Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Free MVP cost calculator: describe your app in 5 clicks and get a realistic 2026 estimate for a freelancer build, a traditional agency and a fixed-price 14-day build by senior professionals, where the client owns the code.
sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.
Which is more popular?
Based on our record, Tildes
seems to be more popular. It has been mentioned
248 times
since March 2021.
social mentions
0 vs 248
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 237
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Privacy Focus Tildes is highly focused on user privacy, with no advertisements or trackers, enhancing user trust and experience.
Thoughtful Discussions The platform promotes in-depth and civil discussions, often attracting a quality audience interested in serious topics.
Non-Profit Model Being non-profit, Tildes is less driven by commercial interests, which often aligns the platform's goals with user benefits.
Transparent Moderation Moderation policies and actions are transparent, providing users with more clarity and trust in the management of the community.
User Control Users have more control over their content and interactions compared to many other social media platforms.
Possible disadvantages
Limited User Base Tildes has a smaller user base compared to mainstream platforms, which can limit engagement and the diversity of viewpoints.
Niche Community The community might be niche and not cater to general or mainstream topics, making it less appealing to a broader audience.
Limited Features As a relatively new and developing platform, Tildes might lack some advanced features present in more established social media.
Less Entertainment Content The focus on thoughtful discussion means there is less entertainment or casual content, which might not attract those looking for light-hearted engagement.
Slower Growth The intentional slow growth strategy can mean fewer updates and slower improvements in platform capabilities and user base expansion.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseTildes
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Tildes can be considered a good platform for those looking for a more meaningful and distraction-free online discussion experience.
Why this product is good
Tildes is valued for its focus on deep, high-quality discussions and its commitment to user privacy. It has a small, tight-knit community that encourages thoughtful debate and exploration of topics without the clutter of ads or algorithms.
Recommended for
Individuals interested in sincere and in-depth discussions
Users who prioritize privacy and community over the typical social media experience
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Https://lobste.rs? I know other communities that I really doubt would appeal to anyone here. However, Lobsters is basically Hacker News, but anti-AI, smaller, and with a (low) barrier to entry. Two more: https://tildes.net, and...
- Source: Hacker News
/
5 days ago
Person of Interest
I watched the show in 2014 and it drove my interest to study and work in the AI sector (today I run an AI lab). I loved Westworld as well, which was the follow-up from POI. Most people don't like the later Westworld seasons but they are...
- Source: Hacker News
/
6 days ago
Old.reddit.com Gone
May I introduce [tildes.net](https://tildes.net) Invite only, text based, smaller community, engaging discussions. And I guess hacker news and lobsters. Others can add more. (There was hesitation in adding this, you don’t want more...
- Source: Hacker News
/
17 days ago
Reddit gives you the best of the internet in one place. Get a constantly updating feed of breaking news, fun stories, pics, memes, and videos just for you.