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Splitwise VS tryZedger

Compare Splitwise VS tryZedger and see what are their differences

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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

tryZedger logo tryZedger

Free expense tracker with separate books for family, trips, roommates, and fund collections. Split bills fairly and settle debts with one tap โ€” no ads, no daily limits.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • tryZedger landing page
    landing page //
    2026-02-22

Zedger is a free expense sharing app designed around how people actually manage money โ€” through separate books for different purposes.

Unlike generic expense trackers that dump everything into one list, Zedger gives you dedicated books for each money situation:

Family Book โ€” Track household expenses, groceries, utilities, and shared costs. Everyone stays in the loop without awkward money conversations.

Trip Book โ€” Add expenses on the go while traveling. See who paid what in real time with multi-currency support. Settle everything fairly when the trip ends.

Fund Collection Book โ€” Collecting money for birthday gifts, office parties, weddings, or community events? Track every contribution transparently.

Recurring Book โ€” Manage rent, subscriptions, EMIs, or monthly contributions with automatic tracking and reminders.

Key features:

  • Fair bill splitting (equal, percentage, or custom splits)
  • One-tap debt settlement with clear "who owes whom" summaries
  • Multi-currency support for international trips
  • CSV import for migrating from other apps
  • Works offline โ€” no internet required to log expenses Clean, simple interface with no learning curve
  • Free to use with no daily expense limits

Zedger is perfect for couples managing household expenses, roommates splitting rent, friends planning trips, and groups collecting funds for events. It keeps your shared financial life organized without spreadsheets or awkward WhatsApp messages.

Available on iOS and Android.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

tryZedger features and specs

  • User-Friendly Interface
    tryZedger offers an intuitive user interface that makes navigation easy and efficient, even for new users.
  • Comprehensive Integration
    It supports integration with various banking and financial platforms, allowing seamless data import and export.
  • Real-time Data Sync
    The platform provides real-time syncing capabilities, ensuring that all financial information is up-to-date across devices.
  • Customizable Reports
    Users can generate customizable financial reports to fit specific business needs and preferences.
  • Security Measures
    Strong security measures are in place to protect sensitive financial data from unauthorized access.

Possible disadvantages of tryZedger

  • Cost
    tryZedger might be costly for small businesses or individual users operating on a tight budget.
  • Learning Curve
    Despite its user-friendly design, there is still a learning curve associated with understanding all features and functionalities.
  • Customer Support Availability
    There may be limited customer support options available, impacting users who require immediate assistance.
  • Feature Limitations
    Some advanced features might not be available in lower-tier subscription plans, limiting functionality for those users.
  • Dependence on Internet Connection
    The real-time data sync feature requires a stable internet connection, which might be problematic in areas with inconsistent connectivity.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of tryZedger

Overall verdict

  • I don't have reliable information about tryZedger (tryzedger.com), so I cannot verify whether it is a legitimate or high-quality service. Before using it, you should research it carefully and treat any assessment with caution.

Why this product is good

  • I have no verified data confirming what tryZedger offers, its reputation, or its track record
  • New or lesser-known websites should always be vetted for security, reviews, and legitimacy before sharing personal or financial information
  • Independent reviews, user testimonials, and third-party trust indicators are the best way to judge a service

Recommended for

  • Users who have first verified the service through independent reviews and trusted sources
  • People who confirm the site uses secure connections and transparent business practices
  • Those willing to start with small, low-risk usage before committing fully

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

tryZedger videos

No tryZedger videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Splitwise and tryZedger)

Splitwise

tryZedger

Personal Finance
98 98%
Personal Finance
2% 2
Finance
97 97%
Finance
3% 3
Expense Tracking
98 98%
Expense Tracking
2% 2
Bill-Splitting Apps
100 100%
Bill-Splitting Apps
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and tryZedger

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

tryZedger Reviews

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What are some alternatives?

When comparing Splitwise and tryZedger, you can also consider the following products

Tricount - Manage and share expenses with friends

Expense Tracker by Uwe Zietz - Keep your finances under control: Track daily expenses, set budgets per category and analyze your spending behavior. Free during beta phase.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

YNAB - Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.

Splid - Splid helps friends manage their money.

Spendee - See where your money goes

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