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Emma Budget Manager
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Track every subscription in one place. No bank connections, no dark patterns. See what you are really paying and cancel what you do not need.

We are excited about solving customer’s complex accounting, distribution, POS, Payroll and mobiles sales application problems.
Which is more popular?
Based on our record, Flex Software seems to be more popular. It has been mentioned 3 times since March 2021.
Website, pricing, platforms and company facts side by side.
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| Website | subkept.com | flexsoftware.com.my |
| Pricing | — | |
| Listed in |
In their own words, as submitted to SaaSHub.


No description of Subkept yet.
Flex Software is an accounting software company that is developing a software solution for Insurance Agents. Our product is called SAMS (Smart Agent Management System). The software will be cloud based online Customer Relationship Management for Life and General Insurance Agents. The platform...
What each product offers, as listed by its team.


Possible disadvantages
Possible disadvantages
An editorial look at what each product does well and who it suits.


Overall verdict
Why this product is good
Recommended for
Overall verdict
Why this product is good
Recommended for
How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing Subkept and Flex Software.
Subkept's answer
Subkept is a privacy-first subscription tracker that works without connecting to your bank. Most tools in this space require open banking access or financial integrations, Subkept skips all of that. You manually log your subscriptions, and it handles the rest: tracking renewal dates, calculating monthly and annual spend, flagging trials before they convert, and letting you rate whether each subscription is actually worth keeping. It's lightweight, fast, and built for people who want clarity over their recurring costs without handing over account credentials.
Subkept's answer
No bank connection required your financial data stays with you. Subkept is purpose-built for subscription awareness, not a bloated personal finance dashboard. The interface is clean, the onboarding takes under a minute, and the core value (knowing what you're paying and whether it's worth it) is immediately obvious. For users who are privacy-conscious or simply tired of overlapping subscriptions draining their budget quietly, Subkept is the focused alternative to general-purpose expense trackers.
Subkept's answer
Freelancers, indie hackers, and budget-conscious professionals who run multiple SaaS tools and want a no-nonsense way to audit their recurring spend. Also anyone who's ever been surprised by a renewal charge they forgot about.
Subkept's answer
Subkept was built by a solo founder who kept losing track of trial-to-paid conversions across too many tools. The existing options either required bank access (a non-starter for privacy reasons) or were buried inside bloated finance apps. So I built a focused alternative something that just tracks subscriptions, tells you what's coming up, and helps you decide what's actually earning its place in your stack.
Subkept's answer
React + Vite, Supabase (auth and database), Cloudflare Pages (hosting and edge functions), Freemius (payments), and Resend (email reminders).
Share your experience with using Subkept and Flex Software. For example, how are they different and which one is better?
Recommendations tracked on public social media and blogs since March 2021.


Tracking Subkept since May 2026.
Flex Software is the Best Accounting Software Companies in Malaysia that provides specialised IT services, for individual companies with specialised Hardware or Software product requirements while making every effort to provide the best... Source: over 3 years ago
Flexsoftware is a comprehensive and reliable accounting software based in Malaysia. It provides a range of features to help businesses track their financials more efficiently. Users benefit from intuitive controls and the ability to... Source: almost 4 years ago
Flex Software is the best online Accounting Software in Malaysia for Small, Mid-size and Large Businesses at Best Prices. It is easy and user-friendly accounting software to manage your business. Customers have different needs and Flex... Source: almost 4 years ago
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