Software Alternatives, Accelerators & Startups

Splitwise VS XYplorer

Compare Splitwise VS XYplorer and see what are their differences

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Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

XYplorer logo XYplorer

File Manager for Windows
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • XYplorer Landing page
    Landing page //
    2022-09-26

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

XYplorer features and specs

  • Portability
    XYplorer is a portable file manager, meaning it can be run from a USB stick without requiring installation.
  • Customizability
    The software offers a wide range of customization options, allowing users to tailor the interface and features to their specific needs.
  • Powerful Search Functionality
    XYplorer includes a robust search feature that supports Boolean logic, regex, and content searching.
  • Tab-based Interface
    The tabbed browsing makes it easy to manage multiple folders simultaneously, similar to using a web browser.
  • Scripting Capabilities
    Users can automate tasks and extend functionality using the scripting feature built into the software.
  • No Installation Required
    Since it's portable, XYplorer does not need to be installed, making it a good choice for users who do not have admin rights on their systems.
  • Regular Updates
    The software receives frequent updates, ensuring that it stays current with new features and improvements.
  • Customization of Keyboard Shortcuts
    Users can redefine keyboard shortcuts to streamline their workflow.

Possible disadvantages of XYplorer

  • Cost
    XYplorer is not free; it requires a one-time payment or a subscription, which can be a deterrent for some users.
  • Windows Only
    The software is exclusively available for Windows, limiting its usability for those on other operating systems such as macOS or Linux.
  • Learning Curve
    The extensive features and customization options can be overwhelming for new users, leading to a steep learning curve.
  • Potential Overkill for Basic Users
    The advanced capabilities and extensive feature set may be more than what a basic user needs, making simpler file managers a better fit for them.
  • No Cloud Integration
    XYplorer lacks built-in integration with popular cloud storage services, requiring third-party solutions or manual management.
  • Limited Customer Support
    While there is a user community and documentation, direct customer support may be limited compared to larger companies.
  • Resource Intensity
    It can be resource-intensive on older or less powerful systems, potentially slowing down performance.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of XYplorer

Overall verdict

  • Overall, XYplorer is considered a strong choice for users looking for a versatile and powerful file management solution. Its rich feature set and user-friendly interface deserve praise; however, it might be more than needed for casual users who may not leverage all its capabilities.

Why this product is good

  • XYplorer is highly regarded for its extensive set of features, including a customizable dual-pane interface, tabbed browsing, powerful search capabilities, and scripting support. It offers robust file management tools that cater to power users who need more functionality than provided by default file explorers. Additionally, it doesn't require installation, allowing for portable use.

Recommended for

  • Power users who require advanced file management features.
  • IT professionals and system administrators who need a portable solution.
  • Users who favor extensive customization and scripting capabilities.
  • People who frequently manage large volumes of files and directories.

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

XYplorer videos

3D Tidy Up! XYplorer

More videos:

  • Review - XYplorer - Manage and track files on your PC - Download Video Previews
  • Review - XYplorer Top # 20 Facts

Category Popularity

0-100% (relative to Splitwise and XYplorer)
Personal Finance
100 100%
0% 0
File Manager
0 0%
100% 100
Expense Tracking
100 100%
0% 0
FTP Client
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and XYplorer

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once you’ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This one’s not a complete budgeting app but it’s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

XYplorer Reviews

14 Alternative File Managers To Replace Windows 10 File Explorer
If you want both tabbed browsing and dual window view, then XYplorer got you covered. It lists folders in two vertical windows in which you can further open tabs to add more folders; just like a browser. There is also a directory panel on the right side to quickly access folders inside the windows and tabs.
Source: geekflare.com
10 Best Duplicate File Finder & Remover for Windows 10,11 PC (Free & Paid)
XYplorer is a file manager but has a convenient and customizable free duplicate data cleaner for Windows. This is an exact search tool to look into all the parts of storage space on your computer. The customizable filters will make your search quick and easy.
Source: wethegeek.com
8 Best Total Commander Alternatives & Competitors in 2022 (Free & Paid)
Xyplorer is a file manager and explorer replacement for windows. It’s fast, powerful, portable, dual paned, and multi-tabbed. Xyplorer – file manager for windows.
Five Best Alternative File Managers
XYPlorer is a completely portable file manager with most of the same bells and whistles as the rest. The major difference is that XYPlorer doesn't offer a dual-pane interface; instead its tabbed interface allows you to drag and drop files from your current window to any tab, giving it similar functionality to dual-pane. It's a keyboard lover's dream, complete with...
Source: lifehacker.com

What are some alternatives?

When comparing Splitwise and XYplorer, you can also consider the following products

Tricount - Manage and share expenses with friends

FreeCommander - FreeCommander is an easy-to-use alternative to the standard windows file manager. The program helps you with daily work in Windows. Here you can find all the necessary functions to manage your data stock.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Total Commander - A Shareware file manager for Windows® 95/98/ME/NT/2000/XP/Vista/7, and Windows® 3.1.

Splid - Splid helps friends manage their money.

Double Commander - Double Commander is a cross-platform open source file manager with two panels side by side.