Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
GilFlow is smart cash flow management for individuals and teams — track income, expenses, subscriptions, and cash flow across every workspace, on the web and on Android.
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Which is more popular?
Based on our record, Pinboard
seems to be more popular. It has been mentioned
77 times
since March 2021.
social mentions
0 vs 77
Personal Finance popularity
100% vs 0%
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Simplicity Pinboard offers a clean, minimalist interface, making it easy to use without unnecessary complexities or distractions.
Speed The service operates quickly, with fast loading times and efficient bookmarking processes.
Privacy Pinboard values user privacy and does not serve ads. They also avoid tracking user activity across the web.
Data Portability Pinboard allows easy export of your bookmarks, enabling you to retain control of your data and migrate it to other platforms if needed.
API Availability Pinboard provides a robust API, enabling users to integrate their bookmarking activities with other applications and services.
Archiving Feature For a fee, Pinboard offers an archiving feature that saves a copy of the bookmarked page, ensuring you can access the content even if it gets taken down.
No Algorithmic Feeds Pinboard does not use algorithmic feeds, so users see an unfiltered, chronological list of their bookmarks.
Possible disadvantages
Cost Pinboard is not free; it requires a one-time fee for new users, which might deter those looking for completely free solutions.
Outdated Interface The user interface, while simple, can appear outdated compared to modern web applications, possibly affecting user experience.
Limited Social Features Pinboard has limited social features and community engagement options, which may not appeal to users seeking more community involvement and sharing capabilities.
Learning Curve for API While the availability of an API is a pro, it may present a learning curve for users not familiar with APIs, reducing its accessibility to non-developers.
Basic Search Functionality The search functionality is relatively basic compared to other bookmarking services that offer more advanced search and filter options.
No Mobile Apps Pinboard does not have official mobile apps, which could be less convenient for users who prefer native mobile applications for bookmarking.
Analysis
An editorial look at what each product does well and who it suits.
SplitwisePinboard
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Pinboard is a highly regarded bookmarking service, especially for those who appreciate simplicity and privacy. However, it may not be suitable for users seeking more interactive or collaborative features found in social bookmarking platforms.
Why this product is good
Pinboard is a minimalist bookmarking service valued for its simplicity, speed, and ad-free experience. It offers features like saving bookmarks with tags, full-text search, easy import/export of links, and archival of saved pages. The platform is favored by users who prefer a straightforward, reliable tool for managing their online bookmarks without the distraction of social networking features.
Recommended for
Users who prefer a minimalist design and fast performance.
Individuals looking for a bookmarking tool with strong privacy features.
Researchers and digital scholars who need archival capabilities.
People who want an ad-free and straightforward bookmarking experience.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
I don’t think Pinboard’s added a feature in ten years. It certainly hasn’t added a feature useful to me in that space of time. A year or so ago I got some Twitter DMs from someone (not Cegłowski) indicating that a...
While all the other bookmarking sites have died, pinboard.in remains and is a reliable and handy place to save all those links you love but are sure to otherwise forget.
Is https://pinboard.in still a thing? I used to be a subscriber but completely forgot about it.
- Source: Hacker News
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12 days ago
How to Record and Retrieve Anything You've Ever Had to Look Up Twice
Shout out to Pinboard for making bookmarking pages and adding notes incredibly easy. They have a bookmarklet that sits on my bookmarks toolbar and if I like a page/tweet/video etc I just hit the "Add pin", enter some tags and hit enter....
- Source: Hacker News
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9 months ago
I switched to using Pinboard [0] for all bookmarking and never looked back. The real unlocks were: - using the bookmarklet that pops open a small browser window with the page title, suggested tags - doing the same on my iphone - have a...
- Source: Hacker News
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10 months ago