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Splitwise VS The Spool List

Compare Splitwise VS The Spool List and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
The Spool List

Post a physical job free and get quotes from makers whose machines can make it. No buyer fee; the maker is paid on confirmed delivery.

Rating
0 reviews
Pricing
Freemium $14.99 / Monthly (Maker Pro plan (buyers post free))
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Alternatives Is it good?
GilFlow
GilFlow is smart cash flow management for individuals and teams — track income, expenses, subscriptions, and cash flow across every workspace, on the web and on Android. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 6

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
The Spool List
Website splitwise.com thespoollist.com
Pricing —
Freemium $14.99 / Monthly (Maker Pro plan (buyers post free)) Official pricing
Platforms —
iPhone Android Web
Company — Startup from the United States · 1 - 9 employees · 2026
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Manufacturing Online Marketplace Custom Manufacturing 3D Printing Fabrication Marketplace Mobile Apps +3

About Splitwise and The Spool List

In their own words, as submitted to SaaSHub.

Splitwise
The Spool List

No description of Splitwise yet.

The Spool List is a two-sided marketplace for custom fabrication. Buyers describe a part, prop or product, upload a file or photo and set a budget. Posting is free, and buyers pay no platform fee on top of the maker's quote. Independent makers register each of their machines (any make or...

Read more about The Spool List

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
The Spool List 8 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Free to Use
    Buyers post jobs free; no platform fee on top of the maker's quote
  • Bidding System
    Makers with matching machines quote directly on each job
  • Payments
    Payment protected until the buyer confirms delivery, with a dispute process
  • Machine-First Matching
    Jobs go to makers whose validated machines can actually do the work
  • Maker Map
    Find makers near you on a map; locations shown approximately for privacy
  • 17 Disciplines
    3D printing, CNC, laser, embroidery, woodworking, metal, leather and more
  • Sell Ready-Made
    Makers can sell finished pieces in the Forge
  • Multilingual
    Available in 17 languages on iOS, Android and the web

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
The Spool List

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of The Spool List yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
The Spool List 6 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

The Spool List Tutorial (iOS)

More videos

  • - The Spool List Taster Promo
  • - The Spool List Promo
  • - Maker profile view: Hub, Jobs, Map, Tools and Profile
  • - The Spool List Buyer View
  • - Replacement parts made by local makers

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
The Spool List
100% 100%
Personal Finance
0% 0%
0% 0%
Manufacturing
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Mobile Apps
100% 100%

Questions & Answers

As answered by people managing Splitwise and The Spool List.

What makes your product unique?

The Spool List's answer:

The Spool List is a marketplace for physical fabrication, not digital services. It connects people who need something custom made with makers who have idle machine capacity. It covers 17 disciplines in one place:

3D printing, laser cutting, CNC, resin, vinyl, leather, embroidery, woodworking and more Machine-first matching: jobs are matched to makers based on the machines they actually own and have validated, not just keyword profiles Local-first: makers appear on a live map and are matched by distance, so parts get made near the buyer Photo-to-3D: buyers can turn a photo into a 3D model to start a job Payment protected until the buyer confirms delivery, handled through Stripe

Why should a person choose your product over its competitors?

The Spool List's answer:

No buyer fees. Buyers pay the maker’s quote with nothing added on top. Built for every kind of making. Most platforms focus on one process, usually 3D printing, or on industrial manufacturing with minimum orders. The Spool List handles one-off and small-batch work across 17 disciplines. Real makers, real machines. Makers list the equipment they own, so you’re matched with someone who can actually do the job. Fair for makers. There’s a free plan, and commissions drop as low as 3–5% on higher tiers. That’s well below general-purpose freelance and craft marketplaces. Privacy by design. Buyer contact details stay hidden until the buyer chooses a maker, and maker locations are shown approximately, never exactly. Available everywhere. There are apps for iOS and Android, plus the web.

How would you describe the primary audience of your product?

The Spool List's answer:

There are two sides:

Buyers: hobbyists, cosplayers, tabletop and miniature gamers, people who need replacement parts, designers and small businesses that need something custom made but don’t own the machines. Makers: owners of 3D printers, laser cutters, CNC machines, embroidery machines and other fabrication equipment who want to earn from capacity they already have. They range from home hobbyists to small workshops and print farms.

What's the story behind your product?

The Spool List's answer:

I worked at an architect firm creating CAD models - unable to break through the crust of ebay or etsy - there is no dedicated platform for fabricators. so I’ve spent years watching good ideas stall because getting something physically made is slow, expensive or locked behind industrial minimum orders. At the same time, there are millions of capable machines sitting idle in garages and workshops.

AI is transforming digital work, but it can’t cut, print or stitch anything. Physical fabrication still needs real people with real machines. I started The Spool List in 2026 as a bootstrapped, solo-founded company to connect those two sides directly, locally, and across every type of making.

Which are the primary technologies used for building your product?

The Spool List's answer:

iOS: SwiftUI Android: Kotlin / Jetpack Compose Web: progressive web app (PWA) Backend: Node.js, Supabase (PostgreSQL + PostGIS), TypeScript edge functions Payments: Stripe Connect, RevenueCat Infrastructure: Cloudflare (CDN, DNS, R2 storage), Hetzner Maps: MapLibre GL with OpenFreeMap AI: photo-to-3D generation (TRELLIS.2, Tripo) and a proprietary maker-matching engine

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
The Spool List no reviews yet

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