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Splitwise VS Prisma Postgres

Compare Splitwise VS Prisma Postgres and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Prisma Postgres

Managed Postgres hosting on the Prisma developer platform, with app hosting next to it, scale to zero, built-in connection pooling, and a free plan with 2 GB storage.

Rating
0 reviews
Pricing
Freemium $10 / Monthly (1M ops, 10 GB storage, 1,000 databases)
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NAS Ledger
NAS Ledger combines Free core accounting with paid budgeting, inventory, project, payroll and multi-entity consolidation tools. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 14

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Prisma Postgres
Website splitwise.com prisma.io
Pricing —
Freemium $10 / Monthly (1M ops, 10 GB storage, 1,000 databases) Official pricing
Platforms —
Web SaaS Cloud CLI +1
Company — Startup from Germany · 10 - 19 employees · 2025
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Databases Relational Databases PostgreSQL DaaS Backend-as-a-Service (BaaS) +2

About Splitwise and Prisma Postgres

In their own words, as submitted to SaaSHub.

Splitwise
Prisma Postgres

No description of Splitwise yet.

Prisma Postgres is a managed PostgreSQL database built for the way developers and AI agents ship today. It provisions a new database in under a second, scales to zero with no idle pausing (so you never pay for or wait on a cold instance), and gives you 50 databases on the free tier, or 1,000...

Read more about Prisma Postgres

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Prisma Postgres 11 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Provisioning
    Sub-second. Instant database via dashboard, API, or create-db.prisma.io
  • Free Tier
    Free plan: 1.01 GB storage, 200,000 operations per month, up to 50 databases, no credit card required
  • Scale to Zero
    No idle pausing. Free databases are never suspended for inactivity.
  • Pricing model
    Operations-based. Pay per query, not compute hours or provisioned resources
  • Connection Pooling
    Built in, no separate pooler needed
  • Backups
    Daily backups on paid plans
  • AI Agent Support
    MCP server, partner provisioning API, no-auth instant databases
  • ORM Integration
    Native Prisma ORM support. Migrations, type-safe queries, Prisma Studio
  • Connectivity
    Direct TCP connections. Works with any Postgres tool or ORM
  • Spend Control
    Hard spend limits on by default on every paid plan
  • Databases Per Plan
    1,000 on Starter.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Prisma Postgres

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of Prisma Postgres yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Prisma Postgres 1 video + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Prisma Postgres in 100 Seconds

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Prisma Postgres
100% 100%
Personal Finance
0% 0%
0% 0%
Databases
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Relational Databases
100% 100%

Questions & Answers

As answered by people managing Splitwise and Prisma Postgres.

Why should a person choose your product over its competitors?

Prisma Postgres's answer:

Prisma Postgres gives you serverless Postgres without the usual tradeoffs. It removes cold starts, so scaling to zero costs you nothing on the next request. Its free tier of 50 databases (and up to 1,000 on paid tiers) is far more generous than competitors that cap free plans at one or two. It can colocate with Prisma Compute for microsecond latency, which standalone Postgres hosts cannot match. And because it is real Postgres, there is no proprietary query layer and no lock-in, so you can move your data and schema out at any time.

How would you describe the primary audience of your product?

Prisma Postgres's answer:

Prisma Postgres is built for AI agents that generate and deploy applications. Sub-second provisioning, zero cold starts, and up to 1,000 databases let an agent spin up a fresh, isolated database for every generated app, preview, or run without cost or setup friction. It equally serves the developers and teams behind those agents, building web and backend apps in TypeScript and JavaScript on serverless and edge platforms, who want managed Postgres with no operational overhead.

What's the story behind your product?

Prisma Postgres's answer:

Prisma is the company behind Prisma ORM, one of the most widely used database toolkits in TypeScript and JavaScript. Prisma Postgres grew out of watching developers pair that ORM with databases that were slow to provision, costly at idle, and hurt by cold starts. It launched in early access in October 2024 and reached general availability in February 2025, bringing serverless Postgres with sub-second provisioning, zero cold starts, and native Prisma ORM integration, now built for the era of AI agents that create and deploy apps at scale.

What makes your product unique?

Prisma Postgres's answer:

Prisma Postgres is serverless PostgreSQL that provisions in under a second, scales to zero with no idle billing, and has zero cold starts. It is built to run many databases at once: 50 on the free tier and up to 1,000 on paid tiers, ideal for a database per branch, preview, or AI agent run. It can be colocated with Prisma Compute so your application logic runs on the same machine as the database for microsecond latency. Being standard Postgres, it has no lock-in and integrates natively with Prisma ORM.

Which are the primary technologies used for building your product?

Prisma Postgres's answer:

Prisma Postgres runs standard PostgreSQL 17 on a unique architecture built with unikernels (lightweight, single-purpose VMs) on bare-metal infrastructure, with built-in connection pooling. This is what enables sub-second provisioning, zero cold starts, and scale-to-zero. It integrates natively with Prisma ORM (TypeScript) and supports direct TCP connections for any Postgres client.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Prisma Postgres no reviews yet

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