Software Alternatives & Startups

Splitwise VS Upsie

Compare Splitwise VS Upsie and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Upsie

Get a warranty for all your cool things

Rating
0 reviews
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Upsie seems to be more popular. It has been mentioned 3 times since March 2021.

social mentions
0 vs 3
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 11

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Upsie
Website splitwise.com upsie.com
Pricing —
Company — Startup from the United States · 10 - 19 employees · 2015
Listed in

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Upsie 6 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Affordability
    Upsie typically offers extended warranties at a lower cost compared to traditional retailers, providing a budget-friendly option for consumers seeking additional protection for their products.
  • Direct-to-Consumer Model
    By eliminating the middleman, Upsie provides direct access to warranties, allowing for clear communication and simple processes when purchasing and claiming warranties.
  • Transparent Pricing
    Upsie provides clear and upfront pricing on warranty plans without hidden fees, which enables consumers to make informed decisions without unexpected costs.
  • User-Friendly Platform
    The website and app are designed to be user-friendly, with an intuitive interface that simplifies the process of purchasing and managing warranties.
  • Coverage Options
    Upsie offers a wide range of coverage for various electronic devices and appliances, catering to a broad audience with diverse protection needs.
  • Customer Service
    The company is known for its responsive customer service, providing timely assistance during claims processes and inquiries.

Possible disadvantages

  • Limited Brand Recognition
    Compared to some established warranty providers, Upsie may lack brand recognition, which might make some potential customers hesitant to try their services.
  • Availability
    Some consumers might find that coverage is not available for certain products or brands, limiting its appeal to those with specific needs.
  • Claim Process
    While generally straightforward, some users may encounter complexities or delays during the claims process, which can be frustrating if issues aren't resolved promptly.
  • U.S. Market Focus
    As of now, Upsie's services predominantly focus on the U.S. market, which limits international customers from accessing their warranty solutions.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Upsie

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of Upsie yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Upsie 2 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Warranty Protection Made Easy - How Upsie Warranties Work

More videos

  • - Protect your iPhone 12 with an Upsie Warranty

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Upsie
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Upsie no reviews yet

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We have no reviews of Upsie yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splitwise 0 mentions
Upsie 3 mentions

Tracking Splitwise since Mar 2021.

  • Should I buy the LG 38WN95C-W?
    The same would apply to the LG38 in regards to life span/GPU viability ... But I would definitely find some way to either extend or purchase a 3rd party warranty for it; the LG one year warranty is basically insulting imo for such an... Source: almost 5 years ago
  • I have just put my 100th hour on my C1 48
    Also ... If you haven't already done so, you can get a 5 year warranty with Upsie that includes burn in protection for a very reasonable price. Source: almost 5 years ago
  • Device protection/Refurbished devices seem like a scam.
    Though I've never had to use it, I think Upsie provides a lot more for your money. It's an upfront charge for 2 years of coverage (usually works out to less than $5 per month) with a much lower deductible. After 2 years, the street... Source: over 5 years ago

Alternatives to Splitwise and Upsie

When comparing Splitwise and Upsie, you can also consider the following products.