Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
VoIPstudio is an award-winning VoIP system that offers businesses of all sizes a scalable communication solution. It’s affordable, easy-to-use, offers a full suite of PBX features, and is fully integrated for CRM.
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Which is more popular?
Based on our record, Y99 Chat
seems to be more popular. It has been mentioned
2 times
since March 2021.
social mentions
0 vs 2
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 89
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Ease of Access Y99 Chat does not require an account to start chatting, which allows users to quickly join and start conversations.
Anonymity The platform provides anonymity to users, letting them chat without revealing their identity, which can encourage more open communication.
Variety of Rooms Y99 Chat offers a variety of chat rooms catering to different interests, enabling users to find and join conversations that match their preferences.
Global Community The chat service connects users worldwide, allowing for diverse interactions with people from different cultures and backgrounds.
Possible disadvantages
Lack of Moderation The platform may not have strict moderation, leading to instances of inappropriate behavior or content being shared.
Privacy Concerns Even though the service offers anonymity, there is always a risk that personal information could be inadvertently shared or accessed.
Limited Features Compared to other chat services, Y99 Chat might have fewer features or advanced functions for user interaction and engagement.
Variable User Experience The quality of interactions can vary widely depending on who is online and active in the chat rooms at any given time.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseY99 Chat
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsY99 Chat2 mentions
Tracking Splitwise since Mar 2021.
What I learned talking to 1,000+ strangers on the internet. [SOCIAL EXPERIMENT]
Online-Chatroom (y99.in)
It was evident to us that, despite the serious moderation that this website had, it was being used as a form of 'tinder' for teenagers, where teenagers were using the website to meet people of similar age, and...
Source:
almost 3 years ago
yahan pe sab ameer log hi kyun hain
Compare size or muscles, maybe you can feel good at least. NO this is not some psychopath or narcissistic way but I've met a few folks on anon chat sites such as y99.in earning 45 LPA or more as your post numbers but their personality...
Source:
about 4 years ago
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