Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Net worth tracker for people who own assets through LLCs, trusts or rentals
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Which is more popular?
Based on our record, SSLMate
seems to be more popular. It has been mentioned
2 times
since March 2021.
social mentions
0 vs 2
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 32
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Automated SSL Management SSLMate provides an automated system for purchasing, renewing, and installing SSL certificates, simplifying the process for businesses and developers.
Command Line Interface Offers a powerful CLI tool that allows developers to manage SSL certificates directly from the terminal, integrating well with automated deployment scripts.
Easy Integration SSLMate can be integrated easily with various platforms and services, helping users streamline certificate management into their existing workflows.
Comprehensive Documentation The platform provides detailed documentation, making it easier for users to understand and utilize the full functionality of SSLMate.
Multi-year Plans SSLMate offers multi-year SSL plans, which can help reduce the frequency of updates and potentially lower costs over time.
Possible disadvantages
Cost Compared to some free SSL providers, SSLMate may involve higher costs, which can be a disadvantage for startups or small businesses with limited budgets.
Limited to SSL Certificates SSLMate focuses solely on SSL management, so it might not be suitable for users looking for a more comprehensive security solution that includes additional services like web security or monitoring.
Learning Curve While the documentation is comprehensive, some users might find the technical nature of SSL management, especially through CLI, challenging without a technical background.
Less Suitable for Large Enterprises Unlike some larger SSL providers, SSLMate might not offer all the enterprise-grade features, integrations, or scale that very large organizations might require.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseSSLMate
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
SSLMate is a solid, developer-focused SSL/TLS certificate management service that streamlines certificate provisioning and renewal through automation and command-line tooling, making it a reliable choice for teams comfortable working from the terminal.
Why this product is good
Automated certificate issuance and renewal reduces the risk of expired certificates causing outages
Command-line driven workflow integrates well with DevOps and infrastructure-as-code practices
Offers Cert Spotter, a certificate transparency monitoring tool that alerts you to unexpected certificate issuance for your domains
Supports a range of certificate types and trusted certificate authorities
Focuses on security and simplicity rather than upselling unnecessary add-ons
Recommended for
Developers and system administrators who prefer managing certificates via command line
DevOps teams automating certificate deployment in CI/CD pipelines
Organizations needing certificate transparency monitoring to detect unauthorized issuance
Businesses that want reliable automated renewals to prevent certificate expiration incidents
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsSSLMate2 mentions
Tracking Splitwise since Mar 2021.
How HTTP Reverse Proxying Lost the Argument and Won the Market
The FastCGI specification is 30 years old today. It was published on April 29, 1996. It is, on a couple of structural axes that have come to matter a great deal in 2026, the protocol that the rest of the industry should be using for...
- Source: dev.to
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6 months ago
I use sslmate for our one-year certs. They have proven solid over the last few years and, big pro for me: they offer scripted purchase/renewal/whatever from commandline.
Source:
over 5 years ago
Alternatives to Splitwise and SSLMate
When comparing Splitwise and SSLMate, you can also consider the following products.
SSL certificates that renew and deploy themselves. LapseZero pushes Let's Encrypt certificates to your Nginx servers, AWS CloudFront and load balancers, with no deploy scripts to maintain and no DNS API keys to hand over. Free plan, no card needed.
Certificate Transparency search built for security teams: an alternative to crt.sh with subdomain enumeration, hostname and SHA-256 fingerprint lookup, keyword search over recent issuance, CSV export, an API and an MCP connector. Free to start.
Tricount
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Spliit
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ihatemoney
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CheapSSLsecurity
