limited customization options compared to building a custom website or using more flexible CMS options.
  • Dependency on Platform
    Relying on Substack means depending on its policies and infrastructure, which could pose risks if the platform changes its terms or features.
  • Competition
    As more writers join Substack, it can become challenging to stand out amidst the growing competition.
  • Email Deliverability
    Writers may face issues with email deliverability, as some newsletters may end up in spam folders.
  • Payment Processing Fees
    Besides Substack's fee, payment processors like Stripe also take a percentage, further reducing net earnings for writers.

No features have been listed yet.

Analysis

An editorial look at what each product does well and who it suits.

Substack
B
Bankrate

Overall verdict

  • Substack is a good choice for writers seeking autonomy and a straightforward way to monetize their content. However, it may not be the best fit for those who prefer working within the framework of a larger publication or those unfamiliar with the challenges of building and maintaining a subscriber base.

Why this product is good

  • Substack is a platform that allows writers, journalists, and content creators to publish and monetize their newsletters. It is praised for its ease of use, built-in subscription system, and direct-to-consumer model which enables writers to retain control over their audience and content. The platform has attracted both independent writers and established journalists seeking the freedom to monetize their work without traditional media constraints.

Recommended for

  • Independent writers and journalists
  • Content creators looking to monetize their work
  • Individuals seeking a direct relationship with their audience
  • Those who appreciate simplicity in publishing

Overall verdict

  • Bankrate is a reputable and long-established personal finance resource that offers reliable comparisons, calculators, and expert-backed content across banking, mortgages, credit cards, and investing, making it a valuable tool for financial research.

Why this product is good

  • Long-standing reputation as a trusted financial information provider since 1976
  • Comprehensive comparison tools for savings accounts, CDs, mortgages, loans, and credit cards
  • Free, easy-to-use financial calculators for mortgages, retirement, loans, and more
  • Regularly updated rate data helps users find competitive offers
  • Educational articles and expert reviews written by finance professionals
  • Covers a wide range of topics from banking to insurance and investing

Recommended for

  • Consumers shopping for competitive savings, CD, or loan rates
  • People researching mortgages or refinancing options
  • Individuals comparing credit card offers and rewards
  • Beginners seeking to learn personal finance basics
  • Anyone needing free financial calculators for planning decisions

Videos

Walkthroughs and reviews on video.

Substack 5 videos + Add
B
Bankrate 3 videos + Add

Monetizing Podcasts and Newsletters - Chris Best of Substack and Jonathan Gill of Backtracks

More videos

  • - E1016 Substack CEO Chris Best empowers writers via email newsletter platform, raised $15M from a16z
  • - Why EVERYONE should be on Substack | What it is, How it Works, $$$
  • - Beehiiv vs Substack (2024) - Which is Better?
  • - My Experience with SUBSTACK: An Honest Review of Substack

Bankrate Personal Loans Review 2024: Up to $100K, Find A Loan Faster With FICO 580+ 🔶 CREDIT S3•E400

More videos

  • - Bankrate Credit Bank Honest Review - Watch Before Using
  • - Bankrate Honest Review – Watch Before Using

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Substack
B
Bankrate
100% 100%
Blogging
0% 0%
0% 0%
Personal Finance
100% 100%
100% 100%
CMS
0% 0%
0% 0%
Finance
100% 100%

User comments

Share your experience with using Substack and Bankrate. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Substack no reviews yet
B
Bankrate no reviews yet

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We have no reviews of Bankrate yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Substack 109 mentions
B
Bankrate 0 mentions

View more

Tracking Bankrate since Oct 2025.

Alternatives to Substack and Bankrate

When comparing Substack and Bankrate, you can also consider the following products.

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