Software Alternatives, Accelerators & Startups

Stripe VS Adyen

Compare Stripe VS Adyen and see what are their differences

Stripe logo Stripe

Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripeโ€™s payment platform to accept and process payments online for easy-to-use commerce solutions.

Adyen logo Adyen

One integration allows businesses to accept 250 payment methods, from wherever people pay
  • Stripe Landing page
    Landing page //
    2024-04-30
  • Adyen Landing page
    Landing page //
    2023-03-16

Stripe features and specs

  • Comprehensive API
    Stripe offers a robust and well-documented API that allows businesses to customize their payment processing to suit their specific needs.
  • Global Reach
    Stripe supports payment processing in multiple countries and currencies, making it ideal for businesses with international clientele.
  • Advanced Security
    Stripe provides advanced security features, such as PCI DSS compliance and fraud prevention tools, ensuring that both businesses and customers are protected.
  • Scalability
    Stripe is suitable for businesses of all sizes, from startups to large enterprises, offering solutions that scale with the business's growth.
  • Rich Feature Set
    In addition to payment processing, Stripe offers a wide range of features including subscription billing, invoicing, and marketplace payments.
  • Integration with Popular Platforms
    Stripe easily integrates with popular e-commerce platforms like Shopify, WooCommerce, and Magento, simplifying the setup process.

Possible disadvantages of Stripe

  • Costly for High-Volume Businesses
    Stripe's transaction fees can become expensive for high-volume businesses, especially when compared to other payment processors that offer volume-based discounts.
  • Complex Setup
    For businesses without a dedicated developer or technical team, setting up Stripeโ€™s API and customizing it can be complex and time-consuming.
  • Limited Customer Support
    Some users have reported that Stripe's customer support can be slow to respond and may not always provide satisfactory solutions to issues.
  • Account Stability
    There have been instances where Stripe has abruptly terminated accounts or held funds, causing disruptions to businesses.
  • Subject to Chargebacks
    Like other payment processors, Stripe is not immune to chargebacks, which can be a significant issue for certain types of businesses.

Adyen features and specs

  • Global Reach
    Adyen supports businesses in multiple countries and currencies, which is ideal for global operations.
  • Unified Platform
    It offers a single platform for processing online, in-store, and mobile payments, streamlining operations.
  • Comprehensive Payment Methods
    Supports a wide variety of payment methods including credit cards, bank transfers, and digital wallets.
  • Advanced Fraud Protection
    Provides robust fraud detection and prevention tools to safeguard transactions.
  • Seamless Integration
    Offers easy integration with popular e-commerce platforms, custom APIs, and point-of-sale systems.
  • Detailed Reporting
    Provides in-depth reporting and analytics tools to help businesses understand and manage payments.

Possible disadvantages of Adyen

  • Complex Pricing
    Adyenโ€™s pricing model can be complex and may not be as straightforward as other payment processors.
  • High Minimums
    May require high minimum monthly transaction volumes, making it less suitable for smaller businesses.
  • Limited Customer Support
    Customer support hours and response times can be less adequate compared to some competitors.
  • Steeper Learning Curve
    The comprehensive features and advanced tools may result in a steeper learning curve for new users.

Analysis of Stripe

Overall verdict

  • Yes, Stripe is generally considered a good choice for businesses looking for reliable and flexible payment processing solutions. It is praised for its developer-friendly design and its capability to support complex billing models.

Why this product is good

  • Stripe is widely regarded as a good payment processing platform due to its ease of use, robust API, comprehensive documentation, and the ability to handle various payment methods across multiple countries. It also offers advanced security features, fraud prevention tools, and a scalable infrastructure suitable for businesses of all sizes.

Recommended for

  • E-commerce businesses seeking a reliable payment gateway
  • Developers looking for a customizable and programmer-friendly API
  • Startups and SMEs for scalability and ease of integration
  • Global businesses that need multi-currency support and international payment options

Analysis of Adyen

Overall verdict

  • Adyen is considered a good choice for businesses seeking a comprehensive, scalable, and secure payment solution. Its reputation is anchored in its ability to handle a wide range of payment methods and currencies, making it particularly suitable for businesses with international operations.

Why this product is good

  • Adyen is a well-regarded payment platform known for its robust global payment processing capabilities. It provides services to numerous high-profile clients, ensuring reliable and secure transactions. The platform is praised for its seamless integration, comprehensive payment options, and advanced fraud management features. It also offers detailed analytics and reporting tools, which assist businesses in optimizing their payment processes.

Recommended for

    Adyen is recommended for large enterprises and businesses with complex payment needs. It is particularly beneficial for those looking to expand internationally due to its extensive geographical coverage and capability to process multiple currencies. E-commerce platforms, retail businesses, and any organization requiring efficient and customizable payment processing solutions may find significant value in Adyen's offerings.

Stripe videos

PayPal VS Stripe 2020: Which Online Payment Processor Is Best For Your Business?

More videos:

  • Review - Stripe Review Video
  • Review - BEWARE: CLOSE YOUR STRIPE ACCOUNT!!! *BEFORE THEY DO*

Adyen videos

Overview of PayPal, Stripe, and Adyen Payment Technology Companies

More videos:

  • Review - Everything Wrong with Adyen for eBay (and everything good about it)!
  • Review - Adyen: Payments as a catalyst for Digital Transformation

Category Popularity

0-100% (relative to Stripe and Adyen)
Online Payments
94 94%
6% 6
Recurring Billing
100 100%
0% 0
Payment Platform
93 93%
7% 7
Payment Gateways
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Stripe and Adyen

Stripe Reviews

  1. Word.Studio
    ยท Editor at Word.Studio ยท
    Streamlined payments for SaaS

    We've had a good experience with Stripe so far. Very easy to get up and running and the dashboard stats are very useful. Able to take payments directly on our site. Also has a mobile app that allows you to keep an eye on things and compare month over month, etc.

    ๐Ÿ Competitors: PayPal, Paddle
    ๐Ÿ‘ Pros:    Simple|Reliable|Take multiple payment types

Subscription Billing Solutions Comparison: Stripe vs Recurly vs Chargebee vs Rainex
Stripe is one of the worldโ€™s largest payment processing platforms, trusted by their customers for many years. In addition to gateway features, for a fee, Stripe offers billing and subscription management tools for its users. Its intuitive interface and extensive documentation make it a favorite among developers and companies of different sizes.
Source: rainex.io
Top 5 Payoneer Alternatives for Seamless Online Transactions
Key Features: A powerful payment processing platform focused on online businesses, offering features like subscriptions and fraud prevention. Stripe boasts a unified suite of tools and APIs that simplify the entire online payment process for businesses.
Source: www.doola.com
What to Use Instead of PayPal? 10 Best PayPal Alternatives
Conveniently, Stripe automatically deposits your funds into your bank account. Another convenient feature of Stripe is that the checkout process takes place on your website. That reduces customer friction compared to platforms like PayPal, which sends customers to external sites. The platform is also highly customisable.
The 6 best online payment processing services in 2024
Part of the HubSpot Commerce Hub feature set, Payments adds payment processing on top of a mountain of possibilities. It's seamlessly connected to all other parts of this sales software, so you can manage your business relationships, marketing, website, content, and operations from the same place. The actual payment infrastructure belongs to Stripe, with HubSpot charging...
Source: zapier.com
Payment Platforms Comparison: Stripe vs Chargebee vs Paddle vs Recurly
Stripe is a payment processor. Its software and APIs enable businesses to accept payments, send payouts, and manage their businesses online. Stripe offers its customers a full-stack payment process โ€“ it serves as both a third-party payment processor and a payment gateway.
Source: rainex.io

Adyen Reviews

Best payment gateway: Top 7 best payment gateways
Adyen is a popular option for doing business on an international scale. Adyen comes with no set up or monthly fees, and you can choose when and in which currency you want to settle.
Source: wise.com

Social recommendations and mentions

Based on our record, Stripe seems to be more popular. It has been mentiond 280 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Stripe mentions (280)

  • I tested OpenAI GPT-5. The results were not what I expected!
    The standalone app is written in Python with a Streamlit front end and uses the new Airbyte Embedded MCP to fetch Stripe invoice data on behalf of a customer. This data is used with the OpenAIโ€™s Responses API to perform some analysis. I used Cline with GPT-4.1 to generate most of the code. The complete code of the main app is ~114 lines. You can see it all here in the repo. After fetching a Bearer token to... - Source: dev.to / about 2 months ago
  • How to Use Hookdeck.com to Test and Debug Webhooks
    Stripe is the gold standard for payment processing, and their webhooks are crucial for building reliable payment flows. Stripe sends webhooks for dozens of different events, but some of the most important ones include: Payment Events:. - Source: dev.to / 2 months ago
  • Unlock the Power of Realโ€‘Time HubSpot CRM Automation
    Enrich Customer Data on the Fly: Your HubSpot data becomes even more powerful when combined with other sources. Join your incoming stream of contacts or deals with product usage data from your application database, support tickets from Zendesk, or financial data from Stripeโ€”all within RisingWave in real-time. - Source: dev.to / 3 months ago
  • From โ€œI donโ€™t know a single line of codeโ€ to building my first AI-powered web app at the worldโ€™s largest hackathon
    โœ… Integrated OpenAI voice dictation โœ… Built an AI conversation generator โœ… Added Stripe payment processing โœ… Used Supabase for user data storage โœ… Assembled complete landing pages using components from 21st dev from scratch โœ… Deployed the web app with Netlify. - Source: dev.to / 3 months ago
  • Integrating Stripe with SvelteKit: Dynamic Pricing and Payment Security
    Integrating Stripe into a SvelteKit application, especially when dealing with dynamic product pricing and robust webhook validation, can be challenging. While building a client's business application using SvelteKit and PostgreSQL (with Drizzle ORM), I encountered the need for a streamlined integration with Stripe. The goal was to use minimal dependencies while supporting features such as dynamic pricing, product... - Source: dev.to / 4 months ago
View more

Adyen mentions (0)

We have not tracked any mentions of Adyen yet. Tracking of Adyen recommendations started around Mar 2021.

What are some alternatives?

When comparing Stripe and Adyen, you can also consider the following products

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Square - Square helps millions of sellers run their business-from secure credit card processing to point of sale solutions. Get paid faster with Square. Sign up today!

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

Neolink.io - White-label acquiring platform to launch and scale payment businesses.

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...