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Splitwise VS Thematic

Compare Splitwise VS Thematic and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
Thematic

Trending music for content creators 🤝 New fans for music artists

Rating
0 reviews
Pricing
Freemium
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Alternatives Is it good?
GilFlow
GilFlow is smart cash flow management for individuals and teams — track income, expenses, subscriptions, and cash flow across every workspace, on the web and on Android. sponsored
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Which is more popular?

Based on our record, Thematic seems to be more popular. It has been mentioned 7 times since March 2021.

social mentions
0 vs 7
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 198

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Thematic
Website splitwise.com app.hellothematic.com
Pricing —
Freemium Official pricing
Platforms —
Web Browser Windows Android iOS Google Chrome Firefox Mac OSX Safari iPhone Internet Explorer Chrome OS iOS Android +11
Company — Startup from the United States
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Music Audio & Music Music Tools User Experience Audio Music Promotion Marketing Platform Influencer Marketing Tech +6

About Splitwise and Thematic

In their own words, as submitted to SaaSHub.

Splitwise
Thematic

No description of Splitwise yet.

Thematic is a creative community built for discovery, collaboration, and growth. Creators license trending songs for their videos, while artists gain exposure and new fans every time their music is used. Trusted by 1M+ creators, Thematic turns music discovery into a win for all.

Read more about Thematic

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Thematic 5 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Trending Music from Real Artists
    The easiest way to get copyright-free music from real artists for your videos. Trusted by 1M+ creators, free to use, and better music than any production library site.
  • Music, SFX, and Assets for Your Videos
    Access all the music, sound effects, and creative assets you need to enhance your content and bring your ideas to life.
  • Music safe for all creator platforms
    Avoid copyright claims and keep 100% of your ad revenue with our claim-free experience. Safe for commercial use & sponsored videos.
  • A Creative Community
    More than a music library, Thematic is a collaborative and supportive community. Creators license music from their favorite music artists in exchange for promotion. It’s a win-win.
  • Built and Powered by Creators
    Co-founded by beauty creator and entrepreneur Michelle Phan, Thematic is dedicated to empowering and supporting creatives. It's the only music platform where creators influence the songs that get added to the site.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Thematic

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • Overall, Thematic is highly recommended for content creators who need access to a diverse library of music without the hassles of traditional licensing. The platform supports artists while providing creators with the music they need. However, like any platform, user experience may vary, and it might not meet all needs, especially for more traditional or larger-scale projects with specific licensing requirements.

Why this product is good

  • Thematic (hellothematic.com) is a useful platform for content creators, particularly YouTubers, looking for high-quality, copyright-free music. The service connects creators with musicians who are willing to share their music in exchange for exposure. This platform simplifies the often cumbersome process of finding and licensing music that won't result in copyright claims or demonetized content.

Recommended for

  • YouTubers and video content creators looking for legal, high-quality background music
  • Musicians seeking exposure through creative collaborations
  • People who prefer a straightforward licensing process
  • Creators looking for an affordable resource for music

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Thematic 4 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

FINALLY ❣️❗ Amazing free non-copyright music 2021 🎶 Includes HIP HOP MUSIC [Thematic]

More videos

  • - Michelle Phan - How I Use Thematic
  • - The Best Tool For New Youtubers | How to get music for your videos with Thematic
  • - How To Get FREE Music For YouTube Videos!

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Thematic
100% 100%
Personal Finance
0% 0%
0% 0%
Music
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Audio & Music
100% 100%

Questions & Answers

As answered by people managing Splitwise and Thematic.

What makes your product unique?

Thematic's answer:

Thematic is a creator community, not just a music library. Every song comes from a real independent artist (no AI-generated music), and the community votes on which songs get added. Videos made with Thematic songs can be featured across the platform, so creators reach new viewers while artists gain new fans. The library is refreshed weekly with trending songs, there’s a permanently free plan, and every song’s license link is integrated with Content ID to protect your videos from copyright claims.

How would you describe the primary audience of your product?

Thematic's answer:

Independent content creators: YouTubers, TikTok and Instagram creators, and podcasters, mostly beginner to intermediate, plus small to mid-size brands that need licensed music for social video. A second audience is independent music artists who want their songs featured in creator videos. Thematic has 1M+ creators in 220+ countries and territories, and 6,000+ artists with songs on the platform.

Why should a person choose your product over its competitors?

Thematic's answer:

  • Free to start. A permanently free plan, with paid plans for premium songs and extra features.
  • A community, not a catalog. Get promoted through featured videos, follow your favorite artists, earn points toward downloads, and unlock creator perks and tool discounts.
  • Simple licensing. Each song has a license link you add to your video description. It activates your license and credits the artist. License certificates are issued for every download.
  • Works where you publish. YouTube, Instagram, TikTok, Facebook, Twitter/X, Twitch, Pinterest, LinkedIn and podcasts, with iOS and Android apps.
  • Built by a creator. Co-founded by Michelle Phan after her own music copyright lawsuit.

What's the story behind your product?

Thematic's answer:

Thematic’s founding team has spent the last 10 years helping to develop and define the YouTube creator ecosystem. During that time, 2 things have remained constant:

  • Content creators need great songs for their videos
  • Music artists need help promoting their songs

In 2015, Michelle Phan had built one of the most successful YouTube channels and was a global icon within the beauty community. It was at this time she found herself in the middle of a copyright infringement lawsuit with Ultra Records over music she thought was properly cleared. She ultimately settled out of court. It was a result of this battle that Michelle identified the need to create a peer-to-peer marketplace where content creators and music artists could support each other through community-based music licensing.

Launched in 2018, Thematic is a collaborative platform that connects emerging and established music artists with digital media content creators across YouTube and other digital platforms.

Thematic’s proprietary algorithm curates music to meet the various needs of content creators, while at the same time matching music artists to creators with like-minded audiences.

With Thematic, creators license each song with a link in their video description, and videos published with that license stay protected from copyright claims. Artists are provided an opportunity to have their music featured in online videos by prominent content creators, ultimately expanding their reach and audience.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Thematic no reviews yet

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Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splitwise 0 mentions
Thematic 7 mentions

Tracking Splitwise since Mar 2021.

  • i got a copyright claim from a website that gives out free no-copyright music
    Http://hellothematic.com/ this is the site mentioned in the email. Source: about 4 years ago
  • [Question] no copyright tracks from youtube. Anyone used them?
    Hey! For my channel I get music from https://hellothematic.com/ ! Source: over 4 years ago
  • What website you guys go for the best free copyright music to use on Youtube?
    í found out this one today hellothematic.com and seems to have really quality music. I hoppe that is a trust plataform. Source: over 4 years ago

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