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Splitwise VS Utilorax

Compare Splitwise VS Utilorax and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
Utilorax

1,164 free online calculators, converters and tools — finance, health & math calculators, 652+ unit converters, plus text, PDF, image, SEO and QR tools. Fast, private, no sign-up.

Rating
0 reviews
Pricing
Freemium $4.99 / Monthly (Starter — 5,000 API requests/month)
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Alternatives Is it good?
PDFGate
Generate, process, and sign documents with a single API. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Utilorax seems to be more popular. It has been mentioned 1 time since March 2021.

social mentions
0 vs 1
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 23

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Utilorax
Website splitwise.com utilorax.com
Pricing —
Freemium $4.99 / Monthly (Starter — 5,000 API requests/month) Official pricing
Platforms —
Web
Company — Startup from Pakistan · 1 - 9 employees · 2026
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Utilities Online Converters Calculators PDF Tools Image Tools +2

About Splitwise and Utilorax

In their own words, as submitted to SaaSHub.

Splitwise
Utilorax

No description of Splitwise yet.

Utilorax is a collection of 1,100+ free online tools: 116 calculators, 652 unit converters, and 394 text, developer, SEO, image, PDF and template utilities. Everything runs inside the browser. Files are processed locally and are never uploaded to a server, so PDFs, images and documents stay on...

Read more about Utilorax

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Utilorax 7 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Tools
    1,162 — 116 calculators, 652 unit converters, 394 utilities
  • Processing
    Client-side — files never leave the browser
  • Account
    Not required for any tool
  • Offline Mode
    Installable as a PWA, works without a connection
  • Languages
    English, Spanish, French, Portuguese, Chinese
  • Developer API
    256+ JSON endpoints, 500 requests/month on the free key
  • Dark Mode

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Utilorax

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of Utilorax yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Utilorax 1 video + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Utilorax — Free Online Tools

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Utilorax
100% 100%
Personal Finance
0% 0%
0% 0%
Online Converters
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Calculators
100% 100%

Questions & Answers

As answered by people managing Splitwise and Utilorax.

What makes your product unique?

Utilorax's answer:

Two things. First, most of the tools never send your data anywhere — 63 of the file tools run entirely in your browser, and the ones that do need a server (certain PDF and Office conversions) delete the file the moment they are done. Second, the same operations are available as a free JSON API with 203 endpoints, which almost no free tools site offers.

Add to that 1,162 tools in one place, no account for anything, five languages, and it installs as a PWA and keeps working offline.

Why should a person choose your product over its competitors?

Utilorax's answer:

The competitors listed here are each good at one thing — Calculator.net and Omni for calculators, IT Tools and CodeBeautify for developer utilities, 10015.io for the everyday mix. Utilorax covers that whole span in one place, so you are not learning a new site for each small job.

The real difference is the developer API. If you need a conversion or a hash once, use the page; if you need it a thousand times, the same thing is a JSON endpoint with a free key. And nothing asks you to sign up first.

How would you describe the primary audience of your product?

Utilorax's answer:

Two groups. Most visitors want a single answer and then to leave — convert a unit, work out a loan payment, compress a PDF — and they should not have to create an account for that.

The second group is developers, who reach the same operations through the JSON API instead of the page. The site is in English, Spanish, French, Portuguese and Chinese, so a good part of the audience is not reading in English.

What's the story behind your product?

Utilorax's answer:

It came out of irritation. I kept opening a different site for every small job — one for a unit conversion, one to compress an image, one to count words — and most of them wanted an upload or a sign-up for something my own browser could do perfectly well.

So I built the whole set in one place and made the browser do the work wherever it could. It went live on 29 July 2026 and is run from Karachi.

Which are the primary technologies used for building your product?

Utilorax's answer:

  • PHP 8.2 on the server
  • Vanilla JavaScript, no front-end framework
  • WebAssembly and the Canvas API for in-browser audio, image and font processing
  • MySQL
  • Progressive Web App with a service worker for offline use

User comments

Share your experience with using Splitwise and Utilorax. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Utilorax no reviews yet

View more

We have no reviews of Utilorax yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splitwise 0 mentions
Utilorax 1 mention

Tracking Splitwise since Mar 2021.

  • My robots.txt check passed for six days on an attacker's robots.txt
    Preg_match_all('~^\s*Sitemap:\s*(\S+)~mi', $robots, $sm); $ours = 'https://utilorax.com/sitemap.xml'; $foreign = array_filter($sm[1], fn($u) => rtrim($u) !== $ours); If (!in_array($ours, $sm[1], true)) { $problems[] = 'robots.txt... - Source: dev.to / 2 months ago

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