Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
GilFlow is smart cash flow management for individuals and teams — track income, expenses, subscriptions, and cash flow across every workspace, on the web and on Android.
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Which is more popular?
Based on our record, Subtrack
seems to be more popular. It has been mentioned
2 times
since March 2021.
social mentions
0 vs 2
Personal Finance popularity
91% vs 9%
alternatives listed
240+ vs 123
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
User-Friendly Interface Subtrack offers a clean and intuitive interface, making it easy for users to manage and track their subscriptions without any confusion.
Comprehensive Subscription Management The app allows users to keep track of all their subscriptions in one place, providing reminders for upcoming payments and helping to avoid missed deadlines.
Cross-Platform Availability Available on multiple platforms such as iOS, Android, and web, ensuring users can access their subscription information from any device.
Customizable Alerts Users can set customizable alerts for due dates and billing cycles, ensuring they never miss a payment and can plan their budgets accordingly.
Data Privacy Emphasizes data privacy, ensuring that users' subscription and financial information is securely stored and not shared with third parties.
Possible disadvantages
Limited Free Version The free version of Subtrack may have limited features, prompting users to upgrade to a premium subscription for full functionality.
Potential Subscription Overload While the app helps track subscriptions, it may encourage users to subscribe to more services than they need, potentially leading to higher spending.
Dependence on Manual Input Users are required to manually input their subscription information, which can be time-consuming and may result in data inaccuracies if not regularly updated.
Notification Overload Users may experience an overwhelming number of notifications if they have many subscriptions, potentially leading to important alerts being overlooked.
Premium Pricing The cost of the premium version might be considered high by some users, especially when compared to the value it provides in terms of features beyond the basic subscription tracking.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseSubtrack
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsSubtrack2 mentions
Tracking Splitwise since Mar 2021.
How to get all of my subscriptions to show up is settings->Apple ID->subscriptions?
I do not know if this is allowed but I am just an user of the app but this app is wonderful to keep track of my subscriptions which is not inside the settings https://subtrack.app/.
Source:
about 4 years ago
[TOMT][APP][2021] A mac app that let's you organise/manage subscriptions, not mainstream
Subtrack is similar in looks to it, but it is not the one I am searching for.
Source:
almost 5 years ago
Alternatives to Splitwise and Subtrack
When comparing Splitwise and Subtrack, you can also consider the following products.
Tricount
Settle Up
Splid
Spliit
YNAB
ihatemoney
Splitser
Rocket Money
Bobby
TrackMySubs
Hiatus
SubsCrab
ReScribe
PocketGuard
