Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
The intelligent crypto financial operation system.
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Which is more popular?
Based on our record, Y-Combinator
seems to be more popular. It has been mentioned
20 times
since March 2021.
social mentions
0 vs 20
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 144
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Funding Y Combinator provides seed funding, typically $500,000, to help startups get off the ground.
Mentorship Access to experienced mentors and advisors who offer guidance on product development, business strategy, and growth.
Network Entrepreneurs get access to a vast network of successful alumni, investors, and industry connections.
Reputation Being backed by Y Combinator adds significant credibility and can attract further investments and partnerships.
Resources Access to various resources, including office space, legal advice, and operational support.
Demo Day An opportunity to pitch in front of influential investors, which can lead to additional funding and media attention.
Possible disadvantages
Equity Dilution Startups must give up a percentage of their equity (typically 7%) in exchange for the seed funding and support.
Intensive Program The 3-month program is extremely demanding and can be stressful for founders, requiring intense focus and long hours.
Not Guaranteed Success Despite the support, many startups fail to achieve long-term success after the program.
Highly Competitive The selection process is extremely competitive, with thousands of startups applying and only a small percentage being accepted.
Geographic Relocation Founders are usually required to relocate to the Bay Area for the duration of the program, which may be inconvenient or costly.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseY-Combinator
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Y Combinator is generally considered good for early-stage startups looking for guidance, funding, and networking opportunities. Its rigorous selection process and the intense nature of its program may not be suitable for everyone, but it can be highly beneficial for those looking to scale rapidly.
Why this product is good
Y Combinator is widely regarded as a prestigious and influential startup accelerator, providing startups with mentorship, funding, and access to a valuable network of entrepreneurs and investors. It has a strong track record of nurturing successful companies like Airbnb, Dropbox, and Reddit, which enhances its reputation and credibility.
Recommended for
Y Combinator is recommended for startups that have a solid product idea and are seeking not just funding, but also expert guidance and a platform to connect with influential people in the tech industry. It is particularly beneficial for first-time founders who can greatly benefit from the mentorship and structure provided by the program.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsY-Combinator20 mentions
Tracking Splitwise since Mar 2021.
Kimi K3 built a Windows XP in browser
> It appears that this orange hnn website does not work in China either. YC website works though. https://ycombinator.com To get to HN I used a known HN proxy, and I was able to see the frontpage....
- Source: Hacker News
/
4 months ago
> Cookie cutter design is what I like. I can compare the companies when they all have the same template for a website. Any reference? Also I do feel like some people prefer animations. Maybe not the Hackernews crowd itself per se. But I...
- Source: Hacker News
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10 months ago
FOSDEM 2025: The state of Rust trying to catch up with Ada [video]
Exactly T is that's probably "really" a machine address in a CPU register, and so None is the same CPU register with an all-zeroes bit representation. My favourite non-standard library use of this feature is CompactString....
- Source: Hacker News
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almost 2 years ago
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